Birmingham, AL Used Cars Under $400 a Month

2026 Hyundai VENUE SEL

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This low mileage second hand 2026 Hyundai VENUE SEL FWD wagon below 9,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $22K at Tameron Hyundai in Birmingham, AL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$420.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,156
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,399.32
Avg. DMV Fee	363.00
Cash Sale Price	$24,574.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,574.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$420.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage preowned 2025 Ford Escape Active AWD SUV under 26,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now below $20K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$19,556
Est. Payment:	$383.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,674
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$19,556.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,185.48
Avg. DMV Fee	363.00
Cash Sale Price	$22,416.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,416.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$383.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

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This low mileage used 2024 Hyundai KONA SEL FWD SUV under 43,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $22K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$21,121
Est. Payment:	$413.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,667
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$21,121.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,357.63
Avg. DMV Fee	363.00
Cash Sale Price	$24,153.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,153.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$413.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This below average mileage preowned 2022 Hyundai KONA SEL FWD SUV below 68,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $17K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$16,729
Est. Payment:	$382.92 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,175
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$16,729.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,874.51
Avg. DMV Fee	363.00
Cash Sale Price	$19,278.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,278.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$382.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan below 25,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now under $22K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$21,182
Est. Payment:	$414.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,700
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$21,182.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,364.34
Avg. DMV Fee	363.00
Cash Sale Price	$24,221.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,221.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$414.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,182.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Tiguan SE

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This below average mileage used 2023 Volkswagen Tiguan SE FWD SUV under 62,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now below $17K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$16,995
Est. Payment:	$388.79 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,852
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$16,995.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,903.77
Avg. DMV Fee	363.00
Cash Sale Price	$19,573.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,573.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$388.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage used 2025 Ford Escape Active FWD SUV below 19,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now below $21K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$20,190
Est. Payment:	$395.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,131
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$20,190.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,255.22
Avg. DMV Fee	363.00
Cash Sale Price	$23,120.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,120.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$395.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Birmingham, AL

Birmingham, AL Secondhand Used Vehicles with Payments Below $400 / Month

2026 Hyundai VENUE SEL

2025 Ford Escape Active

2024 Hyundai KONA SEL

2022 Hyundai KONA SEL

2025 Nissan Altima 2.5 SV

2023 Volkswagen Tiguan SE

2025 Ford Escape Active

Used Cars under $400 per month for Sale in Birmingham, AL

Birmingham, AL Secondhand Used Vehicles with Payments Below $400 / Month

2026 Hyundai VENUE SEL

Hyundai VENUE SEL

2026 Hyundai VENUE SEL Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2023 Volkswagen Tiguan SE

Volkswagen Tiguan SE

2023 Volkswagen Tiguan SE Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

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