Arizona Used Cars Under $400 a Month. Finance Payments Below $400

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 7,000 miles, cvt transmission, and 43 MPG, 2.0L gas engine is for sale right now below $21K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$20,999
Est. Payment:	$416.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,881
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,399.94
Avg. DMV Fee	532.00
Cash Sale Price	$24,359.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,359.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$416.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2026 Hyundai ELANTRA SEL Sport FWD sedan below 0,000 miles, cvt transmission, and 43 MPG, 2.0L gas engine is for sale right now below $22K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$21,490
Est. Payment:	$426.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	179
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,454.93
Avg. DMV Fee	532.00
Cash Sale Price	$24,905.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,905.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$426.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line

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This low mileage second hand 2024 Ford Escape ST-Line FWD SUV below 49,000 miles, automatic transmission, and 43 MPG, 1.5L gas engine is for sale right now below $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,575
Est. Payment:	$389.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,014
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,575.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,240.45
Avg. DMV Fee	532.00
Cash Sale Price	$22,776.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,776.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$389.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Impreza Premium

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This average mileage preowned 2017 Subaru Impreza Premium AWD hatchback below 71,000 miles, cvt transmission, and 43 MPG, 2.0L gas engine is for sale right now under $15K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$14,999
Est. Payment:	$383.87 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,610
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$14,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,727.94
Avg. DMV Fee	532.00
Cash Sale Price	$17,687.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,687.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$383.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 4,000 miles, cvt transmission, and 43 MPG, 2.0L gas engine is for sale right now under $22K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$21,626
Est. Payment:	$428.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,290
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,626.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,470.16
Avg. DMV Fee	532.00
Cash Sale Price	$25,057.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,057.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$428.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Impreza Sport

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This low mileage second hand 2022 Subaru Impreza Sport AWD sedan below 56,000 miles, cvt transmission, and 43 MPG, 2.0L gas engine is for sale right now under $18K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$17,995
Est. Payment:	$385.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,726
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,063.49
Avg. DMV Fee	532.00
Cash Sale Price	$21,019.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,019.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$385.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Sport Touring

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This low mileage used 2024 Buick Encore GX Sport Touring FWD SUV below 45,000 miles, cvt transmission, and 43 MPG, 1.3L gas engine is for sale right now below $20K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$19,843
Est. Payment:	$394.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,309
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,843.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,270.46
Avg. DMV Fee	532.00
Cash Sale Price	$23,074.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,074.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$394.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,843.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LS

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This low mileage preowned 2025 Chevrolet Malibu LS FWD sedan under 45,000 miles, cvt transmission, and 43 MPG, 1.5L gas engine is for sale right now under $21K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$20,999
Est. Payment:	$416.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,386
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,399.94
Avg. DMV Fee	532.00
Cash Sale Price	$24,359.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,359.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$416.84

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford Explorer Limited

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This average mileage used 2013 Ford Explorer Limited AWD SUV below 85,000 miles, automatic transmission, and 43 MPG, 3.5L gas engine is for sale right now under $14K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$13,709
Est. Payment:	$390.19 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,356
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$13,709.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,583.46
Avg. DMV Fee	532.00
Cash Sale Price	$16,253.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,253.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$390.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2007 Honda Civic Hybrid

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This high mileage second hand 2007 Honda Civic Hybrid FWD sedan under 155,000 miles, cvt transmission, and 43 MPG, 1.3L hybrid engine is for sale right now below $7K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$6,888
Est. Payment:	$307.15 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	155,054
Location:	Kingman, AZ
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$6,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	819.50
Avg. DMV Fee	532.00
Cash Sale Price	$8,668.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$8,417.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$307.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $6,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Arizona

Arizona Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai ELANTRA SEL Sport

2026 Hyundai ELANTRA SEL Sport

2024 Ford Escape ST-Line

2017 Subaru Impreza Premium

2025 Hyundai ELANTRA SEL Sport

2022 Subaru Impreza Sport

2024 Buick Encore GX Sport Touring

2025 Chevrolet Malibu LS

2013 Ford Explorer Limited

2007 Honda Civic Hybrid

Arizona Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Arizona

Arizona Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2026 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2026 Hyundai ELANTRA SEL Sport Car Loan Estimate

2024 Ford Escape ST-Line

Ford Escape ST-Line

2024 Ford Escape ST-Line Car Loan Estimate

2017 Subaru Impreza Premium

Subaru Impreza Premium

2017 Subaru Impreza Premium Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2022 Subaru Impreza Sport

Subaru Impreza Sport

2022 Subaru Impreza Sport Car Loan Estimate

2024 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2024 Buick Encore GX Sport Touring Car Loan Estimate

2025 Chevrolet Malibu LS

Chevrolet Malibu LS

2025 Chevrolet Malibu LS Car Loan Estimate

2013 Ford Explorer Limited

Ford Explorer Limited

2013 Ford Explorer Limited Car Loan Estimate

2007 Honda Civic Hybrid

Honda Civic Hybrid

2007 Honda Civic Hybrid Car Loan Estimate

Arizona Areas with Used Cars for Sale Below $400 / Month

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