Ayer, MA Used Cars Under $700 a Month

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 34,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now below $38K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$37,997
Est. Payment:	$700.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,134
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,399.50
Avg. DMV Fee	135.00
Cash Sale Price	$40,926.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,926.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XL

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This average mileage used 2020 Ford Ranger XL 4x4 pickup under 85,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $27K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$26,197
Est. Payment:	$681.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,785
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$26,197.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	1,662.00
Avg. DMV Fee	135.00
Cash Sale Price	$28,389.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,389.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$681.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 18,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now below $37K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$36,997
Est. Payment:	$682.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,307
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$36,997.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,337.00
Avg. DMV Fee	135.00
Cash Sale Price	$39,864.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,864.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup under 57,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now under $34K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$33,997
Est. Payment:	$673.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,809
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$33,997.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,149.50
Avg. DMV Fee	135.00
Cash Sale Price	$36,676.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,676.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$673.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Avalon XLE

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This high mileage second hand 2019 Toyota Avalon XLE FWD sedan below 120,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $21K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$20,297
Est. Payment:	$684.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,630
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$20,297.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	1,293.25
Avg. DMV Fee	135.00
Cash Sale Price	$22,120.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,120.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$684.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,297.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Ayer, MA

Ayer, MA Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ford F-150 XL

2020 Ford Ranger XL

2025 Ford Explorer Active

2022 Ford F-150 Lariat

2019 Toyota Avalon XLE

Used Cars under $700 per month for Sale in Ayer, MA

Ayer, MA Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ford Ranger XL

Ford Ranger XL

2020 Ford Ranger XL Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2019 Toyota Avalon XLE

Toyota Avalon XLE

2019 Toyota Avalon XLE Car Loan Estimate

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