Ayer, MA Used Cars Under $45,000 |with Payments|

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 33,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $41K at Gervais Inc in Ayer, MA. ...View More Details

Sales Price:	$40,797
Est. Payment:	$1022.76 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,803
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$40,797.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,574.50
Avg. DMV Fee	135.00
Cash Sale Price	$43,901.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,901.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1022.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX 4X4 pickup below 10,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $44K at Gervais Inc in Ayer, MA. ...View More Details

Sales Price:	$43,497
Est. Payment:	$1089.59 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9,848
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$43,497.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,743.25
Avg. DMV Fee	135.00
Cash Sale Price	$46,770.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,770.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1089.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 24,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $42K at Gervais Inc in Ayer, MA. ...View More Details

Sales Price:	$41,797
Est. Payment:	$1047.51 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,685
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$41,797.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,637.00
Avg. DMV Fee	135.00
Cash Sale Price	$44,964.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,964.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1047.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV under 12,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $43K at Gervais Inc in Ayer, MA. ...View More Details

Sales Price:	$42,997
Est. Payment:	$1077.21 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11,975
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$42,997.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,712.00
Avg. DMV Fee	135.00
Cash Sale Price	$46,239.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,239.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1077.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Ayer, MA

Ayer, MA Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XLT

2025 Ford F-150 STX

2023 Ford F-150 XLT

2025 Ford Explorer Active

Used Cars under $45,000 for Sale in Ayer, MA

Ayer, MA Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Poor Credit Auto Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Poor Credit Car Loan Estimate

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