Peoria - Bloomington, IL Area Used Cars Under $40,000

2025 Hyundai SANTA FE Calligraphy

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This low mileage second hand 2025 Hyundai SANTA FE Calligraphy FWD SUV under 7,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $40K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$39,500
Est. Payment:	$756.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,816
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,363.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,228.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,228.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 34,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $39K at Heller Ford Sales Inc in El Paso, IL. ...View More Details

Sales Price:	$38,462
Est. Payment:	$737.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,946
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$38,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,249.41
Avg. DMV Fee	196.00
Cash Sale Price	$43,076.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,076.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 26,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Mike Murphy Ford Inc in Morton, IL. ...View More Details

Sales Price:	$35,315
Est. Payment:	$677.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,469
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,903.24
Avg. DMV Fee	196.00
Cash Sale Price	$39,583.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,583.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

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This average mileage second hand 2022 GMC Sierra 1500 SLT 4X4 pickup under 88,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $39K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$38,407
Est. Payment:	$1032.65 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,509
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$38,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,243.36
Avg. DMV Fee	196.00
Cash Sale Price	$43,015.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,015.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1032.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV under 5,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$35,407
Est. Payment:	$679.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,552
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$35,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,913.36
Avg. DMV Fee	196.00
Cash Sale Price	$39,685.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,685.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Ascent Onyx Edition Limited

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This low mileage second hand 2024 Subaru Ascent Onyx Edition Limited AWD SUV under 53,000 miles, cvt transmission, and 20 MPG, 2.4L gas engine is for sale right now under $36K at Uftring Ford, Inc. in East Peoria, IL. ...View More Details

Sales Price:	$35,388
Est. Payment:	$728.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,400
Location:	East Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$35,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,911.27
Avg. DMV Fee	196.00
Cash Sale Price	$39,664.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,664.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$728.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This below average mileage preowned 2022 Ford Bronco Base Advanced 4X4 SUV below 63,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$37,922
Est. Payment:	$843.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,245
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$37,922.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,190.01
Avg. DMV Fee	196.00
Cash Sale Price	$42,477.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,477.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$843.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

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This low mileage used 2023 Ford Bronco Outer Banks 4X4 SUV below 48,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $39K at Heller Ford Sales Inc in El Paso, IL. ...View More Details

Sales Price:	$38,962
Est. Payment:	$746.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,901
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$38,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,304.41
Avg. DMV Fee	196.00
Cash Sale Price	$43,631.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,631.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$746.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat AWD pickup below 6,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Davis Ford, Inc. in Canton, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,457
Location:	Canton, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This average mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 86,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now below $36K at Heller Ford Sales Inc in El Paso, IL. ...View More Details

Sales Price:	$35,962
Est. Payment:	$967.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,616
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$35,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,974.41
Avg. DMV Fee	196.00
Cash Sale Price	$40,301.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,301.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$967.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Calligraphy

2024 Ford F-150 XLT

2024 Ford Explorer XLT

2022 GMC Sierra 1500 SLT

2025 Ford Explorer Active

2024 Subaru Ascent Onyx Edition Limited

2022 Ford Bronco Base Advanced

2023 Ford Bronco Outer Banks

2024 Ford Maverick Lariat

2023 Ford F-150 XLT

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $40K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Subaru Ascent Onyx Edition Limited

Subaru Ascent Onyx Edition Limited

2024 Subaru Ascent Onyx Edition Limited Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $40K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $40,000

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