Topeka, KS Area Used Cars Under $40,000

2023 Lincoln Aviator Grand Touring

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This average mileage used 2023 Lincoln Aviator Grand Touring AWD SUV under 78,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now below $39K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$38,199
Est. Payment:	$927.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,560
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$38,199.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,091.39
Avg. DMV Fee	47.00
Cash Sale Price	$42,736.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,736.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$927.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 33,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $38K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$37,699
Est. Payment:	$721.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,262
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$37,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,038.39
Avg. DMV Fee	47.00
Cash Sale Price	$42,183.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,183.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mercedes-Benz S-Class S 560

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This low mileage preowned 2018 Mercedes-Benz S-Class S 560 RWD sedan below 50,000 miles, automatic transmission, and 4.0L gas engine is for sale right now under $40K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$39,199
Est. Payment:	$750.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,816
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$39,199.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,197.39
Avg. DMV Fee	47.00
Cash Sale Price	$43,842.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,842.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival EX

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This low mileage second hand 2024 Kia Carnival EX FWD minivan below 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $37K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$36,699
Est. Payment:	$702.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,975
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$36,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,932.39
Avg. DMV Fee	47.00
Cash Sale Price	$41,077.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,077.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This below average mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 61,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $36K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$35,199
Est. Payment:	$782.95 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,009
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$35,199.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,773.39
Avg. DMV Fee	47.00
Cash Sale Price	$39,418.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,418.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$782.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty Platinum

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This high mileage second hand 2019 Ford F-250 Super Duty Platinum 4x4 pickup under 113,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $38K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$37,633
Est. Payment:	$1302.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	112,908
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$37,633.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,031.39
Avg. DMV Fee	47.00
Cash Sale Price	$42,110.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,110.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1302.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,633.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage used 2019 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 57,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $38K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$37,488
Est. Payment:	$770.22 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,638
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$37,488.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,016.02
Avg. DMV Fee	47.00
Cash Sale Price	$41,950.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,950.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$770.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 17,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $38K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$37,443
Est. Payment:	$716.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,753
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$37,443.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,011.25
Avg. DMV Fee	47.00
Cash Sale Price	$41,900.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,900.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,443.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Limited

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This below average mileage second hand 2021 Ford Expedition Limited 4x4 SUV below 69,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $39K at Honeyman Ford in Seneca, KS. ...View More Details

Sales Price:	$38,200
Est. Payment:	$848.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,869
Location:	Seneca, KS

Item	Amount
Used Car Price⁽¹⁾	$38,200.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,091.49
Avg. DMV Fee	47.00
Cash Sale Price	$42,737.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,737.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$848.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 2500HD LT

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This below average mileage preowned 2018 Chevrolet Silverado 2500HD LT 4x4 pickup below 67,000 miles, automatic transmission, and 6.0L gas engine is for sale right now under $37K at John North Ford in Emporia, KS. ...View More Details

Sales Price:	$36,843
Est. Payment:	$819.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,717
Location:	Emporia, KS

Item	Amount
Used Car Price⁽¹⁾	$36,843.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,947.65
Avg. DMV Fee	47.00
Cash Sale Price	$41,236.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,236.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$819.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,843.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Aviator Grand Touring

2023 BMW X3 xDrive30i

2018 Mercedes-Benz S-Class S 560

2024 Kia Carnival EX

2023 Hyundai PALISADE Calligraphy

2019 Ford F-250 Super Duty Platinum

2019 Chevrolet Silverado 1500 LT Trail Boss

2023 Ford Explorer XLT

2021 Ford Expedition Limited

2018 Chevrolet Silverado 2500HD LT

Greater Topeka Area Cities with Used Cars for Sale Below $40K

Metro Topeka Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Topeka Area

Metro Topeka Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Aviator Grand Touring

Lincoln Aviator Grand Touring

2023 Lincoln Aviator Grand Touring Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2018 Mercedes-Benz S-Class S 560

Mercedes-Benz S-Class S 560

2018 Mercedes-Benz S-Class S 560 Car Loan Estimate

2024 Kia Carnival EX

Kia Carnival EX

2024 Kia Carnival EX Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2019 Ford F-250 Super Duty Platinum

Ford F-250 Super Duty Platinum

2019 Ford F-250 Super Duty Platinum Car Loan Estimate

2019 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2019 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2021 Ford Expedition Limited

Ford Expedition Limited

2021 Ford Expedition Limited Car Loan Estimate

2018 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2018 Chevrolet Silverado 2500HD LT Car Loan Estimate

Greater Topeka Area Cities with Used Cars for Sale Below $40K

Metro Topeka Area Counties with Used Cars for Sale Below $40,000

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