Metro Saint Louis, MO Area Used Cars Under $650 a Month

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,777
Est. Payment:	$659.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,427
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,532.58
Avg. DMV Fee	45.00
Cash Sale Price	$38,553.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,553.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Premium Plus

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This low mileage used 2025 Mazda CX-5 2.5 S Premium Plus AWD SUV below 3,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,259
Est. Payment:	$668.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,197
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,259.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.26
Avg. DMV Fee	45.00
Cash Sale Price	$39,084.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,084.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$668.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 6,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,977
Est. Payment:	$663.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,552.78
Avg. DMV Fee	45.00
Cash Sale Price	$38,773.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,773.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$663.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage preowned 2024 Hyundai IONIQ 5 Limited RWD wagon below 13,000 miles, a transmission, and 0.0L electric engine is for sale right now below $35K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$34,495
Est. Payment:	$654.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,759
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$34,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,504.09
Avg. DMV Fee	45.00
Cash Sale Price	$38,243.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,243.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$654.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Crosstrek Sport

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This average mileage second hand 2024 Subaru Crosstrek Sport AWD wagon below 71,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $26K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$25,639
Est. Payment:	$618.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,250
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$25,639.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,609.64
Avg. DMV Fee	45.00
Cash Sale Price	$28,492.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,492.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$618.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,639.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Classic SLT

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This low mileage second hand 2021 Ram 1500 Classic SLT 4X4 pickup below 60,000 miles, a transmission, and 25 MPG, 5.7L gas engine is for sale right now under $32K at Sam Scism Motors, Inc. in Farmington, MO. ...View More Details

Sales Price:	$31,950
Est. Payment:	$650.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,934
Location:	Farmington, MO

Item	Amount
Used Car Price⁽¹⁾	$31,950.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,247.05
Avg. DMV Fee	45.00
Cash Sale Price	$35,441.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,441.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$650.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage used 2025 Ford Bronco Sport Big Bend AWD SUV below 3,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now below $35K at Reuther Ford, Inc. in Herculaneum, MO. ...View More Details

Sales Price:	$34,465
Est. Payment:	$653.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,948
Location:	Herculaneum, MO

Item	Amount
Used Car Price⁽¹⁾	$34,465.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,501.06
Avg. DMV Fee	45.00
Cash Sale Price	$38,210.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,210.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$653.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander XLE

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This low mileage preowned 2021 Toyota Highlander XLE AWD SUV below 59,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $32K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$31,995
Est. Payment:	$651.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,813
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$31,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,251.59
Avg. DMV Fee	45.00
Cash Sale Price	$35,490.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,490.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$651.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Lexus LS 460 Base

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This low mileage used 2014 Lexus LS 460 Base RWD sedan under 36,000 miles, a transmission, and 25 MPG, 4.6L gas engine is for sale right now below $33K at Pundmann Motor Company in Saint Charles, MO. ...View More Details

Sales Price:	$32,900
Est. Payment:	$624.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,813
Location:	Saint Charles, MO

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,343.00
Avg. DMV Fee	45.00
Cash Sale Price	$36,487.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,487.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$624.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Hybrid Limited

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This low mileage used 2023 Ford Explorer Hybrid Limited AWD SUV under 42,000 miles, a transmission, and 25 MPG, 3.3L hybrid engine is for sale right now under $36K at Dave Sinclair Lincoln in Ballwin, MO. ...View More Details

Sales Price:	$35,120
Est. Payment:	$666.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,175
Location:	Ballwin, MO

Item	Amount
Used Car Price⁽¹⁾	$35,120.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,567.22
Avg. DMV Fee	45.00
Cash Sale Price	$38,931.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,931.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SEL

2025 Mazda CX-5 2.5 S Premium Plus

2026 Hyundai SANTA FE SEL

2024 Hyundai IONIQ 5 Limited

2024 Subaru Crosstrek Sport

2021 Ram 1500 Classic SLT

2025 Ford Bronco Sport Big Bend

2021 Toyota Highlander XLE

2014 Lexus LS 460 Base

2023 Ford Explorer Hybrid Limited

Greater Saint Louis Area Cities with Used Cars for Sale Below $650 / Month

Metro Saint Louis Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Mazda CX-5 2.5 S Premium Plus

Mazda CX-5 2.5 S Premium Plus

2025 Mazda CX-5 2.5 S Premium Plus Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2024 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2024 Subaru Crosstrek Sport Car Loan Estimate

2021 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2021 Ram 1500 Classic SLT Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2021 Toyota Highlander XLE

Toyota Highlander XLE

2021 Toyota Highlander XLE Car Loan Estimate

2014 Lexus LS 460 Base

Lexus LS 460 Base

2014 Lexus LS 460 Base Car Loan Estimate

2023 Ford Explorer Hybrid Limited

Ford Explorer Hybrid Limited

2023 Ford Explorer Hybrid Limited Car Loan Estimate

Greater Saint Louis Area Cities with Used Cars for Sale Below $650 / Month

Metro Saint Louis Area Counties with Used Cars for Sale Below $650 / Month

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