Topeka, KS Area Used Cars Under $40,000

2018 Chevrolet Silverado 2500HD LT

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This below average mileage used 2018 Chevrolet Silverado 2500HD LT 4x4 pickup below 67,000 miles, automatic transmission, and 20 MPG, 6.0L gas engine is for sale right now below $37K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$36,843
Est. Payment:	$819.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,717
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$36,843.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,947.65
Avg. DMV Fee	47.00
Cash Sale Price	$41,236.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,236.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$819.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,843.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage used 2023 Ford F-150 XL 4x4 pickup under 60,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $38K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$37,788
Est. Payment:	$839.83 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,262
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$37,788.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,047.82
Avg. DMV Fee	47.00
Cash Sale Price	$42,281.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,281.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$839.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This high mileage preowned 2018 Ford F-150 Raptor 4x4 pickup below 118,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $35K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$35,000
Est. Payment:	$1212.66 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,067
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,752.29
Avg. DMV Fee	47.00
Cash Sale Price	$39,198.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,198.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1212.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage preowned 2019 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 57,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $38K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$37,488
Est. Payment:	$770.22 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,638
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$37,488.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,016.02
Avg. DMV Fee	47.00
Cash Sale Price	$41,950.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,950.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$770.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition XLT

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This low mileage preowned 2021 Ford Expedition XLT 4x4 SUV under 46,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$38,950
Est. Payment:	$745.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,049
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,170.99
Avg. DMV Fee	47.00
Cash Sale Price	$43,566.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,566.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage second hand 2025 Ford Maverick Lariat AWD pickup under 27,000 miles, automatic transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $39K at Crow-Moddie Ford in Burlington, KS. ...View More Details

Sales Price:	$38,998
Est. Payment:	$746.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,912
Location:	Burlington, KS

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,176.08
Avg. DMV Fee	47.00
Cash Sale Price	$43,620.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,620.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$746.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage second hand 2023 Ford Bronco Base 4x4 SUV under 25,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $39K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$38,843
Est. Payment:	$743.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,130
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$38,843.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,159.65
Avg. DMV Fee	47.00
Cash Sale Price	$43,448.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,448.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,843.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Black Diamond

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This low mileage used 2023 Ford Bronco Black Diamond 4x4 SUV below 38,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now below $37K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$36,900
Est. Payment:	$706.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,995
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,953.69
Avg. DMV Fee	47.00
Cash Sale Price	$41,299.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,299.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 19,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $38K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$37,484
Est. Payment:	$717.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,926
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$37,484.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,015.60
Avg. DMV Fee	47.00
Cash Sale Price	$41,945.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,945.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Limited

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This average mileage preowned 2021 Ford Expedition Limited 4x4 SUV below 87,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$38,200
Est. Payment:	$1025.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,780
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$38,200.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,091.49
Avg. DMV Fee	47.00
Cash Sale Price	$42,737.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,737.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1025.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $40,000

2018 Chevrolet Silverado 2500HD LT

2023 Ford F-150 XL

2018 Ford F-150 Raptor

2019 Chevrolet Silverado 1500 LT Trail Boss

2021 Ford Expedition XLT

2025 Ford Maverick Lariat

2023 Ford Bronco Base

2023 Ford Bronco Black Diamond

2023 Ford Explorer XLT

2021 Ford Expedition Limited

Greater Topeka Area Cities with Used Cars for Sale Below $40K

Metro Topeka Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $40,000

2018 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2018 Chevrolet Silverado 2500HD LT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2019 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2019 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2021 Ford Expedition XLT

Ford Expedition XLT

2021 Ford Expedition XLT Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2023 Ford Bronco Black Diamond

Ford Bronco Black Diamond

2023 Ford Bronco Black Diamond Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2021 Ford Expedition Limited

Ford Expedition Limited

2021 Ford Expedition Limited Car Loan Estimate

Greater Topeka Area Cities with Used Cars for Sale Below $40K

Metro Topeka Area Counties with Used Cars for Sale Below $40,000

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