Metro Saint Louis, MO Area Used Cars Under $650 a Month

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 6,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now below $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,777
Est. Payment:	$659.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,427
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,532.58
Avg. DMV Fee	45.00
Cash Sale Price	$38,553.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,553.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage used 2024 Hyundai IONIQ 5 Limited RWD wagon under 13,000 miles, a transmission, and 0.0L electric engine is for sale right now below $35K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$34,495
Est. Payment:	$654.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,759
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$34,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,504.09
Avg. DMV Fee	45.00
Cash Sale Price	$38,243.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,243.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$654.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV under 6,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now under $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,977
Est. Payment:	$663.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,552.78
Avg. DMV Fee	45.00
Cash Sale Price	$38,773.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,773.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Crosstrek Sport

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This average mileage used 2024 Subaru Crosstrek Sport AWD wagon under 71,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $26K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$25,639
Est. Payment:	$618.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,250
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$25,639.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,609.64
Avg. DMV Fee	45.00
Cash Sale Price	$28,492.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,492.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$618.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,639.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Premium Plus

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This low mileage preowned 2025 Mazda CX-5 2.5 S Premium Plus AWD SUV below 3,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,259
Est. Payment:	$668.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,197
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,259.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.26
Avg. DMV Fee	45.00
Cash Sale Price	$39,084.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,084.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage second hand 2025 Ford Maverick XLT AWD pickup under 4,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now below $35K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$34,598
Est. Payment:	$656.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,270
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,598.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,514.50
Avg. DMV Fee	45.00
Cash Sale Price	$38,356.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,356.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 59,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now below $31K at Bommarito Ford in Hazelwood, MO. ...View More Details

Sales Price:	$30,520
Est. Payment:	$621.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,504
Location:	Hazelwood, MO

Item	Amount
Used Car Price⁽¹⁾	$30,520.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,102.62
Avg. DMV Fee	45.00
Cash Sale Price	$33,866.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,866.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$621.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,520.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Sport Badlands

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This low mileage used 2023 Ford Bronco Sport Badlands AWD SUV under 16,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now under $33K at Sam Scism Motors, Inc. in Farmington, MO. ...View More Details

Sales Price:	$32,950
Est. Payment:	$625.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,821
Location:	Farmington, MO

Item	Amount
Used Car Price⁽¹⁾	$32,950.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,348.05
Avg. DMV Fee	45.00
Cash Sale Price	$36,542.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,542.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$625.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Terrain SLT

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This above average mileage second hand 2023 GMC Terrain SLT AWD SUV under 95,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $21K at Clement Ford in Wentzville, MO. ...View More Details

Sales Price:	$20,833
Est. Payment:	$625.83 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,613
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$20,833.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,124.23
Avg. DMV Fee	45.00
Cash Sale Price	$23,201.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,201.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$625.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,833.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage second hand 2025 Ford Bronco Sport Outer Banks AWD SUV under 2,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $33K at Suntrup Ford - Kirkwood in Saint Louis, MO. ...View More Details

Sales Price:	$32,993
Est. Payment:	$626.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,403
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$32,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,352.39
Avg. DMV Fee	45.00
Cash Sale Price	$36,589.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,589.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$626.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SEL

2024 Hyundai IONIQ 5 Limited

2026 Hyundai SANTA FE SEL

2024 Subaru Crosstrek Sport

2025 Mazda CX-5 2.5 S Premium Plus

2025 Ford Maverick XLT

2024 Ford Explorer XLT

2023 Ford Bronco Sport Badlands

2023 GMC Terrain SLT

2025 Ford Bronco Sport Outer Banks

Greater Saint Louis Area Cities with Used Cars for Sale Below $650 / Month

Metro Saint Louis Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2024 Subaru Crosstrek Sport Car Loan Estimate

2025 Mazda CX-5 2.5 S Premium Plus

Mazda CX-5 2.5 S Premium Plus

2025 Mazda CX-5 2.5 S Premium Plus Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2023 Ford Bronco Sport Badlands Car Loan Estimate

2023 GMC Terrain SLT

GMC Terrain SLT

2023 GMC Terrain SLT Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

Greater Saint Louis Area Cities with Used Cars for Sale Below $650 / Month

Metro Saint Louis Area Counties with Used Cars for Sale Below $650 / Month

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