Phoenix, AZ Area Used Sedans Under $40,000

2023 Genesis G70 3.3T Standard

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This low mileage preowned 2023 Genesis G70 3.3T Standard RWD sedan under 36,000 miles, automatic transmission, and 28 MPG, 3.3L gas engine is for sale right now under $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,110
Est. Payment:	$742.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,423
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,110.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,316.37
Avg. DMV Fee	532.00
Cash Sale Price	$43,387.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,387.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage second hand 2025 Tesla Model 3 Long Range RWD sedan below 18,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$35,441
Est. Payment:	$691.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,478
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,441.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,017.44
Avg. DMV Fee	532.00
Cash Sale Price	$40,419.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,419.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Dodge Charger Scat Pack

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This low mileage second hand 2020 Dodge Charger Scat Pack RWD sedan below 37,000 miles, automatic transmission, and 28 MPG, 6.4L gas engine is for sale right now under $36K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$35,771
Est. Payment:	$697.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,078
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,771.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,054.40
Avg. DMV Fee	532.00
Cash Sale Price	$40,786.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,786.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 5 Series 530i

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This low mileage second hand 2024 BMW 5 Series 530i RWD sedan below 38,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $38K at Chapman Ford in Scottsdale, AZ. ...View More Details

Sales Price:	$37,544
Est. Payment:	$731.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,947
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,544.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,252.98
Avg. DMV Fee	532.00
Cash Sale Price	$42,757.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,757.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$731.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,544.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW i4 eDrive40 Gran Coupe

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This low mileage preowned 2023 BMW i4 eDrive40 Gran Coupe RWD sedan under 24,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Bell Ford in Phoenix, AZ. ...View More Details

Sales Price:	$38,395
Est. Payment:	$747.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,597
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,395.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,348.29
Avg. DMV Fee	532.00
Cash Sale Price	$43,704.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,704.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI

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This low mileage preowned 2023 Audi A5 Sportback quattro Premium Plus 40 TFSI AWD sedan below 14,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,471
Est. Payment:	$692.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,494
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,471.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,020.80
Avg. DMV Fee	532.00
Cash Sale Price	$40,452.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus IS 350 F SPORT

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This low mileage preowned 2021 Lexus IS 350 F SPORT RWD sedan below 53,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $39K at Chapman Ford in Scottsdale, AZ. ...View More Details

Sales Price:	$38,028
Est. Payment:	$794.94 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,318
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,028.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,307.18
Avg. DMV Fee	532.00
Cash Sale Price	$43,296.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,296.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$794.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,028.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $40K at Hyundai Of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$39,735
Est. Payment:	$773.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,735.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,498.37
Avg. DMV Fee	532.00
Cash Sale Price	$45,194.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,194.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $39K at Hyundai Of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$38,150
Est. Payment:	$743.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,150.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,320.85
Avg. DMV Fee	532.00
Cash Sale Price	$43,431.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,431.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $40K at Horne Hyundai in Apache Junction, AZ. ...View More Details

Sales Price:	$39,143
Est. Payment:	$762.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Apache Junction, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,143.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,432.06
Avg. DMV Fee	532.00
Cash Sale Price	$44,536.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,536.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,143.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Sedans Priced Below $40,000

2023 Genesis G70 3.3T Standard

2025 Tesla Model 3 Long Range

2020 Dodge Charger Scat Pack

2024 BMW 5 Series 530i

2023 BMW i4 eDrive40 Gran Coupe

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI

2021 Lexus IS 350 F SPORT

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA N Line

2026 Hyundai SONATA N Line

Greater Phoenix Area Cities with Used Sedans for Sale Below $40K

Metro Phoenix Area Counties with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Sedans Priced Below $40,000

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2020 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2020 Dodge Charger Scat Pack Car Loan Estimate

2024 BMW 5 Series 530i

BMW 5 Series 530i

2024 BMW 5 Series 530i Car Loan Estimate

2023 BMW i4 eDrive40 Gran Coupe

BMW i4 eDrive40 Gran Coupe

2023 BMW i4 eDrive40 Gran Coupe Car Loan Estimate

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI

Audi A5 Sportback quattro Premium Plus 40 TFSI

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI Car Loan Estimate

2021 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2021 Lexus IS 350 F SPORT Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

Greater Phoenix Area Cities with Used Sedans for Sale Below $40K

Metro Phoenix Area Counties with Used Sedans for Sale Below $40,000

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