Kane County, IL Used Cars Under $40,000

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 45,000 miles, automatic transmission, and 90 MPG, 3.5L hybrid engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,690
Est. Payment:	$760.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,729
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,384.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,439.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,439.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$760.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This average mileage used 2023 Ford F-150 Lightning XLT AWD pickup below 74,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$863.51 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,400
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,923.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,788.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,788.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$863.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 21,000 miles, automatic transmission, and 90 MPG, 2.7L gas engine is for sale right now below $40K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$39,770
Est. Payment:	$761.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,954
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,393.29
Avg. DMV Fee	196.00
Cash Sale Price	$44,528.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,528.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 24,000 miles, automatic transmission, and 90 MPG, 2.3L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,330
Est. Payment:	$696.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,048
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,330.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,014.89
Avg. DMV Fee	196.00
Cash Sale Price	$40,709.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,709.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,330.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge ST

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This low mileage used 2023 Ford Edge ST AWD SUV under 25,000 miles, automatic transmission, and 90 MPG, 2.7L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,440
Est. Payment:	$698.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,238
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,440.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,026.99
Avg. DMV Fee	196.00
Cash Sale Price	$40,831.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,831.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage used 2023 Ford Explorer ST-Line AWD SUV below 33,000 miles, automatic transmission, and 90 MPG, 2.3L gas engine is for sale right now below $36K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$35,290
Est. Payment:	$676.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,802
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$35,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,900.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,555.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,555.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$676.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 42,000 miles, automatic transmission, and 90 MPG, 2.7L gas engine is for sale right now below $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,190
Est. Payment:	$731.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,456
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,190.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,219.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,774.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,774.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$731.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV below 16,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,880
Est. Payment:	$726.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,912
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,185.39
Avg. DMV Fee	196.00
Cash Sale Price	$42,430.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,430.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage preowned 2024 Ford Explorer ST-Line AWD SUV below 19,000 miles, automatic transmission, and 90 MPG, 2.3L gas engine is for sale right now below $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,790
Est. Payment:	$743.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,005
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,285.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,440.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,440.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E GT

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This low mileage second hand 2024 Ford Mustang Mach-E GT AWD SUV below 31,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,700
Est. Payment:	$722.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,728
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,165.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,230.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,230.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$722.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2023 Ford F-150 Lightning XLT

2023 Ford F-150 Lariat

2023 Ford Explorer XLT

2023 Ford Edge ST

2023 Ford Explorer ST-Line

2023 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2024 Ford Explorer ST-Line

2024 Ford Mustang Mach-E GT

Kane County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Edge ST

Ford Edge ST

2023 Ford Edge ST Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2024 Ford Mustang Mach-E GT Car Loan Estimate

Kane County Cities with Used Cars for Sale Below $40K

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