Decatur, IL Used Cars Under $40,000 |with Payments|

2020 Ford Expedition Platinum

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This average mileage preowned 2020 Ford Expedition Platinum 4X4 SUV below 81,000 miles, a transmission, and 35 MPG, 3.5L gas engine is for sale right now under $38K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$37,340
Est. Payment:	$1004.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,711
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$37,340.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,125.99
Avg. DMV Fee	196.00
Cash Sale Price	$41,830.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,830.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1004.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4X4 pickup under 43,000 miles, a transmission, and 35 MPG, 3.5L gas engine is for sale right now below $39K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$38,402
Est. Payment:	$735.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,510
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,402.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,242.81
Avg. DMV Fee	196.00
Cash Sale Price	$43,009.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,402.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV below 19,000 miles, a transmission, and 35 MPG, 2.3L gas engine is for sale right now under $38K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$37,179
Est. Payment:	$712.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,851
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$37,179.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,108.28
Avg. DMV Fee	196.00
Cash Sale Price	$41,652.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,652.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,179.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, a transmission, and 35 MPG, 2.0L gas engine is for sale right now below $39K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$38,330
Est. Payment:	$734.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,330.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,234.89
Avg. DMV Fee	196.00
Cash Sale Price	$42,929.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,929.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,330.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now below $36K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$35,610
Est. Payment:	$682.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$35,610.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,935.69
Avg. DMV Fee	196.00
Cash Sale Price	$39,910.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,910.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now under $36K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$35,705
Est. Payment:	$684.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$35,705.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,946.14
Avg. DMV Fee	196.00
Cash Sale Price	$40,016.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,016.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 0,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $40K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$39,114
Est. Payment:	$749.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$39,114.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,321.13
Avg. DMV Fee	196.00
Cash Sale Price	$43,800.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,800.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$749.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,114.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL

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This low mileage used 2026 Hyundai TUCSON Hybrid SEL AWD SUV under 0,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $37K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$36,460
Est. Payment:	$699.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$36,460.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,029.19
Avg. DMV Fee	196.00
Cash Sale Price	$40,854.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,854.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now under $37K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$36,245
Est. Payment:	$694.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$36,245.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,005.54
Avg. DMV Fee	196.00
Cash Sale Price	$40,615.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,615.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$694.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,245.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 0,000 miles, a transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $39K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$38,915
Est. Payment:	$745.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$38,915.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,299.24
Avg. DMV Fee	196.00
Cash Sale Price	$43,579.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,579.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,915.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $40,000

2020 Ford Expedition Platinum

2022 Ford F-150 XLT

2023 Ford Explorer Limited

2026 Hyundai ELANTRA N Base

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai TUCSON Hybrid SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA FE Hybrid SE

Used Cars under $40,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $40,000

2020 Ford Expedition Platinum

Ford Expedition Platinum

2020 Ford Expedition Platinum Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL

Hyundai TUCSON Hybrid SEL

2026 Hyundai TUCSON Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

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