Kane County, IL Used Cars Under $40,000

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 30,000 miles, a transmission, and 69 MPG, 2.3L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,770
Est. Payment:	$704.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,603
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,063.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,198.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 32,000 miles, a transmission, and 69 MPG, 2.7L gas engine is for sale right now below $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,590
Est. Payment:	$758.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,952
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,373.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,328.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,328.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$758.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 16,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,400
Est. Payment:	$716.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,921
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,132.59
Avg. DMV Fee	196.00
Cash Sale Price	$41,897.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,897.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 39,000 miles, a transmission, and 69 MPG, 2.7L gas engine is for sale right now under $39K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$38,690
Est. Payment:	$741.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,667
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,274.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,329.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,329.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV under 5,000 miles, a transmission, and 0.0L electric engine is for sale right now under $40K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$39,700
Est. Payment:	$760.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,546
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,385.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,450.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,450.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 42,000 miles, a transmission, and 69 MPG, 2.7L gas engine is for sale right now below $38K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$38,000
Est. Payment:	$728.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,456
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,563.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,563.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$728.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 45,000 miles, a transmission, and 69 MPG, 3.5L hybrid engine is for sale right now under $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,290
Est. Payment:	$752.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,729
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,340.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,995.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,995.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat AWD pickup under 4,000 miles, a transmission, and 69 MPG, 2.0L gas engine is for sale right now under $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,021
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 30,000 miles, a transmission, and 69 MPG, 2.3L gas engine is for sale right now below $36K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$35,221
Est. Payment:	$675.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,905
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$35,221.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,892.90
Avg. DMV Fee	196.00
Cash Sale Price	$39,478.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,478.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This average mileage second hand 2023 Ford F-150 Lightning XLT AWD pickup under 74,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$35,880
Est. Payment:	$872.66 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,400
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$35,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,965.39
Avg. DMV Fee	196.00
Cash Sale Price	$40,210.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,210.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$872.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer XLT

2023 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XLT

2023 Ford F-150 XLT

2024 Ford Maverick Lariat

2023 Ford Explorer XLT

2023 Ford F-150 Lightning XLT

Kane County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

Kane County Cities with Used Cars for Sale Below $40K

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