Topeka, KS Area Used Cars Under $45,000

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup below 23,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $44K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$43,700
Est. Payment:	$835.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,469
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$43,700.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,674.49
Avg. DMV Fee	47.00
Cash Sale Price	$48,820.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,820.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$835.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado ZR2

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This low mileage second hand 2022 Chevrolet Colorado ZR2 4x4 pickup under 58,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $41K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$40,844
Est. Payment:	$838.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,312
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$40,844.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,371.76
Avg. DMV Fee	47.00
Cash Sale Price	$45,661.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,661.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$838.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This below average mileage preowned 2021 Ford F-150 XL 4x4 pickup below 61,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $44K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$43,866
Est. Payment:	$973.35 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,314
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$43,866.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,692.09
Avg. DMV Fee	47.00
Cash Sale Price	$49,004.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,004.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$973.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 65,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $45K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$44,900
Est. Payment:	$996.06 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,733
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,801.69
Avg. DMV Fee	47.00
Cash Sale Price	$50,147.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,147.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$996.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage preowned 2024 Ford Ranger Lariat 4x4 pickup under 17,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $42K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$41,900
Est. Payment:	$801.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,035
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,483.69
Avg. DMV Fee	47.00
Cash Sale Price	$46,829.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,829.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$801.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 23,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $43K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$42,858
Est. Payment:	$819.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,108
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$42,858.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,585.24
Avg. DMV Fee	47.00
Cash Sale Price	$47,889.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,889.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,858.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition MAX Limited

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This average mileage used 2022 Ford Expedition MAX Limited 4x4 SUV under 82,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $43K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$42,900
Est. Payment:	$1150.77 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,319
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$42,900.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,589.69
Avg. DMV Fee	47.00
Cash Sale Price	$47,935.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,935.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1150.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $41K at Manhattan Hyundai in Manhattan, KS. ...View More Details

Sales Price:	$40,228
Est. Payment:	$769.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	252
Location:	Manhattan, KS

Item	Amount
Used Car Price⁽¹⁾	$40,228.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,306.46
Avg. DMV Fee	47.00
Cash Sale Price	$44,980.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,980.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$769.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,228.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2026 Hyundai SANTA CRUZ XRT AWD pickup below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $44K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$43,509
Est. Payment:	$831.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$43,509.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,654.25
Avg. DMV Fee	47.00
Cash Sale Price	$48,609.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,609.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$831.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $41K at Manhattan Hyundai in Manhattan, KS. ...View More Details

Sales Price:	$40,071
Est. Payment:	$766.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Manhattan, KS

Item	Amount
Used Car Price⁽¹⁾	$40,071.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,289.82
Avg. DMV Fee	47.00
Cash Sale Price	$44,806.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,806.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 King Ranch

2022 Chevrolet Colorado ZR2

2021 Ford F-150 XL

2023 Ford F-150 XL

2024 Ford Ranger Lariat

2022 Ford F-150 XL

2022 Ford Expedition MAX Limited

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA FE SEL

Greater Topeka Area Cities with Used Cars for Sale Below $45K

Metro Topeka Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2022 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2022 Chevrolet Colorado ZR2 Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2022 Ford Expedition MAX Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

Greater Topeka Area Cities with Used Cars for Sale Below $45K

Metro Topeka Area Counties with Used Cars for Sale Below $45,000

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