Ayer, MA Used Cars Under $40,000 |with Payments|

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage used 2025 Ford Explorer Active AWD SUV under 18,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$36,997
Est. Payment:	$682.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,307
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$36,997.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,337.00
Avg. DMV Fee	135.00
Cash Sale Price	$39,864.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,864.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 34,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $38K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$37,997
Est. Payment:	$700.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,134
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,399.50
Avg. DMV Fee	135.00
Cash Sale Price	$40,926.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,926.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 24,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Gervais in Ayer, MA. ...View More Details

Sales Price:	$35,397
Est. Payment:	$653.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,991
Location:	Ayer, MA

Item	Amount
Used Car Price⁽¹⁾	$35,397.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,237.00
Avg. DMV Fee	135.00
Cash Sale Price	$38,164.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,164.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$653.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,397.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ayer, MA

Ayer, MA Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

2023 Ford F-150 Lariat

2023 Ford Explorer XLT

Used Cars under $40,000 for Sale in Ayer, MA

Ayer, MA Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments