Cedar Rapids - Waterloo - Dubuque, IA Area Used Cars Under $40,000

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV below 32,000 miles, a transmission, and 28 MPG, 3.8L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,321
Est. Payment:	$692.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,135
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,321.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,625.07
Avg. DMV Fee	365.00
Cash Sale Price	$40,491.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,491.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 SLT

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This low mileage second hand 2019 GMC Sierra 1500 SLT 4X4 pickup under 45,000 miles, a transmission, and 28 MPG, 5.3L gas engine is for sale right now below $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,978
Est. Payment:	$686.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,175
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,978.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,601.06
Avg. DMV Fee	365.00
Cash Sale Price	$40,124.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,124.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$686.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage used 2023 Chevrolet Traverse LT Leather 4X4 SUV under 25,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,837
Est. Payment:	$684.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,622
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,837.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,591.19
Avg. DMV Fee	365.00
Cash Sale Price	$39,973.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,973.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Wilderness

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This low mileage preowned 2026 Subaru Forester Wilderness AWD wagon below 6,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,583
Est. Payment:	$715.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,583.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,713.41
Avg. DMV Fee	365.00
Cash Sale Price	$41,841.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,841.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium AWD SUV below 30,000 miles, a transmission, and 28 MPG, 3.8L gas engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,296
Est. Payment:	$710.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,711
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,296.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,693.32
Avg. DMV Fee	365.00
Cash Sale Price	$41,534.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,534.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis GV80 3.5T

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This low mileage second hand 2021 Genesis GV80 3.5T AWD SUV under 46,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,900
Est. Payment:	$666.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,801
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,525.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,970.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,970.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage preowned 2023 Chevrolet Traverse LT Leather 4X4 SUV below 36,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,611
Est. Payment:	$661.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,638
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,611.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,505.37
Avg. DMV Fee	365.00
Cash Sale Price	$38,661.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,661.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV under 40,000 miles, a transmission, and 28 MPG, 3.8L gas engine is for sale right now below $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,792
Est. Payment:	$683.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,420
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,792.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,588.04
Avg. DMV Fee	365.00
Cash Sale Price	$39,925.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,925.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Highlander Hybrid XLE

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This below average mileage second hand 2022 Toyota Highlander Hybrid XLE AWD SUV under 67,000 miles, cvt transmission, and 28 MPG, 2.5L hybrid engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,936
Est. Payment:	$817.33 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,875
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,936.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,668.12
Avg. DMV Fee	365.00
Cash Sale Price	$41,149.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,149.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$817.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,936.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Limited

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This low mileage used 2026 Subaru Outback Limited AWD wagon below 6,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,301
Est. Payment:	$710.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,301.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,693.67
Avg. DMV Fee	365.00
Cash Sale Price	$41,539.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,539.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2019 GMC Sierra 1500 SLT

2023 Chevrolet Traverse LT Leather

2026 Subaru Forester Wilderness

2025 Hyundai PALISADE SEL Premium

2021 Genesis GV80 3.5T

2023 Chevrolet Traverse LT Leather

2023 Hyundai PALISADE Calligraphy

2022 Toyota Highlander Hybrid XLE

2026 Subaru Outback Limited

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2019 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2019 GMC Sierra 1500 SLT Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2026 Subaru Forester Wilderness

Subaru Forester Wilderness

2026 Subaru Forester Wilderness Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2021 Genesis GV80 3.5T

Genesis GV80 3.5T

2021 Genesis GV80 3.5T Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2022 Toyota Highlander Hybrid XLE Car Loan Estimate

2026 Subaru Outback Limited

Subaru Outback Limited

2026 Subaru Outback Limited Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $40,000

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