Kane County, IL Used Cars Under $40,000

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 90 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,290
Est. Payment:	$752.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,029
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,340.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,995.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,995.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage second hand 2024 Ford Maverick Lariat AWD pickup below 4,000 miles, a transmission, and 90 MPG, 2.0L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,021
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$699.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 28,000 miles, a transmission, and 90 MPG, 2.3L gas engine is for sale right now under $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,550
Est. Payment:	$719.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,234
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,149.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,064.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,064.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat AWD pickup under 0,000 miles, a transmission, and 90 MPG, 2.0L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,770
Est. Payment:	$704.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,063.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,198.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This average mileage used 2023 Ford F-150 Lightning XLT AWD pickup under 74,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$35,880
Est. Payment:	$872.66 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,400
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$35,880.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,965.39
Avg. DMV Fee	196.00
Cash Sale Price	$40,210.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,210.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$872.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge ST

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This low mileage second hand 2023 Ford Edge ST AWD SUV under 25,000 miles, a transmission, and 90 MPG, 2.7L gas engine is for sale right now below $37K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$36,330
Est. Payment:	$696.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,238
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,330.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,014.89
Avg. DMV Fee	196.00
Cash Sale Price	$40,709.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,709.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,330.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 25,000 miles, a transmission, and 90 MPG, 2.7L gas engine is for sale right now under $40K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$39,690
Est. Payment:	$760.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,459
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,384.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,439.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,439.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV below 22,000 miles, a transmission, and 90 MPG, 2.3L gas engine is for sale right now under $36K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$35,590
Est. Payment:	$682.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,330
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$35,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,933.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,888.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,888.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 42,000 miles, a transmission, and 90 MPG, 2.7L gas engine is for sale right now under $38K at Hopkins Ford of Elgin, Inc. in Elgin, IL. ...View More Details

Sales Price:	$38,000
Est. Payment:	$728.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,456
Location:	Elgin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,563.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,563.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E GT

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This low mileage second hand 2024 Ford Mustang Mach-E GT AWD SUV below 31,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Hawk Ford of St. Charles in Saint Charles, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,728
Location:	Saint Charles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

2024 Ford Maverick Lariat

2024 Ford Explorer XLT

2024 Ford Maverick Lariat

2023 Ford F-150 Lightning XLT

2023 Ford Edge ST

2025 Ford F-150 XLT

2024 Ford Explorer XLT

2023 Ford F-150 XLT

2024 Ford Mustang Mach-E GT

Kane County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Kane County, IL

Kane County, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2023 Ford Edge ST

Ford Edge ST

2023 Ford Edge ST Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2024 Ford Mustang Mach-E GT Car Loan Estimate

Kane County Cities with Used Cars for Sale Below $40K

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