Arizona Used Cars Under $40,000 |with Payments|

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2024 Hyundai SANTA FE Calligraphy AWD SUV under 12,000 miles, automatic transmission, and 81 MPG, 2.5L gas engine is for sale right now under $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,995
Est. Payment:	$759.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,631
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.49
Avg. DMV Fee	532.00
Cash Sale Price	$44,371.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,371.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Tradesman

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This average mileage preowned 2021 Ram 2500 Tradesman 4x4 pickup under 90,000 miles, automatic transmission, and 81 MPG, 6.7L diesel engine is for sale right now below $37K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$36,710
Est. Payment:	$1004.21 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,616
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,710.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,159.57
Avg. DMV Fee	532.00
Cash Sale Price	$41,830.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,830.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1004.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-350 Super Duty XL

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This high mileage preowned 2017 Ford F-350 Super Duty XL 4x4 pickup under 108,000 miles, automatic transmission, and 81 MPG, 6.7L diesel engine is for sale right now under $40K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$39,888
Est. Payment:	$1403.42 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,069
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,515.50
Avg. DMV Fee	532.00
Cash Sale Price	$45,364.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,364.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1403.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT6 Premium Luxury

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This low mileage second hand 2025 Cadillac XT6 Premium Luxury FWD SUV below 31,000 miles, automatic transmission, and 81 MPG, 3.6L gas engine is for sale right now under $39K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$38,491
Est. Payment:	$749.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,493
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,491.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,359.04
Avg. DMV Fee	532.00
Cash Sale Price	$43,811.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,811.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$749.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Gladiator Willys

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This low mileage preowned 2024 Jeep Gladiator Willys 4x4 pickup under 6,000 miles, transmission, and 81 MPG, 3.6L gas engine is for sale right now below $40K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,914
Est. Payment:	$776.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,082
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,914.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,518.42
Avg. DMV Fee	532.00
Cash Sale Price	$45,393.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,393.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$776.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,914.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 26,000 miles, automatic transmission, and 81 MPG, 3.8L gas engine is for sale right now under $40K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,071
Est. Payment:	$760.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,220
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,071.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,424.00
Avg. DMV Fee	532.00
Cash Sale Price	$44,456.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,456.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Canyon Elevation

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This low mileage used 2023 GMC Canyon Elevation 4x4 pickup under 38,000 miles, automatic transmission, and 81 MPG, 2.7L gas engine is for sale right now under $39K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$38,995
Est. Payment:	$759.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,823
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.49
Avg. DMV Fee	532.00
Cash Sale Price	$44,371.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,371.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$759.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage second hand 2022 BMW X5 xDrive40i AWD SUV under 60,000 miles, automatic transmission, and 81 MPG, 3.0L hybrid engine is for sale right now below $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,525
Est. Payment:	$784.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,637
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,525.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,250.85
Avg. DMV Fee	532.00
Cash Sale Price	$42,736.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,736.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$784.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy FWD SUV under 55,000 miles, automatic transmission, and 81 MPG, 3.8L gas engine is for sale right now under $35K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$35,000
Est. Payment:	$733.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,367
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,968.05
Avg. DMV Fee	532.00
Cash Sale Price	$39,929.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,929.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$733.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage used 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV under 22,000 miles, automatic transmission, and 81 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai SANTA FE Calligraphy

2021 Ram 2500 Tradesman

2017 Ford F-350 Super Duty XL

2025 Cadillac XT6 Premium Luxury

2024 Jeep Gladiator Willys

2024 Hyundai PALISADE Calligraphy

2023 GMC Canyon Elevation

2022 BMW X5 xDrive40i

2024 Hyundai PALISADE Calligraphy

2024 Hyundai TUCSON Plug-in Hybrid Limited

Arizona Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2021 Ram 2500 Tradesman

Ram 2500 Tradesman

2021 Ram 2500 Tradesman Car Loan Estimate

2017 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2017 Ford F-350 Super Duty XL Car Loan Estimate

2025 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2025 Cadillac XT6 Premium Luxury Car Loan Estimate

2024 Jeep Gladiator Willys

Jeep Gladiator Willys

2024 Jeep Gladiator Willys Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 GMC Canyon Elevation

GMC Canyon Elevation

2023 GMC Canyon Elevation Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

Arizona Areas with Used Cars for Sale Below $40,000

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