Peoria - Bloomington, IL Area Used Cars Under $40,000

2025 Honda Odyssey Sport-L

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This low mileage preowned 2025 Honda Odyssey Sport-L FWD minivan below 30,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$39,491
Est. Payment:	$756.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,390
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$39,491.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,362.60
Avg. DMV Fee	196.00
Cash Sale Price	$44,218.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,218.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,491.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

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This low mileage second hand 2022 Ram 1500 Lone Star 4x4 pickup below 42,000 miles, automatic transmission, and 21 MPG, 3.6L hybrid engine is for sale right now below $36K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$35,991
Est. Payment:	$690.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,378
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.60
Avg. DMV Fee	196.00
Cash Sale Price	$40,333.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,333.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

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This low mileage used 2023 Ford Transit 250 AWD van under 18,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$35,171
Est. Payment:	$674.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,472
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,171.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,887.40
Avg. DMV Fee	196.00
Cash Sale Price	$39,423.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,423.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,171.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Grand Touring

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This low mileage used 2021 Lincoln Aviator Grand Touring AWD SUV under 49,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now under $40K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$39,995
Est. Payment:	$766.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,578
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.04
Avg. DMV Fee	196.00
Cash Sale Price	$44,778.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,778.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Everglades Advanced

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This low mileage preowned 2022 Ford Bronco Everglades Advanced 4x4 SUV below 30,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$35,695
Est. Payment:	$684.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,270
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,945.04
Avg. DMV Fee	196.00
Cash Sale Price	$40,005.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,005.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV below 8,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $38K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$37,444
Est. Payment:	$717.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,232
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$37,444.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,137.43
Avg. DMV Fee	196.00
Cash Sale Price	$41,946.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,946.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This low mileage used 2023 Ford Transit 350 XL RWD van below 59,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$37,991
Est. Payment:	$781.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,550
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.60
Avg. DMV Fee	196.00
Cash Sale Price	$42,553.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,553.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$781.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX King Ranch

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This high mileage used 2021 Ford Expedition MAX King Ranch 4x4 SUV under 101,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $38K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$37,887
Est. Payment:	$1312.89 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,933
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$37,887.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,186.16
Avg. DMV Fee	196.00
Cash Sale Price	$42,438.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,438.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1312.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 23,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$35,995
Est. Payment:	$690.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,761
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.04
Avg. DMV Fee	196.00
Cash Sale Price	$40,338.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,338.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV under 16,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $37K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$36,995
Est. Payment:	$709.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,075
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.04
Avg. DMV Fee	196.00
Cash Sale Price	$41,448.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,448.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $40,000

2025 Honda Odyssey Sport-L

2022 Ram 1500 Lone Star

2023 Ford Transit 250

2021 Lincoln Aviator Grand Touring

2022 Ford Bronco Everglades Advanced

2025 Ford Bronco Sport Badlands

2023 Ford Transit 350 XL

2021 Ford Expedition MAX King Ranch

2023 Ford Explorer XLT

2023 Ford Explorer Timberline

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $40K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $40,000

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

2021 Lincoln Aviator Grand Touring

Lincoln Aviator Grand Touring

2021 Lincoln Aviator Grand Touring Car Loan Estimate

2022 Ford Bronco Everglades Advanced

Ford Bronco Everglades Advanced

2022 Ford Bronco Everglades Advanced Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2021 Ford Expedition MAX King Ranch

Ford Expedition MAX King Ranch

2021 Ford Expedition MAX King Ranch Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $40K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $40,000

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