Cedar Rapids - Waterloo - Dubuque, IA Area Used Pickups Under $40,000

2025 Chevrolet Silverado 1500 LT

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This low mileage certified used 2025 Chevrolet Silverado 1500 LT 4x4 pickup under 8,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $40K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,838
Est. Payment:	$738.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,217
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$39,838.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,801.26
Avg. DMV Fee	365.00
Cash Sale Price	$43,184.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,184.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This low mileage second hand 2020 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 49,000 miles, automatic transmission, and 6.6L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,150
Est. Payment:	$689.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,102
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,150.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,613.10
Avg. DMV Fee	365.00
Cash Sale Price	$40,308.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,308.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This above average mileage used 2021 Chevrolet Silverado 1500 High Country 4x4 pickup below 96,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,300
Est. Payment:	$1091.60 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,848
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,623.60
Avg. DMV Fee	365.00
Cash Sale Price	$40,468.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,468.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1091.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage preowned 2021 Ford F-150 XL 4x4 pickup below 100,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $38K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$37,175
Est. Payment:	$1247.82 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,259
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,614.85
Avg. DMV Fee	365.00
Cash Sale Price	$40,334.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,334.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1247.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-350 Super Duty XL

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This high mileage preowned 2019 Ford F-350 Super Duty XL 4x4 pickup under 157,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $37K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$1464.83 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,054
Location:	Monticello, IA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,602.25
Avg. DMV Fee	365.00
Cash Sale Price	$40,142.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,142.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1464.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This low mileage second hand 2020 Ford F-150 XL 4x4 pickup under 39,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $40K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$39,879
Est. Payment:	$739.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,329
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$39,879.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,804.13
Avg. DMV Fee	365.00
Cash Sale Price	$43,228.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,228.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Canyon AT4

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This low mileage used 2022 GMC Canyon AT4 4x4 pickup below 13,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $38K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$37,175
Est. Payment:	$690.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,687
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,614.85
Avg. DMV Fee	365.00
Cash Sale Price	$40,334.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,334.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.19

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This low mileage second hand 2021 Ford F-150 Limited 4x4 pickup under 42,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $39K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$38,175
Est. Payment:	$708.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,456
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$38,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,684.85
Avg. DMV Fee	365.00
Cash Sale Price	$41,404.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,404.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XL

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This low mileage used 2021 Ford F-250 Super Duty XL 4x4 pickup below 28,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $40K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$39,884
Est. Payment:	$739.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,152
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$39,884.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,804.48
Avg. DMV Fee	365.00
Cash Sale Price	$43,233.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,233.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$739.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XL

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This high mileage used 2021 Ford F-250 Super Duty XL 4x4 pickup below 100,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $38K at Victory Ford in Dyersville, IA. ...View More Details

Sales Price:	$37,175
Est. Payment:	$1247.82 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,340
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,614.85
Avg. DMV Fee	365.00
Cash Sale Price	$40,334.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,334.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1247.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Pickups Priced Below $40,000

2025 Chevrolet Silverado 1500 LT

2020 Chevrolet Silverado 2500HD Work Truck

2021 Chevrolet Silverado 1500 High Country

2021 Ford F-150 XL

2019 Ford F-350 Super Duty XL

2020 Ford F-150 XL

2022 GMC Canyon AT4

2021 Ford F-150 Limited

2021 Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Pickups for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Pickups Priced Below $40,000

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2019 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2019 Ford F-350 Super Duty XL Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2022 GMC Canyon AT4

GMC Canyon AT4

2022 GMC Canyon AT4 Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2021 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL Car Loan Estimate

2021 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Pickups for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Pickups for Sale Below $40,000

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