Cedar Rapids - Waterloo - Dubuque, IA Area Used Pickups Under $40,000

2019 GMC Sierra 1500 SLT

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This low mileage preowned 2019 GMC Sierra 1500 SLT 4X4 pickup under 45,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now under $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,978
Est. Payment:	$686.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,175
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,978.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,601.06
Avg. DMV Fee	365.00
Cash Sale Price	$40,124.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,124.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4X4 pickup under 45,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $40K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,700
Est. Payment:	$736.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,272
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,791.60
Avg. DMV Fee	365.00
Cash Sale Price	$43,036.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,036.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD LT

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This above average mileage second hand 2023 Chevrolet Silverado 2500HD LT 4X4 pickup under 90,000 miles, a transmission, and 20 MPG, 6.6L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,674
Est. Payment:	$1073.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,199
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,674.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.78
Avg. DMV Fee	365.00
Cash Sale Price	$39,798.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,798.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1073.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,674.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup below 15,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,475
Est. Payment:	$677.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,712
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,475.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,565.85
Avg. DMV Fee	365.00
Cash Sale Price	$39,585.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,585.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT Trail Boss

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This above average mileage preowned 2023 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup under 93,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,665
Est. Payment:	$1073.28 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,552
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,665.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.15
Avg. DMV Fee	365.00
Cash Sale Price	$39,789.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,789.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1073.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This above average mileage preowned 2021 Chevrolet Silverado 1500 High Country 4X4 pickup below 96,000 miles, a transmission, and 20 MPG, 6.2L gas engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,354
Est. Payment:	$1035.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,848
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,354.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,487.38
Avg. DMV Fee	365.00
Cash Sale Price	$38,386.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,386.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1035.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

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This average mileage second hand 2021 Ford F-150 King Ranch 4X4 pickup below 86,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $40K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$39,578
Est. Payment:	$1030.03 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,051
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$39,578.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,783.06
Avg. DMV Fee	365.00
Cash Sale Price	$42,906.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,906.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1030.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,578.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 1500 LT

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This low mileage used 2020 Chevrolet Silverado 1500 LT 4X4 pickup below 45,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $37K at Brown's Sales & Leasing, Inc. in Guttenberg, IA. ...View More Details

Sales Price:	$36,170
Est. Payment:	$671.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,623
Location:	Guttenberg, IA

Item	Amount
Used Car Price⁽¹⁾	$36,170.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,544.50
Avg. DMV Fee	365.00
Cash Sale Price	$39,259.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,259.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,170.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XL

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This low mileage used 2021 Ford F-250 Super Duty XL 4X4 pickup below 28,000 miles, a transmission, and 20 MPG, 6.2L flexible engine is for sale right now under $36K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$35,950
Est. Payment:	$667.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,152
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,529.10
Avg. DMV Fee	365.00
Cash Sale Price	$39,024.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,024.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This high mileage preowned 2023 Ford F-150 Lariat 4X4 pickup under 100,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Victory Ford, Inc. in Dyersville, IA. ...View More Details

Sales Price:	$38,175
Est. Payment:	$1280.92 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,323
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$38,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,684.85
Avg. DMV Fee	365.00
Cash Sale Price	$41,404.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,404.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1280.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Pickups Priced Below $40,000

2019 GMC Sierra 1500 SLT

2025 Ram 1500 Big Horn

2023 Chevrolet Silverado 2500HD LT

2026 Hyundai SANTA CRUZ Limited

2023 Chevrolet Silverado 1500 LT Trail Boss

2021 Chevrolet Silverado 1500 High Country

2021 Ford F-150 King Ranch

2020 Chevrolet Silverado 1500 LT

2021 Ford F-250 Super Duty XL

2023 Ford F-150 Lariat

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Pickups for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Pickups Priced Below $40,000

2019 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2019 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 2500HD LT Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2020 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2020 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Pickups for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Pickups for Sale Below $40,000

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