Phoenix, AZ Area Used SUVs Under $40,000

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 5,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,138
Est. Payment:	$742.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,348
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,138.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,319.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,418.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,418.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified preowned 2025 Hyundai SANTA FE XRT AWD SUV below 12,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $36K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$35,682
Est. Payment:	$696.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,672
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,682.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,044.43
Avg. DMV Fee	532.00
Cash Sale Price	$40,687.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,687.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV under 39,000 miles, automatic transmission, and 35 MPG, 3.0L gas engine is for sale right now under $40K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$39,169
Est. Payment:	$762.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,276
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,169.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,434.98
Avg. DMV Fee	532.00
Cash Sale Price	$44,564.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,564.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,169.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage second hand 2025 Ford Bronco Big Bend 4x4 SUV under 29,000 miles, transmission, and 35 MPG, 2.3L gas engine is for sale right now below $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,698
Est. Payment:	$753.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,412
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,698.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,382.22
Avg. DMV Fee	532.00
Cash Sale Price	$44,041.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,041.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage preowned 2025 Chevrolet Traverse LT 4x4 SUV below 25,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $37K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$36,946
Est. Payment:	$720.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,286
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,946.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,186.00
Avg. DMV Fee	532.00
Cash Sale Price	$42,093.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,093.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 12,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,494
Est. Payment:	$730.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,680
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,494.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,247.38
Avg. DMV Fee	532.00
Cash Sale Price	$42,702.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,702.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$730.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified second hand 2025 Hyundai TUCSON Limited AWD SUV below 7,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $36K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$35,698
Est. Payment:	$696.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,985
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,698.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,046.22
Avg. DMV Fee	532.00
Cash Sale Price	$40,705.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,705.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified used 2024 Hyundai SANTA FE Hybrid Calligraphy FWD SUV under 34,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,724
Est. Payment:	$716.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,094
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,724.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,161.14
Avg. DMV Fee	532.00
Cash Sale Price	$41,846.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,846.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified preowned 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV under 22,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 2,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,014
Est. Payment:	$702.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,831
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,014.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,081.62
Avg. DMV Fee	532.00
Cash Sale Price	$41,056.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,056.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,014.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE XRT

2023 Ford Explorer ST

2025 Ford Bronco Big Bend

2025 Chevrolet Traverse LT

2025 Hyundai TUCSON Plug-in Hybrid Limited

2025 Hyundai TUCSON Limited

2024 Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai TUCSON Plug-in Hybrid Limited

2026 Hyundai SANTA FE Hybrid SE

Greater Phoenix Area Cities with Used SUVs for Sale Below $40K

Metro Phoenix Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2025 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2025 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

Greater Phoenix Area Cities with Used SUVs for Sale Below $40K

Metro Phoenix Area Counties with Used SUVs for Sale Below $40,000

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