Decatur, IL Used Cars Under $45,000 |with Payments|

2025 Ford F-150 STX

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This low mileage second hand 2025 Ford F-150 STX 4x4 pickup under 2,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $42K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$41,801
Est. Payment:	$800.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,660
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$41,801.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,616.70
Avg. DMV Fee	196.00
Cash Sale Price	$46,782.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,782.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$800.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,801.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC90 B6 Ultimate Bright Theme 7P

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This low mileage second hand 2024 Volvo XC90 B6 Ultimate Bright Theme 7P AWD SUV under 42,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $44K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$43,891
Est. Payment:	$840.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,997
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$43,891.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,846.60
Avg. DMV Fee	196.00
Cash Sale Price	$49,102.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,102.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$840.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,891.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup below 8,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$43,739
Est. Payment:	$837.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,801
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$43,739.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,829.88
Avg. DMV Fee	196.00
Cash Sale Price	$48,933.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,933.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$837.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage preowned 2026 Hyundai PALISADE SEL AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,748
Est. Payment:	$856.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,748.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,940.87
Avg. DMV Fee	196.00
Cash Sale Price	$50,053.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,053.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$856.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,290
Est. Payment:	$847.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,890.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,545.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,545.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$847.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL FWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $41K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$40,145
Est. Payment:	$769.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$40,145.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,434.54
Avg. DMV Fee	196.00
Cash Sale Price	$44,944.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,944.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage second hand 2026 Hyundai PALISADE SEL AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,285
Est. Payment:	$847.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,285.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,889.94
Avg. DMV Fee	196.00
Cash Sale Price	$49,539.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,539.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$847.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,285.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL FWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,415
Est. Payment:	$850.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,415.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,904.24
Avg. DMV Fee	196.00
Cash Sale Price	$49,684.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,684.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$850.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,415.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

2024 Volvo XC90 B6 Ultimate Bright Theme 7P

2023 Ford F-150 Platinum

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

Used Cars under $45,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Volvo XC90 B6 Ultimate Bright Theme 7P

Volvo XC90 B6 Ultimate Bright Theme 7P

2024 Volvo XC90 B6 Ultimate Bright Theme 7P Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

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