Metro Saint Louis, MO Area Used Cars Under $650 a Month

2022 Ram 1500 Classic SLT

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This low mileage second hand 2022 Ram 1500 Classic SLT 4x4 pickup under 60,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $31K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$30,786
Est. Payment:	$627.18 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,765
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$30,786.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,129.49
Avg. DMV Fee	45.00
Cash Sale Price	$34,159.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,159.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$627.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,786.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 XLE Premium

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This low mileage second hand 2023 Toyota RAV4 XLE Premium AWD SUV below 54,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $32K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$31,895
Est. Payment:	$649.60 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,750
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$31,895.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,241.49
Avg. DMV Fee	45.00
Cash Sale Price	$35,380.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,380.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$649.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Traverse RS

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This average mileage preowned 2021 Chevrolet Traverse RS 4x4 SUV under 79,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $27K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$26,459
Est. Payment:	$637.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,215
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$26,459.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,692.46
Avg. DMV Fee	45.00
Cash Sale Price	$29,395.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,395.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$637.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival EX

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This low mileage second hand 2024 Kia Carnival EX FWD minivan under 28,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,078
Est. Payment:	$665.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,081
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,078.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,562.98
Avg. DMV Fee	45.00
Cash Sale Price	$38,884.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,884.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified preowned 2025 Hyundai SANTA FE XRT AWD SUV under 3,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,281
Est. Payment:	$669.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,187
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,281.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,583.48
Avg. DMV Fee	45.00
Cash Sale Price	$39,108.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,108.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$669.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,281.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride LX

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This low mileage preowned 2025 Kia Telluride LX FWD SUV under 8,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $34K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$33,456
Est. Payment:	$634.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,276
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$33,456.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,399.16
Avg. DMV Fee	45.00
Cash Sale Price	$37,099.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,099.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$634.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage certified used 2026 Hyundai SONATA N Line FWD sedan below 2,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $33K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$32,777
Est. Payment:	$622.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,724
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$32,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,330.58
Avg. DMV Fee	45.00
Cash Sale Price	$36,351.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,351.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$622.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This average mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV under 79,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $28K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$27,477
Est. Payment:	$662.28 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,993
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$27,477.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,795.28
Avg. DMV Fee	45.00
Cash Sale Price	$30,516.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,516.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$662.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Sport S

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This below average mileage used 2019 Jeep Wrangler Unlimited Sport S 4x4 SUV below 67,000 miles, transmission, and 3.6L gas engine is for sale right now below $29K at Freedom Chevrolet Chrysler Dodge Jeep RAM in Virden, IL. ...View More Details

Sales Price:	$28,998
Est. Payment:	$639.39 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,625
Location:	Virden, IL

Item	Amount
Used Car Price⁽¹⁾	$28,998.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,948.90
Avg. DMV Fee	45.00
Cash Sale Price	$32,190.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,190.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$639.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Sport S

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This low mileage preowned 2022 Jeep Gladiator Sport S 4x4 pickup under 20,000 miles, transmission, and 3.6L gas engine is for sale right now under $33K at Freedom Chevrolet Chrysler Dodge Jeep RAM in Virden, IL. ...View More Details

Sales Price:	$32,998
Est. Payment:	$626.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,816
Location:	Virden, IL

Item	Amount
Used Car Price⁽¹⁾	$32,998.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,352.90
Avg. DMV Fee	45.00
Cash Sale Price	$36,594.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,594.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$626.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles with Payments Under $650 / Month

2022 Ram 1500 Classic SLT

2023 Toyota RAV4 XLE Premium

2021 Chevrolet Traverse RS

2024 Kia Carnival EX

2025 Hyundai SANTA FE XRT

2025 Kia Telluride LX

2026 Hyundai SONATA N Line

2023 Hyundai PALISADE Calligraphy

2019 Jeep Wrangler Unlimited Sport S

2022 Jeep Gladiator Sport S

Greater Saint Louis Area Cities with Used Cars for Sale Below $650 / Month

Metro Saint Louis Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles with Payments Under $650 / Month

2022 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2022 Ram 1500 Classic SLT Car Loan Estimate

2023 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2023 Toyota RAV4 XLE Premium Car Loan Estimate

2021 Chevrolet Traverse RS

Chevrolet Traverse RS

2021 Chevrolet Traverse RS Car Loan Estimate

2024 Kia Carnival EX

Kia Carnival EX

2024 Kia Carnival EX Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2025 Kia Telluride LX

Kia Telluride LX

2025 Kia Telluride LX Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2019 Jeep Wrangler Unlimited Sport S

Jeep Wrangler Unlimited Sport S

2019 Jeep Wrangler Unlimited Sport S Car Loan Estimate

2022 Jeep Gladiator Sport S

Jeep Gladiator Sport S

2022 Jeep Gladiator Sport S Car Loan Estimate

Greater Saint Louis Area Cities with Used Cars for Sale Below $650 / Month

Metro Saint Louis Area Counties with Used Cars for Sale Below $650 / Month

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