Arizona Used Cars Under $40,000 |with Payments|

2025 Cadillac XT6 Premium Luxury

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This low mileage used 2025 Cadillac XT6 Premium Luxury FWD SUV under 31,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now below $39K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$38,491
Est. Payment:	$749.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,493
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,491.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,359.04
Avg. DMV Fee	532.00
Cash Sale Price	$43,811.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,811.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Premium

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This low mileage preowned 2024 Buick Enclave Premium 4x4 SUV under 26,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now under $36K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$35,995
Est. Payment:	$702.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,976
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,079.49
Avg. DMV Fee	532.00
Cash Sale Price	$41,035.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,035.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado Z71

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This low mileage second hand 2022 Chevrolet Colorado Z71 4x4 pickup under 28,000 miles, automatic transmission, and 35 MPG, 2.8L diesel engine is for sale right now under $40K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,188
Est. Payment:	$762.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,375
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,188.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,437.10
Avg. DMV Fee	532.00
Cash Sale Price	$44,586.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,586.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,188.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV below 12,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,995
Est. Payment:	$759.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,631
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.49
Avg. DMV Fee	532.00
Cash Sale Price	$44,371.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,371.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy FWD SUV under 55,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now under $35K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$35,000
Est. Payment:	$733.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,367
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,968.05
Avg. DMV Fee	532.00
Cash Sale Price	$39,929.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,929.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$733.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified second hand 2025 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV under 13,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,838
Est. Payment:	$756.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,872
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,838.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,397.90
Avg. DMV Fee	532.00
Cash Sale Price	$44,196.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,196.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Canyon Elevation

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This low mileage second hand 2023 GMC Canyon Elevation 4x4 pickup below 38,000 miles, automatic transmission, and 35 MPG, 2.7L gas engine is for sale right now below $39K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$38,995
Est. Payment:	$759.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,823
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.49
Avg. DMV Fee	532.00
Cash Sale Price	$44,371.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,371.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$759.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 2500HD Work Truck

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This low mileage preowned 2024 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 44,000 miles, automatic transmission, and 35 MPG, 6.6L gas engine is for sale right now below $38K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$37,852
Est. Payment:	$737.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,957
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,852.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,287.47
Avg. DMV Fee	532.00
Cash Sale Price	$43,100.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,100.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,852.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage used 2025 Hyundai PALISADE SEL FWD SUV under 8,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now below $36K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$35,032
Est. Payment:	$683.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,991
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,032.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,971.63
Avg. DMV Fee	532.00
Cash Sale Price	$39,964.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,964.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,032.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage preowned 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 9,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $37K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$36,999
Est. Payment:	$721.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,690
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.94
Avg. DMV Fee	532.00
Cash Sale Price	$42,151.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,151.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2025 Cadillac XT6 Premium Luxury

2024 Buick Enclave Premium

2022 Chevrolet Colorado Z71

2024 Hyundai SANTA FE Calligraphy

2024 Hyundai PALISADE Calligraphy

2025 Hyundai TUCSON Plug-in Hybrid Limited

2023 GMC Canyon Elevation

2024 Chevrolet Silverado 2500HD Work Truck

2025 Hyundai PALISADE SEL

2025 Hyundai TUCSON Hybrid Limited

Arizona Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2025 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2025 Cadillac XT6 Premium Luxury Car Loan Estimate

2024 Buick Enclave Premium

Buick Enclave Premium

2024 Buick Enclave Premium Car Loan Estimate

2022 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2022 Chevrolet Colorado Z71 Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2025 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2023 GMC Canyon Elevation

GMC Canyon Elevation

2023 GMC Canyon Elevation Car Loan Estimate

2024 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2024 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

Arizona Areas with Used Cars for Sale Below $40,000

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