Peoria - Bloomington, IL Area Used Cars Under $45,000

2025 Hyundai PALISADE Calligraphy

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This low mileage second hand 2025 Hyundai PALISADE Calligraphy FWD SUV under 15,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $45K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$44,500
Est. Payment:	$851.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,902
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,913.59
Avg. DMV Fee	196.00
Cash Sale Price	$49,778.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,778.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$851.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage preowned 2023 Ford Bronco Base Advanced 4x4 SUV below 31,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Heller Ford Sales in El Paso, IL. ...View More Details

Sales Price:	$40,962
Est. Payment:	$784.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,486
Location:	El Paso, IL

Item	Amount
Used Car Price⁽¹⁾	$40,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,524.41
Avg. DMV Fee	196.00
Cash Sale Price	$45,851.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,851.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup under 1,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$44,376
Est. Payment:	$849.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,196
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$44,376.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,899.95
Avg. DMV Fee	196.00
Cash Sale Price	$49,640.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,640.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$849.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Navigator L Reserve

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This average mileage preowned 2022 Lincoln Navigator L Reserve 4x4 SUV below 78,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $41K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$40,407
Est. Payment:	$981.72 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,914
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$40,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,463.36
Avg. DMV Fee	196.00
Cash Sale Price	$45,235.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,235.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$981.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Mike Murphy Ford in Morton, IL. ...View More Details

Sales Price:	$42,995
Est. Payment:	$823.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,088
Location:	Morton, IL

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,748.04
Avg. DMV Fee	196.00
Cash Sale Price	$48,108.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,108.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage second hand 2022 Ford Mustang GT RWD coupe below 39,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now below $44K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$43,407
Est. Payment:	$831.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,278
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$43,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,793.36
Avg. DMV Fee	196.00
Cash Sale Price	$48,565.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,565.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT Premium

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This low mileage preowned 2024 Ford Mustang GT Premium RWD coupe below 13,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $45K at Sam Leman Ford Bloomington in Bloomington, IL. ...View More Details

Sales Price:	$44,407
Est. Payment:	$850.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,957
Location:	Bloomington, IL

Item	Amount
Used Car Price⁽¹⁾	$44,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,903.36
Avg. DMV Fee	196.00
Cash Sale Price	$49,675.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,675.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$850.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz S-Class S 560 4MATIC

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This below average mileage second hand 2020 Mercedes-Benz S-Class S 560 4MATIC AWD sedan under 65,000 miles, automatic transmission, and 20 MPG, 4.0L gas engine is for sale right now below $43K at Peoria Ford in Peoria, IL. ...View More Details

Sales Price:	$42,883
Est. Payment:	$953.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,145
Location:	Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$42,883.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,735.72
Avg. DMV Fee	196.00
Cash Sale Price	$47,983.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,983.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$953.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This low mileage preowned 2021 Ford Mustang GT Premium RWD convertible under 6,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $42K at Uftring Ford in East Peoria, IL. ...View More Details

Sales Price:	$41,400
Est. Payment:	$792.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,055
Location:	East Peoria, IL

Item	Amount
Used Car Price⁽¹⁾	$41,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,572.59
Avg. DMV Fee	196.00
Cash Sale Price	$46,337.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,337.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$792.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $41K at Fraher Ford in Pontiac, IL. ...View More Details

Sales Price:	$40,900
Est. Payment:	$783.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,582
Location:	Pontiac, IL

Item	Amount
Used Car Price⁽¹⁾	$40,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,517.59
Avg. DMV Fee	196.00
Cash Sale Price	$45,782.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,782.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$783.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai PALISADE Calligraphy

2023 Ford Bronco Base Advanced

2025 Ford F-150 STX

2022 Lincoln Navigator L Reserve

2023 Ford F-150 XL

2022 Ford Mustang GT

2024 Ford Mustang GT Premium

2020 Mercedes-Benz S-Class S 560 4MATIC

2021 Ford Mustang GT Premium

2022 Ford F-150 XL

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $45K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Peoria - Bloomington Area

Metro Peoria - Bloomington Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2022 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2022 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2024 Ford Mustang GT Premium

Ford Mustang GT Premium

2024 Ford Mustang GT Premium Car Loan Estimate

2020 Mercedes-Benz S-Class S 560 4MATIC

Mercedes-Benz S-Class S 560 4MATIC

2020 Mercedes-Benz S-Class S 560 4MATIC Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Greater Peoria - Bloomington Area Cities with Used Cars for Sale Below $45K

Metro Peoria - Bloomington Area Counties with Used Cars for Sale Below $45,000

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