Phoenix, AZ Area Used SUVs Under $40,000

2026 Hyundai SANTA FE Hybrid SE

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 2,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,013
Est. Payment:	$702.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,831
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,013.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,081.50
Avg. DMV Fee	532.00
Cash Sale Price	$41,055.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,055.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,013.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 8,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,954
Est. Payment:	$739.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,080
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,954.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,298.90
Avg. DMV Fee	532.00
Cash Sale Price	$43,213.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,213.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$739.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,954.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage used 2024 Hyundai SANTA FE Limited AWD SUV below 17,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$36,723
Est. Payment:	$716.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,974
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,723.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,161.02
Avg. DMV Fee	532.00
Cash Sale Price	$41,845.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,845.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,723.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage second hand 2025 Chevrolet Traverse LT 4X4 SUV under 25,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $39K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$38,513
Est. Payment:	$750.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,286
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,513.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,361.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,835.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,835.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 5,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,138
Est. Payment:	$742.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,348
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,138.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,319.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,418.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,418.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage preowned 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 9,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $36K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$35,888
Est. Payment:	$700.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,690
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,067.50
Avg. DMV Fee	532.00
Cash Sale Price	$40,916.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,916.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage second hand 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV under 22,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 4,000 miles, a transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,746
Est. Payment:	$735.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,582
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,275.60
Avg. DMV Fee	532.00
Cash Sale Price	$42,982.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,982.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV under 39,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now under $40K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$39,016
Est. Payment:	$759.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,276
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,016.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,417.84
Avg. DMV Fee	532.00
Cash Sale Price	$44,394.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,394.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,016.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line RWD SUV under 17,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $39K at Earnhardt Ford in Chandler, AZ. ...View More Details

Sales Price:	$38,741
Est. Payment:	$754.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,406
Location:	Chandler, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,741.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,387.04
Avg. DMV Fee	532.00
Cash Sale Price	$44,089.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,089.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$754.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SEL

2024 Hyundai SANTA FE Limited

2025 Chevrolet Traverse LT

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai TUCSON Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited

2026 Hyundai SANTA FE Hybrid SEL

2023 Ford Explorer ST

2025 Ford Explorer ST-Line

Greater Phoenix Area Cities with Used SUVs for Sale Below $40K

Metro Phoenix Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Greater Phoenix Area Cities with Used SUVs for Sale Below $40K

Metro Phoenix Area Counties with Used SUVs for Sale Below $40,000

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