Decatur, IL Used Cars Under $40,000 |with Payments|

2020 Lincoln Navigator Reserve

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This below average mileage second hand 2020 Lincoln Navigator Reserve 4x4 SUV below 69,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $39K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$38,156
Est. Payment:	$848.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,495
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,156.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,215.75
Avg. DMV Fee	196.00
Cash Sale Price	$42,736.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,736.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$848.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,156.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 43,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $39K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$38,862
Est. Payment:	$744.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,510
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,862.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,293.41
Avg. DMV Fee	196.00
Cash Sale Price	$43,520.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,520.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,862.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage preowned 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $39K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$38,690
Est. Payment:	$741.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,274.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,329.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,329.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage used 2026 Hyundai TUCSON SEL AWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$35,175
Est. Payment:	$674.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$35,175.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,887.84
Avg. DMV Fee	196.00
Cash Sale Price	$39,427.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,427.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$674.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage used 2026 Hyundai KONA Limited AWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 1.6L gas engine is for sale right now under $37K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$36,485
Est. Payment:	$699.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$36,485.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,031.94
Avg. DMV Fee	196.00
Cash Sale Price	$40,881.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,881.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Blue SE

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This low mileage preowned 2026 Hyundai TUCSON Hybrid Blue SE AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $36K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$35,315
Est. Payment:	$677.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	194
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$35,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,903.24
Avg. DMV Fee	196.00
Cash Sale Price	$39,583.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,583.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$677.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA N Line

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This low mileage preowned 2025 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $38K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$37,750
Est. Payment:	$723.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,171.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,286.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,286.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage used 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $40K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$39,380
Est. Payment:	$754.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$39,380.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,350.39
Avg. DMV Fee	196.00
Cash Sale Price	$44,095.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,095.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$754.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage second hand 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $38K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$37,780
Est. Payment:	$724.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$37,780.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,174.39
Avg. DMV Fee	196.00
Cash Sale Price	$42,319.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,319.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $39K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$38,345
Est. Payment:	$734.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,345.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,236.54
Avg. DMV Fee	196.00
Cash Sale Price	$42,946.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,946.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $40,000

2020 Lincoln Navigator Reserve

2022 Ford F-150 XL

2026 Hyundai SANTA FE SE

2026 Hyundai TUCSON SEL

2026 Hyundai KONA Limited

2026 Hyundai TUCSON Hybrid Blue SE

2025 Hyundai SONATA N Line

2026 Hyundai SANTA FE SE

2026 Hyundai SONATA N Line

2026 Hyundai SANTA CRUZ SEL Activity

Used Cars under $40,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $40,000

2020 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2020 Lincoln Navigator Reserve Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai TUCSON Hybrid Blue SE

Hyundai TUCSON Hybrid Blue SE

2026 Hyundai TUCSON Hybrid Blue SE Car Loan Estimate

2025 Hyundai SONATA N Line

Hyundai SONATA N Line

2025 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

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