5 Metro Saint Louis Used Kia Optima Sedans for Sale |with Payments|

2020 Kia Optima EX

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This high mileage second hand 2020 Kia Optima EX FWD sedan under 107,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now under $18K at Jack Schmitt Ford in Collinsville, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$604.24 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,762
Location:	Collinsville, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,787.60
Avg. DMV Fee	45.00
Cash Sale Price	$19,531.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,531.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$604.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima S

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This average mileage used 2018 Kia Optima S FWD sedan below 86,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $12K at Clement Ford in Wentzville, MO. ...View More Details

Sales Price:	$11,616
Est. Payment:	$313.37 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,982
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$11,616.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,193.32
Avg. DMV Fee	45.00
Cash Sale Price	$13,053.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,053.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$313.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima S

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This low mileage used 2019 Kia Optima S FWD sedan below 44,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $17K at Clement Ford in Wentzville, MO. ...View More Details

Sales Price:	$16,241
Est. Payment:	$310.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,036
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$16,241.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,660.44
Avg. DMV Fee	45.00
Cash Sale Price	$18,145.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,145.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$310.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,241.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Kia Optima EX

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This high mileage second hand 2015 Kia Optima EX FWD sedan under 104,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $12K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$12,000
Est. Payment:	$416.90 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,896
Location:	Waterloo, IL

Item	Amount
Used Car Price⁽¹⁾	$12,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,232.10
Avg. DMV Fee	45.00
Cash Sale Price	$13,476.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,476.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$416.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima S

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This high mileage second hand 2018 Kia Optima S FWD sedan below 121,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $10K at Clement Ford in Wentzville, MO. ...View More Details

Sales Price:	$9,591
Est. Payment:	$394.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,210
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$9,591.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	988.79
Avg. DMV Fee	45.00
Cash Sale Price	$10,823.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,823.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$394.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Kia Optima Sedans for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Kia Optima Sedan Inventory

2020 Kia Optima EX

2018 Kia Optima S

2019 Kia Optima S

2015 Kia Optima EX

2018 Kia Optima S

Greater Saint Louis Area Cities with Used Kia Optima Vehicles for Sale

Metro Saint Louis Area Counties with Kia Optima Used Cars for Sale

Used Kia Optima Sedans for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Kia Optima Sedan Inventory

2020 Kia Optima EX

Kia Optima EX

2020 Kia Optima EX Car Loan Estimate

2018 Kia Optima S

Kia Optima S

2018 Kia Optima S Car Loan Estimate

2019 Kia Optima S

Kia Optima S

2019 Kia Optima S Car Loan Estimate

2015 Kia Optima EX

Kia Optima EX

2015 Kia Optima EX Car Loan Estimate

2018 Kia Optima S

Kia Optima S

2018 Kia Optima S Car Loan Estimate

Greater Saint Louis Area Cities with Used Kia Optima Vehicles for Sale

Metro Saint Louis Area Counties with Kia Optima Used Cars for Sale

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