Arizona Used Cars Under $40,000 |with Payments|

2019 Ram 1500 Rebel

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This below average mileage second hand 2019 Ram 1500 Rebel 4x4 pickup below 63,000 miles, automatic transmission, and 35 MPG, 5.7L gas engine is for sale right now under $37K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$36,399
Est. Payment:	$1,017.66 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	63,333
Location:	Sierra Vista, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,399.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,124.74
Avg. DMV Fee	532.00
Cash Sale Price	$41,484.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$39,347.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$1,017.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Buick Enclave Avenir

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This low mileage second hand 2023 Buick Enclave Avenir 4x4 SUV under 23,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now below $40K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1,007.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,817
Location:	Sierra Vista, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,527.49
Avg. DMV Fee	532.00
Cash Sale Price	$45,483.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$43,234.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,007.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV under 27,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now under $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,638
Est. Payment:	$973.05 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,775
Location:	Avondale, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$38,638.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,375.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,974.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$41,767.68
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$973.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified second hand 2025 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 12,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $40K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$39,376
Est. Payment:	$991.63 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11,680
Location:	Prescott, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$39,376.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,458.16
Avg. DMV Fee	532.00
Cash Sale Price	$44,795.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$42,565.46
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$991.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Ford F-350 Super Duty Platinum

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This high mileage preowned 2017 Ford F-350 Super Duty Platinum 4x4 pickup under 108,000 miles, automatic transmission, and 35 MPG, 6.7L diesel engine is for sale right now below $40K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$39,888
Est. Payment:	$1,577.52 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	108,069
Location:	Kingman, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,515.50
Avg. DMV Fee	532.00
Cash Sale Price	$45,364.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$43,118.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Finance Payment	$1,577.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 36 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Jeep Gladiator Willys

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This low mileage preowned 2025 Jeep Gladiator Willys 4x4 pickup below 21,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now under $39K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$38,599
Est. Payment:	$972.06 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,974
Location:	Sierra Vista, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,371.14
Avg. DMV Fee	532.00
Cash Sale Price	$43,931.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$41,725.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$972.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage preowned 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 22,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$931.67 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$39,991.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$931.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ram 1500 Big Horn

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This low mileage used 2021 Ram 1500 Big Horn 4x4 pickup under 45,000 miles, automatic transmission, and 35 MPG, 5.7L gas engine is for sale right now under $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,086
Est. Payment:	$908.78 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,302
Location:	Prescott, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,086.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,089.68
Avg. DMV Fee	532.00
Cash Sale Price	$41,136.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$39,008.97
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$908.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,086.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Nissan Titan SV

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This low mileage used 2024 Nissan Titan SV RWD pickup under 9,000 miles, automatic transmission, and 35 MPG, 5.6L gas engine is for sale right now under $39K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$38,591
Est. Payment:	$971.86 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	8,650
Location:	Sierra Vista, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,370.24
Avg. DMV Fee	532.00
Cash Sale Price	$43,922.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$41,716.87
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage used 2025 Hyundai TUCSON Hybrid Limited AWD SUV below 9,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $36K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$36,000
Est. Payment:	$906.61 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	8,690
Location:	Cottonwood, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,080.05
Avg. DMV Fee	532.00
Cash Sale Price	$41,041.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$38,916.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$906.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2019 Ram 1500 Rebel

2023 Buick Enclave Avenir

2025 Kia Telluride S

2025 Hyundai TUCSON Plug-in Hybrid Limited

2017 Ford F-350 Super Duty Platinum

2025 Jeep Gladiator Willys

2024 Hyundai TUCSON Plug-in Hybrid Limited

2021 Ram 1500 Big Horn

2024 Nissan Titan SV

2025 Hyundai TUCSON Hybrid Limited

Arizona Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2019 Ram 1500 Rebel

Ram 1500 Rebel

2019 Ram 1500 Rebel Poor Credit Auto Finance Estimate

2023 Buick Enclave Avenir

Buick Enclave Avenir

2023 Buick Enclave Avenir Poor Credit Car Finance Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Poor Credit Car Loan Estimate

2025 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2025 Hyundai TUCSON Plug-in Hybrid Limited Poor Credit Car Loan Estimate

2017 Ford F-350 Super Duty Platinum

Ford F-350 Super Duty Platinum

2017 Ford F-350 Super Duty Platinum Poor Credit Car Finance Estimate

2025 Jeep Gladiator Willys

Jeep Gladiator Willys

2025 Jeep Gladiator Willys Poor Credit Auto Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Poor Credit Auto Loan Estimate

2021 Ram 1500 Big Horn

Ram 1500 Big Horn

2021 Ram 1500 Big Horn Poor Credit Auto Finance Estimate

2024 Nissan Titan SV

Nissan Titan SV

2024 Nissan Titan SV Poor Credit Auto Finance Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Poor Credit Auto Loan Estimate

Arizona Areas with Used Cars for Sale Below $40,000

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