Vermont Used Cars Under $40,000 |with Payments|

2025 BMW X1 xDrive28i

⇩ View Seller Description

This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 22,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now below $40K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$39,399
Est. Payment:	$725.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,439
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$39,399.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,770.53
Avg. DMV Fee	70.00
Cash Sale Price	$42,419.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,419.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 31,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $39K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$38,999
Est. Payment:	$718.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,027
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,742.53
Avg. DMV Fee	70.00
Cash Sale Price	$41,991.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,991.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

⇩ View Seller Description

This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 22,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now below $40K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$39,399
Est. Payment:	$725.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,612
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$39,399.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,770.53
Avg. DMV Fee	70.00
Cash Sale Price	$42,419.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,419.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 2 Series 230i xDrive

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This low mileage preowned 2024 BMW 2 Series 230i xDrive AWD coupe under 7,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$38,399
Est. Payment:	$707.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,945
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,700.53
Avg. DMV Fee	70.00
Cash Sale Price	$41,349.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV below 40,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $39K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$38,399
Est. Payment:	$707.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,016
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,700.53
Avg. DMV Fee	70.00
Cash Sale Price	$41,349.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i xDrive

⇩ View Seller Description

This low mileage certified second hand 2024 BMW 3 Series 330i xDrive AWD sedan below 22,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $39K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$38,399
Est. Payment:	$707.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,558
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,700.53
Avg. DMV Fee	70.00
Cash Sale Price	$41,349.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

⇩ View Seller Description

This low mileage used 2025 BMW X1 xDrive28i AWD SUV under 14,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$38,900
Est. Payment:	$716.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,044
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,735.60
Avg. DMV Fee	70.00
Cash Sale Price	$41,885.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,885.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Carnival SX Prestige

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This below average mileage certified used 2023 Kia Carnival SX Prestige FWD minivan under 64,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Preston's Kia in Montpelier, VT. ...View More Details

Sales Price:	$37,888
Est. Payment:	$810.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,297
Location:	Montpelier, VT

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,664.76
Avg. DMV Fee	70.00
Cash Sale Price	$40,802.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,802.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$810.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sportage Plug-In Hybrid X-Line Prestige

⇩ View Seller Description

This low mileage certified used 2024 Kia Sportage Plug-In Hybrid X-Line Prestige AWD SUV below 17,000 miles, automatic transmission, and 20 MPG, 1.6L hybrid engine is for sale right now under $39K at Preston's Kia in Montpelier, VT. ...View More Details

Sales Price:	$38,888
Est. Payment:	$716.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,954
Location:	Montpelier, VT

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,734.76
Avg. DMV Fee	70.00
Cash Sale Price	$41,872.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,872.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4x4 pickup below 39,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Lamoille Valley Ford in Hardwick, VT. ...View More Details

Sales Price:	$40,000
Est. Payment:	$736.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,310
Location:	Hardwick, VT

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,812.60
Avg. DMV Fee	70.00
Cash Sale Price	$43,062.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,062.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Vermont

Vermont Secondhand Used Vehicles Priced Below $40,000

2025 BMW X1 xDrive28i

2023 BMW X3 xDrive30i

2025 BMW X1 xDrive28i

2024 BMW 2 Series 230i xDrive

2023 BMW X3 xDrive30i

2024 BMW 3 Series 330i xDrive

2025 BMW X1 xDrive28i

2023 Kia Carnival SX Prestige

2024 Kia Sportage Plug-In Hybrid X-Line Prestige

2023 Ford F-150 XL

Vermont Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Vermont

Vermont Secondhand Used Vehicles Priced Below $40,000

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2024 BMW 2 Series 230i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 Kia Carnival SX Prestige

Kia Carnival SX Prestige

2023 Kia Carnival SX Prestige Car Loan Estimate

2024 Kia Sportage Plug-In Hybrid X-Line Prestige

Kia Sportage Plug-In Hybrid X-Line Prestige

2024 Kia Sportage Plug-In Hybrid X-Line Prestige Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Vermont Areas with Used Cars for Sale Below $40,000

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