Birmingham, AL Used Cars Under $650 a Month

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 22,000 miles, a transmission, and 20 MPG, 1.6L hybrid engine is for sale right now under $33K at Tameron Hyundai in Birmingham, AL. ...View More Details

Sales Price:	$33,000
Est. Payment:	$638.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,361
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,664.32
Avg. DMV Fee	363.00
Cash Sale Price	$37,339.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,339.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$638.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Pathfinder S

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This high mileage second hand 2022 Nissan Pathfinder S FWD SUV under 101,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $19K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$18,948
Est. Payment:	$672.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,564
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$18,948.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,118.60
Avg. DMV Fee	363.00
Cash Sale Price	$21,741.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,741.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$672.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,948.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Civic EX-L

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This high mileage used 2017 Honda Civic EX-L FWD sedan below 157,000 miles, cvt transmission, and 20 MPG, 1.5L gas engine is for sale right now under $13K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$12,990
Est. Payment:	$552.04 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,244
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,463.22
Avg. DMV Fee	363.00
Cash Sale Price	$15,128.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,128.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$552.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

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This low mileage used 2023 Ford Bronco Big Bend 4X4 SUV under 49,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $35K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$667.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,384
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,829.32
Avg. DMV Fee	363.00
Cash Sale Price	$39,004.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,004.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger XLT

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This below average mileage second hand 2021 Ford Ranger XLT 4X4 pickup below 64,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $29K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$28,141
Est. Payment:	$634.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,530
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$28,141.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,129.83
Avg. DMV Fee	363.00
Cash Sale Price	$31,945.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,945.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$634.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,141.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas Peak Edition SE 4Motion

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This low mileage preowned 2024 Volkswagen Atlas Peak Edition SE 4Motion AWD SUV under 48,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $34K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$657.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,444
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,773.22
Avg. DMV Fee	363.00
Cash Sale Price	$38,438.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,438.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XLT

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This average mileage second hand 2020 Ford Ranger XLT 4X4 pickup below 76,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $28K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$27,654
Est. Payment:	$681.57 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,524
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$27,654.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,076.26
Avg. DMV Fee	363.00
Cash Sale Price	$31,405.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,405.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$681.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,654.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota RAV4 Adventure

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This average mileage used 2021 Toyota RAV4 Adventure AWD SUV below 74,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $28K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$677.62 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,649
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,058.22
Avg. DMV Fee	363.00
Cash Sale Price	$31,223.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,223.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$677.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride LX

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This above average mileage second hand 2023 Kia Telluride LX AWD SUV under 94,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $21K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$20,495
Est. Payment:	$632.78 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,661
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$20,495.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,288.77
Avg. DMV Fee	363.00
Cash Sale Price	$23,458.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,458.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$632.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier PRO-4X

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This low mileage used 2024 Nissan Frontier PRO-4X 4X4 pickup below 18,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $35K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$34,494
Est. Payment:	$667.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,159
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$34,494.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,828.66
Avg. DMV Fee	363.00
Cash Sale Price	$38,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Birmingham, AL

Birmingham, AL Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE Hybrid SEL

2022 Nissan Pathfinder S

2017 Honda Civic EX-L

2023 Ford Bronco Big Bend

2021 Ford Ranger XLT

2024 Volkswagen Atlas Peak Edition SE 4Motion

2020 Ford Ranger XLT

2021 Toyota RAV4 Adventure

2023 Kia Telluride LX

2024 Nissan Frontier PRO-4X

Used Cars under $650 per month for Sale in Birmingham, AL

Birmingham, AL Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2022 Nissan Pathfinder S

Nissan Pathfinder S

2022 Nissan Pathfinder S Car Loan Estimate

2017 Honda Civic EX-L

Honda Civic EX-L

2017 Honda Civic EX-L Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

2021 Ford Ranger XLT

Ford Ranger XLT

2021 Ford Ranger XLT Car Loan Estimate

2024 Volkswagen Atlas Peak Edition SE 4Motion

Volkswagen Atlas Peak Edition SE 4Motion

2024 Volkswagen Atlas Peak Edition SE 4Motion Car Loan Estimate

2020 Ford Ranger XLT

Ford Ranger XLT

2020 Ford Ranger XLT Car Loan Estimate

2021 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2021 Toyota RAV4 Adventure Car Loan Estimate

2023 Kia Telluride LX

Kia Telluride LX

2023 Kia Telluride LX Car Loan Estimate

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

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