Topeka, KS Area Used Cars Under $20,000

2025 Nissan Sentra SV

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This low mileage preowned 2025 Nissan Sentra SV FWD sedan below 34,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$19,733
Est. Payment:	$381.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,272
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$19,733.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,133.99
Avg. DMV Fee	47.00
Cash Sale Price	$22,312.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,312.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$381.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,733.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape S

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This low mileage second hand 2022 Ford Escape S FWD SUV under 43,000 miles, a transmission, and 1.5L gas engine is for sale right now under $19K at Honeyman Ford, Inc. in Seneca, KS. ...View More Details

Sales Price:	$18,500
Est. Payment:	$358.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,547
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,003.29
Avg. DMV Fee	47.00
Cash Sale Price	$20,949.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,949.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$358.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Buick Enclave Premium

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This high mileage second hand 2020 Buick Enclave Premium 4X4 SUV below 114,000 miles, a transmission, and 3.6L gas engine is for sale right now under $18K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$17,605
Est. Payment:	$617.48 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,159
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$17,605.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,908.42
Avg. DMV Fee	47.00
Cash Sale Price	$19,959.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,959.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$617.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Explorer Limited

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This high mileage second hand 2017 Ford Explorer Limited AWD SUV under 120,000 miles, a transmission, and 2.3L gas engine is for sale right now below $16K at Honeyman Ford, Inc. in Seneca, KS. ...View More Details

Sales Price:	$15,400
Est. Payment:	$542.03 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,832
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$15,400.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,674.69
Avg. DMV Fee	47.00
Cash Sale Price	$17,520.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,520.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$542.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ram 3500 SLT

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This high mileage used 2012 Ram 3500 SLT 4X4 pickup below 197,000 miles, transmission, and 6.7L diesel engine is for sale right now below $19K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$18,500
Est. Payment:	$764.46 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	196,607
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,003.29
Avg. DMV Fee	47.00
Cash Sale Price	$20,949.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,949.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$764.46

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Kicks SV

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This below average mileage used 2023 Nissan Kicks SV FWD wagon below 66,000 miles, cvt transmission, and 1.6L gas engine is for sale right now under $19K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$18,653
Est. Payment:	$419.47 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,735
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$18,653.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,019.51
Avg. DMV Fee	47.00
Cash Sale Price	$21,118.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,118.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$419.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,653.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Equinox Premier

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This low mileage preowned 2018 Chevrolet Equinox Premier FWD SUV below 54,000 miles, a transmission, and 1.5L gas engine is for sale right now under $18K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$17,605
Est. Payment:	$366.46 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,489
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$17,605.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,908.42
Avg. DMV Fee	47.00
Cash Sale Price	$19,959.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,959.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$366.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Traverse Premier

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This high mileage preowned 2019 Chevrolet Traverse Premier 4X4 SUV below 117,000 miles, a transmission, and 3.6L gas engine is for sale right now below $19K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$18,488
Est. Payment:	$647.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,477
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$18,488.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,002.02
Avg. DMV Fee	47.00
Cash Sale Price	$20,936.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,936.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$647.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SV

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This below average mileage second hand 2023 Nissan Rogue SV FWD wagon below 61,000 miles, cvt transmission, and 1.5L gas engine is for sale right now under $20K at John North Ford, Inc. in Emporia, KS. ...View More Details

Sales Price:	$19,605
Est. Payment:	$440.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,720
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$19,605.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,120.42
Avg. DMV Fee	47.00
Cash Sale Price	$22,171.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,171.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$440.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Jeep Wrangler Sport

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This average mileage used 2014 Jeep Wrangler Sport 4X4 SUV under 82,000 miles, transmission, and 3.6L gas engine is for sale right now below $19K at Crow-Moddie Ford in Burlington, KS. ...View More Details

Sales Price:	$18,998
Est. Payment:	$516.14 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,942
Location:	Burlington, KS

Item	Amount
Used Car Price⁽¹⁾	$18,998.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,056.08
Avg. DMV Fee	47.00
Cash Sale Price	$21,500.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,500.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$516.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $20,000

2025 Nissan Sentra SV

2022 Ford Escape S

2020 Buick Enclave Premium

2017 Ford Explorer Limited

2012 Ram 3500 SLT

2023 Nissan Kicks SV

2018 Chevrolet Equinox Premier

2019 Chevrolet Traverse Premier

2023 Nissan Rogue SV

2014 Jeep Wrangler Sport

Greater Topeka Area Cities with Used Cars for Sale Below $20K

Metro Topeka Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $20,000

2025 Nissan Sentra SV

Nissan Sentra SV

2025 Nissan Sentra SV Car Loan Estimate

2022 Ford Escape S

Ford Escape S

2022 Ford Escape S Car Loan Estimate

2020 Buick Enclave Premium

Buick Enclave Premium

2020 Buick Enclave Premium Car Loan Estimate

2017 Ford Explorer Limited

Ford Explorer Limited

2017 Ford Explorer Limited Car Loan Estimate

2012 Ram 3500 SLT

Ram 3500 SLT

2012 Ram 3500 SLT Car Loan Estimate

2023 Nissan Kicks SV

Nissan Kicks SV

2023 Nissan Kicks SV Car Loan Estimate

2018 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2018 Chevrolet Equinox Premier Car Loan Estimate

2019 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2019 Chevrolet Traverse Premier Car Loan Estimate

2023 Nissan Rogue SV

Nissan Rogue SV

2023 Nissan Rogue SV Car Loan Estimate

2014 Jeep Wrangler Sport

Jeep Wrangler Sport

2014 Jeep Wrangler Sport Car Loan Estimate

Greater Topeka Area Cities with Used Cars for Sale Below $20K

Metro Topeka Area Counties with Used Cars for Sale Below $20,000

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