Vermont Used Cars Under $45,000 |with Payments|

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV under 11,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now below $42K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$41,999
Est. Payment:	$773.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,188
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,952.53
Avg. DMV Fee	70.00
Cash Sale Price	$45,201.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,201.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 4 Series M440i xDrive Gran Coupe

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This low mileage used 2022 BMW 4 Series M440i xDrive Gran Coupe AWD sedan below 37,000 miles, a transmission, and 21 MPG, 3.0L hybrid engine is for sale right now below $43K at The Automaster in Shelburne, VT. ...View More Details

Sales Price:	$42,499
Est. Payment:	$782.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,799
Location:	Shelburne, VT

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,987.53
Avg. DMV Fee	70.00
Cash Sale Price	$45,736.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,736.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$782.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Touring XT

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This low mileage preowned 2026 Subaru Outback Touring XT AWD wagon under 20,000 miles, cvt transmission, and 21 MPG, 2.4L gas engine is for sale right now under $44K at Faith's Ford Westminster in Westminster, VT. ...View More Details

Sales Price:	$43,795
Est. Payment:	$806.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,570
Location:	Westminster, VT

Item	Amount
Used Car Price⁽¹⁾	$43,795.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	3,078.25
Avg. DMV Fee	70.00
Cash Sale Price	$47,123.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,123.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4X4 pickup under 17,000 miles, a transmission, and 21 MPG, 3.6L hybrid engine is for sale right now under $42K at Heritage Ford in South Burlington, VT. ...View More Details

Sales Price:	$42,000
Est. Payment:	$773.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,735
Location:	South Burlington, VT

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,952.60
Avg. DMV Fee	70.00
Cash Sale Price	$45,202.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,202.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$773.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4X4 pickup below 10,000 miles, a transmission, and 21 MPG, 5.0L flexible engine is for sale right now under $42K at Lamoille Valley Ford, Inc. in Hardwick, VT. ...View More Details

Sales Price:	$42,000
Est. Payment:	$773.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,527
Location:	Hardwick, VT

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,952.60
Avg. DMV Fee	70.00
Cash Sale Price	$45,202.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,202.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$773.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 52,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $41K at Twin State Ford, Inc. in Saint Johnsbury, VT. ...View More Details

Sales Price:	$40,480
Est. Payment:	$800.08 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,017
Location:	Saint Johnsbury, VT

Item	Amount
Used Car Price⁽¹⁾	$40,480.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,846.20
Avg. DMV Fee	70.00
Cash Sale Price	$43,576.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,576.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$800.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-350 Super Duty XLT

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This average mileage second hand 2021 Ford F-350 Super Duty XLT 4X4 pickup below 72,000 miles, a transmission, and 21 MPG, 7.3L gas engine is for sale right now under $42K at Oliver Ford of Bennington in Bennington, VT. ...View More Details

Sales Price:	$41,593
Est. Payment:	$971.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,802
Location:	Bennington, VT

Item	Amount
Used Car Price⁽¹⁾	$41,593.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,924.11
Avg. DMV Fee	70.00
Cash Sale Price	$44,767.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,767.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$971.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 25,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now below $42K at Heritage Ford in South Burlington, VT. ...View More Details

Sales Price:	$41,500
Est. Payment:	$764.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,834
Location:	South Burlington, VT

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,917.60
Avg. DMV Fee	70.00
Cash Sale Price	$44,667.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,667.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$764.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV below 5,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $42K at E. J. Barrette & Sons, Inc. in Swanton, VT. ...View More Details

Sales Price:	$41,995
Est. Payment:	$773.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,073
Location:	Swanton, VT

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,952.25
Avg. DMV Fee	70.00
Cash Sale Price	$45,197.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,197.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX 4X4 pickup under 15,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $44K at Twin State Ford, Inc. in Saint Johnsbury, VT. ...View More Details

Sales Price:	$43,110
Est. Payment:	$793.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,629
Location:	Saint Johnsbury, VT

Item	Amount
Used Car Price⁽¹⁾	$43,110.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	3,030.30
Avg. DMV Fee	70.00
Cash Sale Price	$46,390.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,390.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$793.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Vermont

Vermont Secondhand Used Vehicles Priced Below $45,000

2025 BMW X1 xDrive28i

2022 BMW 4 Series M440i xDrive Gran Coupe

2026 Subaru Outback Touring XT

2025 Ram 1500 Big Horn

2023 Ford F-150 XL

2023 Ford F-150 XLT

2021 Ford F-350 Super Duty XLT

2023 Ford F-150 XL

2023 Ford Explorer Limited

2024 Ford F-150 STX

Vermont Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Vermont

Vermont Secondhand Used Vehicles Priced Below $45,000

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2022 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2022 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2026 Subaru Outback Touring XT

Subaru Outback Touring XT

2026 Subaru Outback Touring XT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2021 Ford F-350 Super Duty XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

Vermont Areas with Used Cars for Sale Below $45,000

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