Kane County, IL Used Cars Under $40,000

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 21,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$39,770
Est. Payment:	$761.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,954
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,393.29
Avg. DMV Fee	196.00
Cash Sale Price	$44,528.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,528.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup below 32,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,390
Est. Payment:	$754.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,029
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,351.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,106.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,106.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$754.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $39K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$38,550
Est. Payment:	$738.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,784
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$38,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,259.09
Avg. DMV Fee	196.00
Cash Sale Price	$43,174.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,174.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 39,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,790
Est. Payment:	$743.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,667
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,285.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,440.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,440.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 42,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,190
Est. Payment:	$731.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,456
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,190.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,219.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,774.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,774.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$731.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,990
Est. Payment:	$766.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,691
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,772.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,772.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 44,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$38,290
Est. Payment:	$733.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,712
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,230.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,885.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,885.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage used 2024 Jeep Grand Cherokee L Laredo 4x4 SUV under 20,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $36K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$35,770
Est. Payment:	$685.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,719
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$35,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,953.29
Avg. DMV Fee	196.00
Cash Sale Price	$40,088.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,088.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV under 5,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$39,700
Est. Payment:	$760.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,546
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,385.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,450.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,450.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$760.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 45,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price:	$39,690
Est. Payment:	$760.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,729
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,384.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,439.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,439.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

2025 Ford F-150 XLT

2024 Ford Explorer XLT

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Ford F-150 Lariat

2023 Ford F-150 XL

2024 Jeep Grand Cherokee L Laredo

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XL

Kane County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Kane County Cities with Used Cars for Sale Below $40K

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