Arizona Used Sedans Under $40,000 |with Payments|

2026 Genesis G70 2.5T Prestige

⇩ View Seller Description

This low mileage second hand 2026 Genesis G70 2.5T Prestige RWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $40K at Hyundai of Yuma in Yuma, AZ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$1,007.32 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Yuma, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,527.94
Avg. DMV Fee	532.00
Cash Sale Price	$45,487.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$43,238.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,007.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Toyota Camry SE

⇩ View Seller Description

This low mileage preowned 2025 Toyota Camry SE FWD sedan below 23,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $37K at Anderson Toyota in Lake Havasu City, AZ. ...View More Details

Sales Price:	$36,500
Est. Payment:	$919.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,526
Location:	Lake Havasu City, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,136.05
Avg. DMV Fee	532.00
Cash Sale Price	$41,597.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$39,456.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$919.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Mercedes-Benz CLS CLS 450

⇩ View Seller Description

This low mileage second hand 2021 Mercedes-Benz CLS CLS 450 RWD sedan below 34,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $39K at STG Auto Group of Chandler in Chandler, AZ. ...View More Details

Sales Price:	$38,488
Est. Payment:	$969.27 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	33,953
Location:	Chandler, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$38,488.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,358.70
Avg. DMV Fee	532.00
Cash Sale Price	$43,807.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$41,605.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$969.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Toyota Camry SE

⇩ View Seller Description

This low mileage certified used 2025 Toyota Camry SE FWD sedan below 32,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $36K at Findlay Toyota of Prescott in Prescott, AZ. ...View More Details

Sales Price:	$35,369
Est. Payment:	$890.72 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,547
Location:	Prescott, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$35,369.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,009.38
Avg. DMV Fee	532.00
Cash Sale Price	$40,339.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$38,233.89
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$890.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,369.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Mercedes-Benz C-Class C 300

⇩ View Seller Description

This low mileage second hand 2023 Mercedes-Benz C-Class C 300 RWD sedan below 10,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $36K at STG Auto Group of Chandler in Chandler, AZ. ...View More Details

Sales Price:	$35,990
Est. Payment:	$906.36 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10,089
Location:	Chandler, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,078.93
Avg. DMV Fee	532.00
Cash Sale Price	$41,029.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$38,905.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$906.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Camry XSE V6

⇩ View Seller Description

This low mileage preowned 2023 Toyota Camry XSE V6 FWD sedan under 19,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $36K at Anderson Toyota in Lake Havasu City, AZ. ...View More Details

Sales Price:	$35,900
Est. Payment:	$904.09 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,643
Location:	Lake Havasu City, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,068.85
Avg. DMV Fee	532.00
Cash Sale Price	$40,929.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$38,807.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$904.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Crown Limited

⇩ View Seller Description

This low mileage second hand 2023 Toyota Crown Limited AWD sedan below 18,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $37K at Anderson Toyota in Lake Havasu City, AZ. ...View More Details

Sales Price:	$36,900
Est. Payment:	$929.28 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	17,833
Location:	Lake Havasu City, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,180.85
Avg. DMV Fee	532.00
Cash Sale Price	$42,041.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$39,888.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$929.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Audi A5 Sportback quattro S line Prem Plus 45 TFSI

⇩ View Seller Description

This low mileage second hand 2023 Audi A5 Sportback quattro S line Prem Plus 45 TFSI AWD sedan below 29,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $36K at Sanderson Ford in Glendale, AZ. ...View More Details

Sales Price:	$35,888
Est. Payment:	$903.79 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,980
Location:	Glendale, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,067.50
Avg. DMV Fee	532.00
Cash Sale Price	$40,916.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$38,794.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$903.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Kia K5 GT

⇩ View Seller Description

This low mileage second hand 2026 Kia K5 GT FWD sedan below 8,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Sanderson Ford in Glendale, AZ. ...View More Details

Sales Price:	$35,888
Est. Payment:	$903.79 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7,883
Location:	Glendale, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,067.50
Avg. DMV Fee	532.00
Cash Sale Price	$40,916.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$38,794.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$903.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Lexus IS 350 F SPORT

⇩ View Seller Description

This average mileage used 2022 Lexus IS 350 F SPORT RWD sedan below 79,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $37K at Horne Freedom Ford in Thatcher, AZ. ...View More Details

Sales Price:	$36,480
Est. Payment:	$1,088.88 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	79,263
Location:	Thatcher, AZ
Estimated Cash Down:	$2,200

Item	Amount
Used Car Price⁽¹⁾	$36,480.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,133.81
Avg. DMV Fee	532.00
Cash Sale Price	$41,574.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,200.00
Total Loan Amount	$39,434.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$1,088.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Arizona

Arizona Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Prestige

2025 Toyota Camry SE

2021 Mercedes-Benz CLS CLS 450

2025 Toyota Camry SE

2023 Mercedes-Benz C-Class C 300

2023 Toyota Camry XSE V6

2023 Toyota Crown Limited

2023 Audi A5 Sportback quattro S line Prem Plus 45 TFSI

2026 Kia K5 GT

2022 Lexus IS 350 F SPORT

Arizona Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Arizona

Arizona Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Poor Credit Car Finance Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Poor Credit Car Finance Estimate

2021 Mercedes-Benz CLS CLS 450

Mercedes-Benz CLS CLS 450

2021 Mercedes-Benz CLS 450 Poor Credit Auto Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Poor Credit Auto Finance Estimate

2023 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2023 Mercedes-Benz C-Class C 300 Poor Credit Car Loan Estimate

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Poor Credit Car Loan Estimate

2023 Toyota Crown Limited

Toyota Crown Limited

2023 Toyota Crown Limited Poor Credit Auto Finance Estimate

2023 Audi A5 Sportback quattro S line Prem Plus 45 TFSI

Audi A5 Sportback quattro S line Prem Plus 45 TFSI

2023 Audi A5 Sportback quattro S line Prem Plus 45 TFSI Poor Credit Car Loan Estimate

2026 Kia K5 GT

Kia K5 GT

2026 Kia K5 GT Poor Credit Auto Finance Estimate

2022 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2022 Lexus IS 350 F SPORT Poor Credit Car Finance Estimate

Arizona Areas with Used Sedans for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments