Kane County, IL Used Cars Under $40,000

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 32,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,390
Est. Payment:	$754.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,029
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,351.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,106.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,106.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$754.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$35,790
Est. Payment:	$686.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,330
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$35,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,955.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,110.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,110.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$686.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV below 28,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,550
Est. Payment:	$719.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,234
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,149.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,064.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,064.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage second hand 2023 Ford Bronco Base Advanced 4x4 SUV below 35,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,990
Est. Payment:	$766.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,261
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,772.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,772.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 24,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,330
Est. Payment:	$696.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,048
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,330.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,014.89
Avg. DMV Fee	196.00
Cash Sale Price	$40,709.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,709.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,330.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV under 5,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$39,700
Est. Payment:	$760.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,546
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,385.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,450.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,450.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$760.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 44,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,290
Est. Payment:	$733.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,712
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,230.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,885.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,885.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$38,550
Est. Payment:	$738.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,784
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$38,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,259.09
Avg. DMV Fee	196.00
Cash Sale Price	$43,174.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,174.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 49,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$728.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,234
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,552.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,552.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV under 32,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,440
Est. Payment:	$717.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,576
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,440.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,136.99
Avg. DMV Fee	196.00
Cash Sale Price	$41,941.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,941.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

2024 Ford Explorer XLT

2024 Ford Explorer XLT

2023 Ford Bronco Base Advanced

2023 Ford Explorer XLT

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XL

2024 Ford Explorer XLT

2023 Ford F-150 XL

2023 Ford Explorer XLT

Kane County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Kane County Cities with Used Cars for Sale Below $40K

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