Cedar Rapids - Waterloo - Dubuque, IA Area Used Cars Under $40,000

2025 Volkswagen Atlas SEL 4Motion

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This low mileage preowned 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 19,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,582
Est. Payment:	$697.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,603
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,582.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,643.34
Avg. DMV Fee	365.00
Cash Sale Price	$40,770.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,770.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 INFINITI QX80 Sensory

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This low mileage preowned 2021 INFINITI QX80 Sensory AWD SUV under 57,000 miles, a transmission, and 22 MPG, 5.6L gas engine is for sale right now below $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,662
Est. Payment:	$789.42 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,150
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,662.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,788.94
Avg. DMV Fee	365.00
Cash Sale Price	$42,995.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,995.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$789.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,662.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage second hand 2025 Hyundai SANTA FE Limited AWD SUV below 14,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,664
Est. Payment:	$662.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,253
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,664.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,509.08
Avg. DMV Fee	365.00
Cash Sale Price	$38,718.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,718.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage preowned 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 18,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,358
Est. Payment:	$711.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,207
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,358.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,697.66
Avg. DMV Fee	365.00
Cash Sale Price	$41,600.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,600.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$711.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 58,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,009
Est. Payment:	$776.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,290
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$39,009.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,743.23
Avg. DMV Fee	365.00
Cash Sale Price	$42,297.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,297.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$776.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,009.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Wilderness

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This low mileage used 2026 Subaru Forester Wilderness AWD wagon below 6,000 miles, cvt transmission, and 22 MPG, 2.5L gas engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,583
Est. Payment:	$715.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,583.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,713.41
Avg. DMV Fee	365.00
Cash Sale Price	$41,841.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,841.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV under 31,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,286
Est. Payment:	$692.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,721
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,286.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,622.62
Avg. DMV Fee	365.00
Cash Sale Price	$40,453.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,453.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD LT

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This above average mileage second hand 2023 Chevrolet Silverado 2500HD LT 4X4 pickup under 90,000 miles, a transmission, and 22 MPG, 6.6L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,674
Est. Payment:	$1073.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,199
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,674.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.78
Avg. DMV Fee	365.00
Cash Sale Price	$39,798.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,798.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1073.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,674.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT Trail Boss

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This above average mileage preowned 2023 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup below 93,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,665
Est. Payment:	$1073.28 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,552
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,665.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.15
Avg. DMV Fee	365.00
Cash Sale Price	$39,789.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,789.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1073.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage used 2025 Hyundai PALISADE SEL Premium AWD SUV below 30,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,296
Est. Payment:	$710.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,711
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,296.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,693.32
Avg. DMV Fee	365.00
Cash Sale Price	$41,534.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,534.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $40,000

2025 Volkswagen Atlas SEL 4Motion

2021 INFINITI QX80 Sensory

2025 Hyundai SANTA FE Limited

2025 Volkswagen Atlas SEL 4Motion

2024 Hyundai PALISADE Calligraphy

2026 Subaru Forester Wilderness

2025 Kia Telluride S

2023 Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 1500 LT Trail Boss

2025 Hyundai PALISADE SEL Premium

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $40,000

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2021 INFINITI QX80 Sensory

INFINITI QX80 Sensory

2021 INFINITI QX80 Sensory Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Subaru Forester Wilderness

Subaru Forester Wilderness

2026 Subaru Forester Wilderness Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2023 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 2500HD LT Car Loan Estimate

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $40K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $40,000

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