Birmingham, AL Used Cars Under $550 a Month

2024 Hyundai KONA N Line

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This average mileage preowned 2024 Hyundai KONA N Line AWD SUV under 71,000 miles, a transmission, and 27 MPG, 1.6L gas engine is for sale right now under $22K at Tameron Hyundai in Birmingham, AL. ...View More Details

Sales Price:	$21,900
Est. Payment:	$542.96 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,709
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$21,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,443.32
Avg. DMV Fee	363.00
Cash Sale Price	$25,018.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,018.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$542.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Trailhawk

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This high mileage used 2019 Jeep Cherokee Trailhawk 4X4 SUV below 117,000 miles, a transmission, and 27 MPG, 3.2L gas engine is for sale right now under $15K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$14,671
Est. Payment:	$525.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,686
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$14,671.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,648.13
Avg. DMV Fee	363.00
Cash Sale Price	$16,994.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,994.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$525.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,671.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT4 Luxury

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This below average mileage preowned 2023 Cadillac XT4 Luxury FWD wagon below 63,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $24K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$23,449
Est. Payment:	$531.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,756
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$23,449.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,613.71
Avg. DMV Fee	363.00
Cash Sale Price	$26,737.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,737.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$531.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Civic Sport

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This average mileage second hand 2022 Honda Civic Sport FWD sedan below 79,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $22K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$21,490
Est. Payment:	$533.08 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,719
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,398.22
Avg. DMV Fee	363.00
Cash Sale Price	$24,563.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,563.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$533.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Acura RDX w/Tech

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This high mileage preowned 2017 Acura RDX w/Tech FWD SUV under 104,000 miles, a transmission, and 27 MPG, 3.5L gas engine is for sale right now below $16K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$15,490
Est. Payment:	$553.86 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,364
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$15,490.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,738.22
Avg. DMV Fee	363.00
Cash Sale Price	$17,903.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,903.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$553.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This low mileage preowned 2024 Ford Maverick XLT AWD pickup below 43,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $28K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$27,671
Est. Payment:	$537.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,719
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$27,671.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,078.13
Avg. DMV Fee	363.00
Cash Sale Price	$31,424.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,424.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$537.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,671.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Sport

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This below average mileage second hand 2023 Jeep Gladiator Sport 4X4 pickup below 62,000 miles, transmission, and 27 MPG, 3.6L gas engine is for sale right now below $26K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$25,499
Est. Payment:	$576.28 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,709
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$25,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,839.21
Avg. DMV Fee	363.00
Cash Sale Price	$29,013.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,013.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$576.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT RWD SUV below 59,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $27K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$26,482
Est. Payment:	$552.73 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,577
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$26,482.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,947.34
Avg. DMV Fee	363.00
Cash Sale Price	$30,104.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,104.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$552.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,482.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Acadia SLT-1

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This high mileage second hand 2017 GMC Acadia SLT-1 FWD SUV below 161,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now below $10K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$9,982
Est. Payment:	$430.21 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	160,578
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$9,982.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,132.34
Avg. DMV Fee	363.00
Cash Sale Price	$11,789.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,789.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$430.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox ACTIV

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This low mileage used 2025 Chevrolet Equinox ACTIV FWD SUV under 30,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now under $28K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$27,473
Est. Payment:	$533.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,684
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$27,473.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,056.35
Avg. DMV Fee	363.00
Cash Sale Price	$31,204.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,204.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$533.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Birmingham, AL

Birmingham, AL Secondhand Used Vehicles with Payments Below $550 / Month

2024 Hyundai KONA N Line

2019 Jeep Cherokee Trailhawk

2023 Cadillac XT4 Luxury

2022 Honda Civic Sport

2017 Acura RDX w/Tech

2024 Ford Maverick XLT

2023 Jeep Gladiator Sport

2023 Ford Explorer XLT

2017 GMC Acadia SLT-1

2025 Chevrolet Equinox ACTIV

Used Cars under $550 per month for Sale in Birmingham, AL

Birmingham, AL Secondhand Used Vehicles with Payments Below $550 / Month

2024 Hyundai KONA N Line

Hyundai KONA N Line

2024 Hyundai KONA N Line Car Loan Estimate

2019 Jeep Cherokee Trailhawk

Jeep Cherokee Trailhawk

2019 Jeep Cherokee Trailhawk Car Loan Estimate

2023 Cadillac XT4 Luxury

Cadillac XT4 Luxury

2023 Cadillac XT4 Luxury Car Loan Estimate

2022 Honda Civic Sport

Honda Civic Sport

2022 Honda Civic Sport Car Loan Estimate

2017 Acura RDX w/Tech

Acura RDX w/Tech

2017 Acura RDX w/Tech Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2023 Jeep Gladiator Sport

Jeep Gladiator Sport

2023 Jeep Gladiator Sport Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2017 GMC Acadia SLT-1

GMC Acadia SLT-1

2017 GMC Acadia SLT-1 Car Loan Estimate

2025 Chevrolet Equinox ACTIV

Chevrolet Equinox ACTIV

2025 Chevrolet Equinox ACTIV Car Loan Estimate

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