Saint Louis, MO Area Used Cars Under $40,000

2023 Toyota Tacoma SR5 V6

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This low mileage second hand 2023 Toyota Tacoma SR5 V6 4x4 pickup under 30,000 miles, manual transmission, and 23 MPG, 3.5L gas engine is for sale right now below $38K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$37,400
Est. Payment:	$709.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,340
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$37,400.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,797.50
Avg. DMV Fee	45.00
Cash Sale Price	$41,441.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,441.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV under 37,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $37K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$36,477
Est. Payment:	$691.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,899
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$36,477.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,704.28
Avg. DMV Fee	45.00
Cash Sale Price	$40,425.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,425.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 6,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $38K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$37,277
Est. Payment:	$706.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,347
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$37,277.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,785.08
Avg. DMV Fee	45.00
Cash Sale Price	$41,306.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,306.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage certified used 2025 Hyundai PALISADE SEL Premium AWD SUV under 27,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $37K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$36,977
Est. Payment:	$701.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,215
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$36,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,754.78
Avg. DMV Fee	45.00
Cash Sale Price	$40,975.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,975.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Passport Elite

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This low mileage second hand 2023 Honda Passport Elite AWD SUV below 43,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,995
Est. Payment:	$682.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,315
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,655.59
Avg. DMV Fee	45.00
Cash Sale Price	$39,894.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,894.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 8,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $38K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$37,277
Est. Payment:	$706.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,171
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$37,277.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,785.08
Avg. DMV Fee	45.00
Cash Sale Price	$41,306.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,306.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage certified second hand 2026 Hyundai PALISADE SEL Convenience AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$39,777
Est. Payment:	$753.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,446
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$39,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,037.58
Avg. DMV Fee	45.00
Cash Sale Price	$44,058.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,058.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $37K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$36,677
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$36,677.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,724.48
Avg. DMV Fee	45.00
Cash Sale Price	$40,645.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$35,677
Est. Payment:	$676.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,427
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$35,677.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,623.48
Avg. DMV Fee	45.00
Cash Sale Price	$39,544.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,544.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 32,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Dave Sinclair Ford in Saint Louis, MO. ...View More Details

Sales Price:	$39,750
Est. Payment:	$753.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,564
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$39,750.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,034.85
Avg. DMV Fee	45.00
Cash Sale Price	$44,028.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,028.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles Priced Below $40,000

2023 Toyota Tacoma SR5 V6

2023 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai PALISADE SEL Premium

2023 Honda Passport Elite

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai PALISADE SEL Convenience

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2024 Ford F-150 XLT

Greater Saint Louis Area Cities with Used Cars for Sale Below $40K

Metro Saint Louis Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles Priced Below $40,000

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2023 Honda Passport Elite

Honda Passport Elite

2023 Honda Passport Elite Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Saint Louis Area Cities with Used Cars for Sale Below $40K

Metro Saint Louis Area Counties with Used Cars for Sale Below $40,000

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