Arizona Used Cars Under $40,000 |with Payments|

2025 Chevrolet Traverse LT

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This low mileage used 2025 Chevrolet Traverse LT 4X4 SUV below 25,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$38,513
Est. Payment:	$750.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,286
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,513.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,361.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,835.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,835.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage second hand 2024 Hyundai SANTA FE Limited AWD SUV below 17,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$36,723
Est. Payment:	$716.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,974
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,723.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,161.02
Avg. DMV Fee	532.00
Cash Sale Price	$41,845.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,845.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,723.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 39,000 miles, a transmission, and 24 MPG, 3.0L gas engine is for sale right now below $40K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$39,016
Est. Payment:	$759.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,276
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,016.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,417.84
Avg. DMV Fee	532.00
Cash Sale Price	$44,394.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,394.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,016.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV under 26,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now below $37K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$36,021
Est. Payment:	$702.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,220
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,021.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,082.40
Avg. DMV Fee	532.00
Cash Sale Price	$41,064.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,064.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,021.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 Elevation

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This below average mileage second hand 2020 GMC Sierra 1500 Elevation 4X4 pickup under 63,000 miles, a transmission, and 24 MPG, 5.3L gas engine is for sale right now under $38K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$37,991
Est. Payment:	$859.16 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,610
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,303.04
Avg. DMV Fee	532.00
Cash Sale Price	$43,255.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,255.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$859.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 2,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,013
Est. Payment:	$702.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,831
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,013.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,081.50
Avg. DMV Fee	532.00
Cash Sale Price	$41,055.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,055.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,013.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage preowned 2023 Jeep Gladiator Rubicon 4X4 pickup below 22,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,912
Est. Payment:	$738.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,368
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,912.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,294.19
Avg. DMV Fee	532.00
Cash Sale Price	$43,167.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,167.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Mojave

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This low mileage used 2022 Jeep Gladiator Mojave 4X4 pickup below 23,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now under $40K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,538
Est. Payment:	$769.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,049
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,538.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,476.30
Avg. DMV Fee	532.00
Cash Sale Price	$44,975.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,975.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$769.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,538.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 SLT

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This low mileage preowned 2025 GMC Sierra 1500 SLT 4X2 pickup under 31,000 miles, a transmission, and 24 MPG, 5.3L gas engine is for sale right now under $40K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$39,491
Est. Payment:	$768.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,900
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,491.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,471.04
Avg. DMV Fee	532.00
Cash Sale Price	$44,923.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,923.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$768.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Rubicon

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This low mileage used 2021 Jeep Wrangler Unlimited Rubicon 4X4 SUV below 49,000 miles, a transmission, and 24 MPG, 3.0L diesel engine is for sale right now under $38K at Ed Morse Nissan in Sierra Vista, AZ. ...View More Details

Sales Price:	$37,891
Est. Payment:	$738.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,103
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,891.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,291.84
Avg. DMV Fee	532.00
Cash Sale Price	$43,143.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,143.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,891.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Traverse LT

2024 Hyundai SANTA FE Limited

2023 Ford Explorer ST

2024 Hyundai PALISADE Calligraphy

2020 GMC Sierra 1500 Elevation

2026 Hyundai SANTA FE Hybrid SE

2023 Jeep Gladiator Rubicon

2022 Jeep Gladiator Mojave

2025 GMC Sierra 1500 SLT

2021 Jeep Wrangler Unlimited Rubicon

Arizona Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Arizona

Arizona Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2020 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2020 GMC Sierra 1500 Elevation Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2022 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2022 Jeep Gladiator Mojave Car Loan Estimate

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2021 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2021 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

Arizona Areas with Used Cars for Sale Below $40,000

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