Peoria - Bloomington, IL Area Used Cars Under $40,000

2023 Hyundai PALISADE Calligraphy

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This low mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 54,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $36K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$35,900
Est. Payment:	$738.69 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,399
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,967.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,232.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,232.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$738.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz GLS GLS 450

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This below average mileage used 2020 Mercedes-Benz GLS GLS 450 AWD SUV below 65,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now below $37K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$36,201
Est. Payment:	$805.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,101
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$36,201.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,000.70
Avg. DMV Fee	196.00
Cash Sale Price	$40,566.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,566.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$805.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 4 Series 430i xDrive

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This low mileage preowned 2022 BMW 4 Series 430i xDrive AWD convertible below 28,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $40K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$39,006
Est. Payment:	$747.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,507
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$39,006.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,309.25
Avg. DMV Fee	196.00
Cash Sale Price	$43,680.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,680.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,006.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4x4 pickup under 4,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $40K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$39,407
Est. Payment:	$755.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,314
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$39,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,353.36
Avg. DMV Fee	196.00
Cash Sale Price	$44,125.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,125.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$755.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD LTZ

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This high mileage preowned 2020 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 175,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now under $36K at Mangold Ford in Eureka, IL. ...View More Details

Sales Price:	$35,331
Est. Payment:	$1445.08 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174,553
Location:	Eureka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,331.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,905.00
Avg. DMV Fee	196.00
Cash Sale Price	$39,601.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,601.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1445.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,331.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Tremor

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This low mileage preowned 2025 Ford Maverick Tremor AWD pickup under 5,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$38,995
Est. Payment:	$747.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,429
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.04
Avg. DMV Fee	196.00
Cash Sale Price	$43,668.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,668.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Ascent Limited 7-Passenger

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This low mileage preowned 2024 Subaru Ascent Limited 7-Passenger AWD SUV under 29,000 miles, cvt transmission, and 2.4L gas engine is for sale right now under $37K at Uftring Ford in East Peoria, IL. ...View More Details

Sales Price:	$36,400
Est. Payment:	$697.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,184
Location:	East Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$36,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,022.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,787.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,787.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage used 2023 Ford Bronco Base 4x4 SUV under 34,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $37K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$36,141
Est. Payment:	$693.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,761
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$36,141.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,994.10
Avg. DMV Fee	196.00
Cash Sale Price	$40,500.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,500.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,141.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 23,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $36K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$35,622
Est. Payment:	$683.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,761
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,622.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,937.01
Avg. DMV Fee	196.00
Cash Sale Price	$39,924.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,924.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350

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This low mileage used 2023 Ford Transit 350 RWD van below 50,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $38K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$37,123
Est. Payment:	$763.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,249
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$37,123.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,102.12
Avg. DMV Fee	196.00
Cash Sale Price	$41,590.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,590.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$763.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,123.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2020 Mercedes-Benz GLS GLS 450

2022 BMW 4 Series 430i xDrive

2025 Ford Ranger XLT

2020 Chevrolet Silverado 2500HD LTZ

2025 Ford Maverick Tremor

2024 Subaru Ascent Limited 7-Passenger

2023 Ford Bronco Base

2023 Ford Explorer XLT

2023 Ford Transit 350

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $40K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2020 Mercedes-Benz GLS GLS 450

Mercedes-Benz GLS GLS 450

2020 Mercedes-Benz GLS 450 Car Loan Estimate

2022 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2022 BMW 4 Series 430i xDrive Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2020 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2020 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

2024 Subaru Ascent Limited 7-Passenger

Subaru Ascent Limited 7-Passenger

2024 Subaru Ascent Limited 7-Passenger Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Transit 350

Ford Transit 350

2023 Ford Transit 350 Car Loan Estimate

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $40K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $40,000

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