Cedar Rapids - Waterloo - Dubuque, IA Area Used Cars Under $45,000

2024 Kia Carnival SX Prestige

⇩ View Seller Description

This low mileage certified second hand 2024 Kia Carnival SX Prestige FWD minivan under 31,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $43K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$42,710
Est. Payment:	$791.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,088
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$42,710.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,002.30
Avg. DMV Fee	365.00
Cash Sale Price	$46,257.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,257.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$791.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

⇩ View Seller Description

This low mileage certified used 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 18,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,307
Est. Payment:	$765.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,207
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,307.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,904.09
Avg. DMV Fee	365.00
Cash Sale Price	$44,756.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,756.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$765.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,307.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

⇩ View Seller Description

This low mileage certified used 2025 Chevrolet Traverse LT 4x4 SUV below 22,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,074
Est. Payment:	$761.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,721
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,074.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,887.78
Avg. DMV Fee	365.00
Cash Sale Price	$44,506.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,506.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,074.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

⇩ View Seller Description

This low mileage certified used 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 19,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $41K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$40,106
Est. Payment:	$743.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,603
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$40,106.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,820.02
Avg. DMV Fee	365.00
Cash Sale Price	$43,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,106.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage second hand 2026 Genesis GV70 2.5T Standard AWD SUV below 6,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,366
Est. Payment:	$766.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,351
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,366.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,908.22
Avg. DMV Fee	365.00
Cash Sale Price	$44,819.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,819.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Luxury

⇩ View Seller Description

This low mileage preowned 2023 Lexus ES 350 Luxury FWD sedan under 42,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,456
Est. Payment:	$768.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,573
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,456.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,914.52
Avg. DMV Fee	365.00
Cash Sale Price	$44,915.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,915.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$768.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai PALISADE XRT Pro AWD SUV under 7,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $43K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$42,729
Est. Payment:	$791.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,452
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$42,729.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,003.63
Avg. DMV Fee	365.00
Cash Sale Price	$46,277.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,277.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$791.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 INFINITI QX80 Sensory

⇩ View Seller Description

This low mileage used 2021 INFINITI QX80 Sensory AWD SUV below 57,000 miles, automatic transmission, and 21 MPG, 5.6L gas engine is for sale right now below $43K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$42,431
Est. Payment:	$843.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,150
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$42,431.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,982.77
Avg. DMV Fee	365.00
Cash Sale Price	$45,958.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,958.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$843.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,431.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

⇩ View Seller Description

This low mileage certified used 2024 Volkswagen Atlas SEL Premium R-Line 4Motion AWD SUV below 28,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $41K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$40,203
Est. Payment:	$745.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,981
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$40,203.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,826.81
Avg. DMV Fee	365.00
Cash Sale Price	$43,574.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,574.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,203.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride SX X-Line

⇩ View Seller Description

This low mileage second hand 2025 Kia Telluride SX X-Line AWD SUV below 15,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$43,555
Est. Payment:	$807.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,979
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$43,555.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,061.45
Avg. DMV Fee	365.00
Cash Sale Price	$47,161.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,161.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$807.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $45,000

2024 Kia Carnival SX Prestige

2025 Volkswagen Atlas SEL 4Motion

2025 Chevrolet Traverse LT

2025 Volkswagen Atlas SEL 4Motion

2026 Genesis GV70 2.5T Standard

2023 Lexus ES 350 Luxury

2026 Hyundai PALISADE XRT Pro

2021 INFINITI QX80 Sensory

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

2025 Kia Telluride SX X-Line

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $45K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $45,000

2024 Kia Carnival SX Prestige

Kia Carnival SX Prestige

2024 Kia Carnival SX Prestige Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Lexus ES 350 Luxury

Lexus ES 350 Luxury

2023 Lexus ES 350 Luxury Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2021 INFINITI QX80 Sensory

INFINITI QX80 Sensory

2021 INFINITI QX80 Sensory Car Loan Estimate

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

Volkswagen Atlas SEL Premium R-Line 4Motion

2024 Volkswagen Atlas SEL Premium R-Line 4Motion Car Loan Estimate

2025 Kia Telluride SX X-Line

Kia Telluride SX X-Line

2025 Kia Telluride SX X-Line Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $45K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments