Decatur, IL Used Cars Under $20,000 |with Payments|

2018 Cadillac XT5 Luxury

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This average mileage used 2018 Cadillac XT5 Luxury 4X4 SUV under 90,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now below $19K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$18,246
Est. Payment:	$588.29 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	89,528
Location:	Decatur, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$18,246.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,025.65
Avg. DMV Fee	196.00
Cash Sale Price	$20,636.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,723.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Finance Payment	$588.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 48 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This high mileage used 2022 Ford Escape SEL AWD SUV under 118,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $19K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$18,197
Est. Payment:	$719.67 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	118,265
Location:	Decatur, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$18,197.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,020.26
Avg. DMV Fee	196.00
Cash Sale Price	$20,582.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,670.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$719.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Chevrolet Equinox LT

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This below average mileage second hand 2023 Chevrolet Equinox LT FWD SUV under 68,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $20K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$19,844
Est. Payment:	$554.81 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	67,548
Location:	Decatur, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$19,844.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,201.43
Avg. DMV Fee	196.00
Cash Sale Price	$22,410.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$21,451.36
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Loan Payment	$554.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 60 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Ford F-150 Limited

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This high mileage preowned 2014 Ford F-150 Limited 4X4 pickup below 117,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $20K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$19,437
Est. Payment:	$768.71 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	117,064
Location:	Decatur, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$19,437.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,156.66
Avg. DMV Fee	196.00
Cash Sale Price	$21,958.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$21,011.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$768.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,437.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This high mileage second hand 2020 Ford Explorer XLT AWD SUV under 139,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now under $18K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$17,070
Est. Payment:	$776.18 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	139,035
Location:	Decatur, IL
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$17,070.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,896.29
Avg. DMV Fee	196.00
Cash Sale Price	$19,331.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$18,452.67
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$776.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,070.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 FIAT 500X Sport

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This average mileage used 2021 FIAT 500X Sport AWD wagon under 72,000 miles, a transmission, and 28 MPG, 1.3L gas engine is for sale right now below $16K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$15,915
Est. Payment:	$475.04 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	71,648
Location:	Decatur, IL
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$15,915.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,769.24
Avg. DMV Fee	196.00
Cash Sale Price	$18,049.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$17,204.12
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$475.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,915.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford EcoSport SE

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This low mileage second hand 2021 Ford EcoSport SE FWD wagon below 19,000 miles, a transmission, and 28 MPG, 1.0L gas engine is for sale right now below $19K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$18,354
Est. Payment:	$462.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,468
Location:	Decatur, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$18,354.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,037.53
Avg. DMV Fee	196.00
Cash Sale Price	$20,756.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$19,840.67
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$462.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $20,000

2018 Cadillac XT5 Luxury

2022 Ford Escape SEL

2023 Chevrolet Equinox LT

2014 Ford F-150 Limited

2020 Ford Explorer XLT

2021 FIAT 500X Sport

2021 Ford EcoSport SE

Used Cars under $20,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $20,000

2018 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2018 Cadillac XT5 Luxury Poor Credit Auto Finance Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Poor Credit Auto Finance Estimate

2023 Chevrolet Equinox LT

Chevrolet Equinox LT

2023 Chevrolet Equinox LT Poor Credit Car Loan Estimate

2014 Ford F-150 Limited

Ford F-150 Limited

2014 Ford F-150 Limited Poor Credit Auto Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Poor Credit Auto Finance Estimate

2021 FIAT 500X Sport

FIAT 500X Sport

2021 FIAT 500X Sport Poor Credit Auto Finance Estimate

2021 Ford EcoSport SE

Ford EcoSport SE

2021 Ford EcoSport SE Poor Credit Car Loan Estimate

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