Cedar Rapids - Waterloo - Dubuque, IA Area Used Cars Under $20,000

2018 Jeep Grand Cherokee High Altitude

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This above average mileage used 2018 Jeep Grand Cherokee High Altitude 4x4 SUV below 97,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,280
Est. Payment:	$571.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,707
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,280.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,362.20
Avg. DMV Fee	365.00
Cash Sale Price	$21,187.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,187.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$571.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,280.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This high mileage preowned 2019 Ford F-150 XLT 4x4 pickup below 118,000 miles, automatic transmission, and 32 MPG, 2.7L gas engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,440
Est. Payment:	$660.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,064
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,440.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,373.40
Avg. DMV Fee	365.00
Cash Sale Price	$21,358.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,358.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$660.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Express 2500

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This high mileage second hand 2021 Chevrolet Express 2500 RWD van under 125,000 miles, automatic transmission, and 32 MPG, 4.3L gas engine is for sale right now under $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,018
Est. Payment:	$606.73 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	125,330
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,018.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,063.86
Avg. DMV Fee	365.00
Cash Sale Price	$16,626.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,626.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$606.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,018.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Outback 2.5i Limited

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This above average mileage preowned 2019 Subaru Outback 2.5i Limited AWD SUV under 94,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,253
Est. Payment:	$570.73 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,431
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,253.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,360.31
Avg. DMV Fee	365.00
Cash Sale Price	$21,158.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,158.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$570.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,253.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This below average mileage used 2022 Ford Escape SEL AWD SUV under 65,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $18K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$17,994
Est. Payment:	$393.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,935
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$17,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,272.18
Avg. DMV Fee	365.00
Cash Sale Price	$19,811.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,811.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$393.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage certified preowned 2024 Chevrolet Malibu LT FWD sedan under 36,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $20K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,400
Est. Payment:	$364.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,654
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,370.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,315.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,315.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$364.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mazda CX-5 Touring

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This above average mileage second hand 2020 Mazda CX-5 Touring AWD SUV below 93,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,666
Est. Payment:	$582.65 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,610
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,666.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,389.22
Avg. DMV Fee	365.00
Cash Sale Price	$21,600.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,600.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$582.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,666.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Niro EX

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This average mileage preowned 2023 Kia Niro EX FWD hatchback under 83,000 miles, automatic transmission, and 32 MPG, 1.6L hybrid engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,743
Est. Payment:	$520.53 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,250
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,743.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,394.61
Avg. DMV Fee	365.00
Cash Sale Price	$21,682.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,682.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$520.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,743.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape SE

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This average mileage second hand 2020 Ford Escape SE AWD SUV under 78,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now under $16K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$15,443
Est. Payment:	$370.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,116
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$15,443.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,093.61
Avg. DMV Fee	365.00
Cash Sale Price	$17,081.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,081.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$370.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,443.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage certified preowned 2024 Chevrolet Malibu LT FWD sedan below 28,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $20K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,800
Est. Payment:	$372.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,829
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,398.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,743.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,743.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$372.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $20,000

2018 Jeep Grand Cherokee High Altitude

2019 Ford F-150 XLT

2021 Chevrolet Express 2500

2019 Subaru Outback 2.5i Limited

2022 Ford Escape SEL

2024 Chevrolet Malibu LT

2020 Mazda CX-5 Touring

2023 Kia Niro EX

2020 Ford Escape SE

2024 Chevrolet Malibu LT

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $20K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Cedar Rapids - Waterloo - Dubuque Area

Metro Cedar Rapids - Waterloo - Dubuque Secondhand Used Vehicles Priced Below $20,000

2018 Jeep Grand Cherokee High Altitude

Jeep Grand Cherokee High Altitude

2018 Jeep Grand Cherokee High Altitude Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2021 Chevrolet Express 2500

Chevrolet Express 2500

2021 Chevrolet Express 2500 Car Loan Estimate

2019 Subaru Outback 2.5i Limited

Subaru Outback 2.5i Limited

2019 Subaru Outback 2.5i Limited Car Loan Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2020 Mazda CX-5 Touring

Mazda CX-5 Touring

2020 Mazda CX-5 Touring Car Loan Estimate

2023 Kia Niro EX

Kia Niro EX

2023 Kia Niro EX Car Loan Estimate

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

Greater Cedar Rapids - Waterloo - Dubuque Area Cities with Used Cars for Sale Below $20K

Metro Cedar Rapids - Waterloo - Dubuque Area Counties with Used Cars for Sale Below $20,000

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