Topeka, KS Area Used Cars Under $45,000

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV under 11,000 miles, automatic transmission, and 30 MPG, 3.8L gas engine is for sale right now below $42K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$41,699
Est. Payment:	$797.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,907
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$41,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,462.39
Avg. DMV Fee	47.00
Cash Sale Price	$46,607.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,607.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$797.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 2500HD LTZ

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This above average mileage second hand 2018 Chevrolet Silverado 2500HD LTZ 4x4 pickup under 97,000 miles, automatic transmission, and 30 MPG, 6.6L diesel engine is for sale right now below $44K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$43,300
Est. Payment:	$1304.95 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,405
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$43,300.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,632.09
Avg. DMV Fee	47.00
Cash Sale Price	$48,378.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,378.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1304.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

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This below average mileage second hand 2024 Ford Expedition MAX Limited 4x4 SUV below 68,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $45K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$44,605
Est. Payment:	$989.58 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,943
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$44,605.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,770.42
Avg. DMV Fee	47.00
Cash Sale Price	$49,821.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,821.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$989.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup below 24,000 miles, automatic transmission, and 30 MPG, 2.7L gas engine is for sale right now under $43K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$42,858
Est. Payment:	$819.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,010
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$42,858.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,585.24
Avg. DMV Fee	47.00
Cash Sale Price	$47,889.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,889.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,858.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 23,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $44K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$43,700
Est. Payment:	$835.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,469
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$43,700.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,674.49
Avg. DMV Fee	47.00
Cash Sale Price	$48,820.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,820.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$835.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado ZR2

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This low mileage used 2022 Chevrolet Colorado ZR2 4x4 pickup below 58,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now below $41K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$40,844
Est. Payment:	$838.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,312
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$40,844.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,371.76
Avg. DMV Fee	47.00
Cash Sale Price	$45,661.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,661.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$838.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This low mileage second hand 2023 Chevrolet Silverado 1500 RST 4x4 pickup under 43,000 miles, automatic transmission, and 30 MPG, 3.0L diesel engine is for sale right now under $42K at Crow-Moddie Ford in Burlington, KS. ...View More Details

Sales Price:	$41,998
Est. Payment:	$803.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,281
Location:	Burlington, KS

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,494.08
Avg. DMV Fee	47.00
Cash Sale Price	$46,938.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,938.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage preowned 2024 Ford Ranger Lariat 4x4 pickup under 17,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now under $42K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$41,900
Est. Payment:	$801.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,035
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,483.69
Avg. DMV Fee	47.00
Cash Sale Price	$46,829.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,829.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$801.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 21,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now below $43K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$42,500
Est. Payment:	$812.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,162
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,547.29
Avg. DMV Fee	47.00
Cash Sale Price	$47,493.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,493.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$812.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV below 12,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $45K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$44,605
Est. Payment:	$852.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,845
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$44,605.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,770.42
Avg. DMV Fee	47.00
Cash Sale Price	$49,821.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,821.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$852.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai PALISADE Calligraphy

2018 Chevrolet Silverado 2500HD LTZ

2024 Ford Expedition MAX Limited

2022 Ford F-150 XL

2023 Ford F-150 XL

2022 Chevrolet Colorado ZR2

2023 Chevrolet Silverado 1500 RST

2024 Ford Ranger Lariat

2023 Ford F-150 XLT

2025 BMW X3 30 xDrive

Greater Topeka Area Cities with Used Cars for Sale Below $45K

Metro Topeka Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2018 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2018 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2022 Chevrolet Colorado ZR2 Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

Greater Topeka Area Cities with Used Cars for Sale Below $45K

Metro Topeka Area Counties with Used Cars for Sale Below $45,000

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