Saint Louis, MO Area Used Cars Under $40,000

2026 Hyundai PALISADE SEL Convenience

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This low mileage certified preowned 2026 Hyundai PALISADE SEL Convenience AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$39,777
Est. Payment:	$753.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,446
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$39,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,037.58
Avg. DMV Fee	45.00
Cash Sale Price	$44,058.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,058.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 2.5T

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This low mileage second hand 2024 Genesis GV80 2.5T AWD SUV under 55,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $38K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$37,495
Est. Payment:	$762.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,864
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,807.09
Avg. DMV Fee	45.00
Cash Sale Price	$41,546.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,546.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$762.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified preowned 2025 Hyundai SANTA FE Limited AWD SUV under 7,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $38K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$37,377
Est. Payment:	$708.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,411
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$37,377.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,795.18
Avg. DMV Fee	45.00
Cash Sale Price	$41,416.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,416.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified second hand 2025 Hyundai SANTA FE XRT AWD SUV below 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,281
Est. Payment:	$669.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,187
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,281.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,583.48
Avg. DMV Fee	45.00
Cash Sale Price	$39,108.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,108.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$669.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,281.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival EX

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This low mileage second hand 2024 Kia Carnival EX FWD minivan under 28,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,078
Est. Payment:	$665.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,081
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,078.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,562.98
Avg. DMV Fee	45.00
Cash Sale Price	$38,884.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,884.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Passport Elite

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This low mileage used 2023 Honda Passport Elite AWD SUV below 43,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $39K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$38,699
Est. Payment:	$733.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,315
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$38,699.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,928.70
Avg. DMV Fee	45.00
Cash Sale Price	$42,871.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,871.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 8,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $38K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$37,677
Est. Payment:	$714.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,171
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$37,677.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,825.48
Avg. DMV Fee	45.00
Cash Sale Price	$41,746.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,746.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $37K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$36,977
Est. Payment:	$701.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$36,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,754.78
Avg. DMV Fee	45.00
Cash Sale Price	$40,975.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,975.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride SX

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This low mileage second hand 2023 Kia Telluride SX AWD SUV under 40,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $38K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$37,526
Est. Payment:	$711.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,666
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$37,526.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,810.23
Avg. DMV Fee	45.00
Cash Sale Price	$41,580.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,580.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$711.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival SX

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This low mileage preowned 2024 Kia Carnival SX FWD minivan under 46,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$36,275
Est. Payment:	$687.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,225
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$36,275.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,683.87
Avg. DMV Fee	45.00
Cash Sale Price	$40,202.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,202.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL Convenience

2024 Genesis GV80 2.5T

2025 Hyundai SANTA FE Limited

2025 Hyundai SANTA FE XRT

2024 Kia Carnival EX

2023 Honda Passport Elite

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE SEL

2023 Kia Telluride SX

2024 Kia Carnival SX

Greater Saint Louis Area Cities with Used Cars for Sale Below $40K

Metro Saint Louis Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2024 Genesis GV80 2.5T

Genesis GV80 2.5T

2024 Genesis GV80 2.5T Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2024 Kia Carnival EX

Kia Carnival EX

2024 Kia Carnival EX Car Loan Estimate

2023 Honda Passport Elite

Honda Passport Elite

2023 Honda Passport Elite Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Kia Telluride SX

Kia Telluride SX

2023 Kia Telluride SX Car Loan Estimate

2024 Kia Carnival SX

Kia Carnival SX

2024 Kia Carnival SX Car Loan Estimate

Greater Saint Louis Area Cities with Used Cars for Sale Below $40K

Metro Saint Louis Area Counties with Used Cars for Sale Below $40,000

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