Arizona Used SUVs Under $40,000 |with Payments|

2025 Hyundai PALISADE XRT

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This low mileage used 2025 Hyundai PALISADE XRT FWD SUV under 6,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $38K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$37,799
Est. Payment:	$736.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,553
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,799.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,281.54
Avg. DMV Fee	532.00
Cash Sale Price	$43,041.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,041.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV under 27,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,638
Est. Payment:	$752.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,775
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,638.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,375.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,974.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,974.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$752.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sportage Plug-In Hybrid X-Line Prestige

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This low mileage preowned 2025 Kia Sportage Plug-In Hybrid X-Line Prestige AWD SUV under 10,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $37K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$36,666
Est. Payment:	$714.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,133
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,666.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,154.64
Avg. DMV Fee	532.00
Cash Sale Price	$41,781.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,781.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$714.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,666.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 26,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $40K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,071
Est. Payment:	$760.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,220
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,071.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,424.00
Avg. DMV Fee	532.00
Cash Sale Price	$44,456.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,456.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage second hand 2024 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 32,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $40K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,991
Est. Payment:	$778.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,937
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,527.04
Avg. DMV Fee	532.00
Cash Sale Price	$45,479.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,479.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$778.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage second hand 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 22,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Enclave Avenir

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This low mileage used 2023 Buick Enclave Avenir 4x4 SUV under 23,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $40K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,995
Est. Payment:	$778.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,817
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,527.49
Avg. DMV Fee	532.00
Cash Sale Price	$45,483.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,483.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$778.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage second hand 2025 Chevrolet Traverse LT 4x4 SUV below 25,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $39K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$38,165
Est. Payment:	$743.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,286
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,165.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,322.53
Avg. DMV Fee	532.00
Cash Sale Price	$43,448.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,448.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$743.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,165.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 12,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $40K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$39,376
Est. Payment:	$766.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,680
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,376.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,458.16
Avg. DMV Fee	532.00
Cash Sale Price	$44,795.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,795.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV below 36,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$35,995
Est. Payment:	$702.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,536
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,079.49
Avg. DMV Fee	532.00
Cash Sale Price	$41,035.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,035.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Arizona

Arizona Secondhand Used SUVs Priced Below $40,000

2025 Hyundai PALISADE XRT

2025 Kia Telluride S

2025 Kia Sportage Plug-In Hybrid X-Line Prestige

2024 Hyundai PALISADE Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai TUCSON Plug-in Hybrid Limited

2023 Buick Enclave Avenir

2025 Chevrolet Traverse LT

2025 Hyundai TUCSON Plug-in Hybrid Limited

2022 Lincoln Nautilus Reserve

Arizona Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Arizona

Arizona Secondhand Used SUVs Priced Below $40,000

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Kia Sportage Plug-In Hybrid X-Line Prestige

Kia Sportage Plug-In Hybrid X-Line Prestige

2025 Kia Sportage Plug-In Hybrid X-Line Prestige Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2023 Buick Enclave Avenir

Buick Enclave Avenir

2023 Buick Enclave Avenir Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2025 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2025 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

Arizona Areas with Used SUVs for Sale Below $40,000

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