Modesto, CA Used Cars Under $45,000 |with Payments|

2026 Hyundai PALISADE SEL

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This low mileage second hand 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now below $45K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$44,650
Est. Payment:	$848.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$44,650.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,584.83
Avg. DMV Fee	296.00
Cash Sale Price	$49,610.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,610.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$848.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now under $45K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$44,810
Est. Payment:	$851.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$44,810.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,601.23
Avg. DMV Fee	296.00
Cash Sale Price	$49,787.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,787.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$851.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,810.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

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This low mileage second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $44K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$43,430
Est. Payment:	$825.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$43,430.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,459.78
Avg. DMV Fee	296.00
Cash Sale Price	$48,265.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,265.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$825.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $42K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$41,205
Est. Payment:	$783.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$41,205.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,231.71
Avg. DMV Fee	296.00
Cash Sale Price	$45,812.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,812.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $41K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$40,995
Est. Payment:	$779.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,210.19
Avg. DMV Fee	296.00
Cash Sale Price	$45,581.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,581.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$779.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 37 MPG, 2.0L hybrid engine is for sale right now under $41K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$40,800
Est. Payment:	$776.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$40,800.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,190.20
Avg. DMV Fee	296.00
Cash Sale Price	$45,366.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,366.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$776.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $41K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$40,645
Est. Payment:	$773.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$40,645.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,174.31
Avg. DMV Fee	296.00
Cash Sale Price	$45,195.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,195.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$773.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $42K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$41,250
Est. Payment:	$784.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$41,250.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,236.33
Avg. DMV Fee	296.00
Cash Sale Price	$45,862.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,862.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$784.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE SEL FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now below $45K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$44,370
Est. Payment:	$843.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$44,370.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,556.13
Avg. DMV Fee	296.00
Cash Sale Price	$49,302.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,302.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$843.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,370.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $42K at Central Valley Hyundai in Modesto, CA. ...View More Details

Sales Price:	$41,345
Est. Payment:	$786.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Modesto, CA

Item	Amount
Used Car Price⁽¹⁾	$41,345.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,246.06
Avg. DMV Fee	296.00
Cash Sale Price	$45,967.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,967.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$786.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Modesto, CA

Modesto, CA Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai TUCSON Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE Hybrid SEL

Used Cars under $45,000 for Sale in Modesto, CA

Modesto, CA Secondhand Used Vehicles Priced Below $45,000

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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