Decatur, IL Used Cars Under $45,000 |with Payments|

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 8,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$43,550
Est. Payment:	$833.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,801
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$43,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,809.09
Avg. DMV Fee	196.00
Cash Sale Price	$48,724.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,724.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$833.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 STX 4x4 pickup below 2,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $43K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$42,632
Est. Payment:	$816.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,660
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$42,632.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,708.11
Avg. DMV Fee	196.00
Cash Sale Price	$47,705.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,705.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$816.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,632.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

⇩ View Seller Description

This below average mileage preowned 2022 GMC Sierra 1500 SLT 4x4 pickup below 68,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now below $45K at Jackson Ford in Decatur, IL. ...View More Details

Sales Price:	$44,308
Est. Payment:	$984.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,640
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,308.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,892.47
Avg. DMV Fee	196.00
Cash Sale Price	$49,565.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,565.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$984.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,308.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE SEL AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,748
Est. Payment:	$856.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,748.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,940.87
Avg. DMV Fee	196.00
Cash Sale Price	$50,053.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,053.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$856.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE SEL AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,290
Est. Payment:	$847.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,890.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,545.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,545.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$847.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $41K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$40,473
Est. Payment:	$775.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$40,473.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,470.62
Avg. DMV Fee	196.00
Cash Sale Price	$45,308.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,308.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE SEL AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,285
Est. Payment:	$847.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,285.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,889.94
Avg. DMV Fee	196.00
Cash Sale Price	$49,539.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,539.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$847.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,285.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE SEL FWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$44,415
Est. Payment:	$850.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$44,415.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,904.24
Avg. DMV Fee	196.00
Cash Sale Price	$49,684.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,684.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$850.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,415.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

2025 Ford F-150 STX

2022 GMC Sierra 1500 SLT

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

Used Cars under $45,000 for Sale in Decatur, IL

Decatur, IL Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

Customize Payments

Find Financing

Customize Payments