Peoria - Bloomington, IL Area Used Cars Under $45,000

2023 Lincoln Aviator Reserve

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This low mileage used 2023 Lincoln Aviator Reserve AWD SUV under 16,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $44K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$43,407
Est. Payment:	$831.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,522
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$43,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,793.36
Avg. DMV Fee	196.00
Cash Sale Price	$48,565.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,565.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup below 20,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Uftring Ford, Inc. in East Peoria, IL. ...View More Details

Sales Price:	$44,396
Est. Payment:	$849.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,558
Location:	East Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$44,396.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,902.15
Avg. DMV Fee	196.00
Cash Sale Price	$49,663.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,663.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$849.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,396.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup below 14,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Heller Ford Sales Inc in El Paso, IL. ...View More Details

Sales Price:	$42,962
Est. Payment:	$822.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,862
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$42,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,744.41
Avg. DMV Fee	196.00
Cash Sale Price	$48,071.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,071.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This low mileage used 2021 Lincoln Navigator L Reserve 4X4 SUV under 50,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Heller Ford Sales Inc in El Paso, IL. ...View More Details

Sales Price:	$44,962
Est. Payment:	$860.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,972
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$44,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,964.41
Avg. DMV Fee	196.00
Cash Sale Price	$50,291.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,291.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$860.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage used 2021 Ford F-150 Lariat 4X4 pickup under 23,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Mike Murphy Ford Inc in Morton, IL. ...View More Details

Sales Price:	$44,562
Est. Payment:	$852.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,734
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$44,562.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,920.41
Avg. DMV Fee	196.00
Cash Sale Price	$49,847.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,847.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$852.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,562.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage preowned 2025 Ford Bronco Outer Banks 4X4 SUV under 30,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $45K at Mike Murphy Ford Inc in Morton, IL. ...View More Details

Sales Price:	$44,995
Est. Payment:	$861.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,939
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.04
Avg. DMV Fee	196.00
Cash Sale Price	$50,328.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,328.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$861.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Elite

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This low mileage used 2025 Honda Odyssey Elite FWD mini-van below 22,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Heller Ford Sales Inc in El Paso, IL. ...View More Details

Sales Price:	$43,962
Est. Payment:	$841.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,542
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$43,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,854.41
Avg. DMV Fee	196.00
Cash Sale Price	$49,181.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,181.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$841.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 35,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$40,046
Est. Payment:	$767.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,394
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$40,046.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,423.65
Avg. DMV Fee	196.00
Cash Sale Price	$44,834.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,834.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$767.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,046.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This below average mileage used 2020 GMC Sierra 1500 AT4 4X4 pickup below 63,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $44K at Davis Ford, Inc. in Canton, IL. ...View More Details

Sales Price:	$43,990
Est. Payment:	$977.49 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,000
Location:	Canton, IL

Item	Amount
Used Car Price⁽¹⁾	$43,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,857.49
Avg. DMV Fee	196.00
Cash Sale Price	$49,212.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,212.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$977.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 19,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $43K at Mangold Ford, Inc. in Eureka, IL. ...View More Details

Sales Price:	$42,631
Est. Payment:	$816.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,703
Location:	Eureka, IL

Item	Amount
Used Car Price⁽¹⁾	$42,631.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,708.00
Avg. DMV Fee	196.00
Cash Sale Price	$47,704.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,704.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$816.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,631.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $45,000

2023 Lincoln Aviator Reserve

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2021 Lincoln Navigator L Reserve

2021 Ford F-150 Lariat

2025 Ford Bronco Outer Banks

2025 Honda Odyssey Elite

2024 Ford F-150 XLT

2020 GMC Sierra 1500 AT4

2023 Ford F-150 XLT

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $45K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $45,000

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2025 Honda Odyssey Elite

Honda Odyssey Elite

2025 Honda Odyssey Elite Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $45K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $45,000

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