Santa Cruz, CA Used Cars Under $45,000 |with Payments|

2022 Ford F-250 Super Duty King Ranch

⇩ View Seller Description

This average mileage used 2022 Ford F-250 Super Duty King Ranch 4x4 pickup under 80,000 miles, automatic transmission, and 128 MPG, 6.2L gas engine is for sale right now under $41K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$40,630
Est. Payment:	$980.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,960
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$40,630.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,172.78
Avg. DMV Fee	296.00
Cash Sale Price	$45,178.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,178.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$980.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,630.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 26,000 miles, automatic transmission, and 128 MPG, 2.3L gas engine is for sale right now under $41K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$40,475
Est. Payment:	$770.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,573
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$40,475.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,156.89
Avg. DMV Fee	296.00
Cash Sale Price	$45,007.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,007.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$770.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/Advance

⇩ View Seller Description

This low mileage preowned 2023 Acura MDX SH-AWD w/Advance AWD SUV below 44,000 miles, automatic transmission, and 128 MPG, 3.5L gas engine is for sale right now below $43K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$42,401
Est. Payment:	$806.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,953
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$42,401.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,354.30
Avg. DMV Fee	296.00
Cash Sale Price	$47,131.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,131.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$806.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

⇩ View Seller Description

This low mileage used 2025 Tesla Model 3 Long Range AWD sedan below 7,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $41K at North Bay Ford in Santa Cruz, CA. ...View More Details

Sales Price:	$41,000
Est. Payment:	$780.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,426
Location:	Santa Cruz, CA

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,210.70
Avg. DMV Fee	296.00
Cash Sale Price	$45,586.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,586.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Santa Cruz, CA

Santa Cruz, CA Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-250 Super Duty King Ranch

2025 Ford Explorer ST-Line

2023 Acura MDX SH-AWD w/Advance

2025 Tesla Model 3 Long Range

Used Cars under $45,000 for Sale in Santa Cruz, CA

Santa Cruz, CA Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2022 Ford F-250 Super Duty King Ranch Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Acura MDX SH-AWD w/Advance

Acura MDX SH-AWD w/Advance

2023 Acura MDX SH-AWD w/Advance Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

Customize Payments

Find Financing

Customize Payments