Saint Louis, MO Area Used Cars Under $45,000

2025 Toyota 4Runner SR5

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This low mileage second hand 2025 Toyota 4Runner SR5 4x4 SUV under 19,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now under $44K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$43,995
Est. Payment:	$833.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,163
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,463.59
Avg. DMV Fee	45.00
Cash Sale Price	$48,702.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,702.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$833.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage used 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $41K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$40,484
Est. Payment:	$767.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$40,484.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,108.98
Avg. DMV Fee	45.00
Cash Sale Price	$44,836.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,836.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$767.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

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This low mileage used 2022 GMC Sierra 1500 SLT 4x4 pickup under 30,000 miles, automatic transmission, and 18 MPG, 6.2L gas engine is for sale right now below $44K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$43,495
Est. Payment:	$823.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,837
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,413.09
Avg. DMV Fee	45.00
Cash Sale Price	$48,152.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,152.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$823.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage certified second hand 2026 Hyundai PALISADE XRT Pro AWD SUV below 1,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $44K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$43,977
Est. Payment:	$833.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,169
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$43,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,461.78
Avg. DMV Fee	45.00
Cash Sale Price	$48,682.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,682.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Big Horn

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This low mileage used 2023 Ram 2500 Big Horn 4x4 pickup below 56,000 miles, automatic transmission, and 18 MPG, 6.7L diesel engine is for sale right now below $44K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$43,792
Est. Payment:	$890.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,267
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$43,792.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,443.09
Avg. DMV Fee	45.00
Cash Sale Price	$48,479.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,479.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$890.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $41K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$40,505
Est. Payment:	$767.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$40,505.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,111.10
Avg. DMV Fee	45.00
Cash Sale Price	$44,860.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,860.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$767.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,505.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Suburban Premier

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This average mileage used 2021 Chevrolet Suburban Premier 4x4 SUV under 82,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $41K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$40,999
Est. Payment:	$1090.00 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,789
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,161.00
Avg. DMV Fee	45.00
Cash Sale Price	$45,404.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,404.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1090.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage certified preowned 2026 Hyundai PALISADE SEL AWD SUV under 8,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $41K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$40,797
Est. Payment:	$773.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,080
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$40,797.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,140.60
Avg. DMV Fee	45.00
Cash Sale Price	$45,181.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,181.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$773.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $41K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$40,547
Est. Payment:	$768.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$40,547.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,115.35
Avg. DMV Fee	45.00
Cash Sale Price	$44,906.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,906.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$768.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Rebel

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This low mileage second hand 2022 Ram 1500 Rebel 4x4 pickup under 41,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $43K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$42,041
Est. Payment:	$796.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,241
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$42,041.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,266.24
Avg. DMV Fee	45.00
Cash Sale Price	$46,551.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,551.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$796.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,041.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles Priced Below $45,000

2025 Toyota 4Runner SR5

2026 Hyundai SANTA FE XRT

2022 GMC Sierra 1500 SLT

2026 Hyundai PALISADE XRT Pro

2023 Ram 2500 Big Horn

2026 Hyundai SANTA FE XRT

2021 Chevrolet Suburban Premier

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE XRT

2022 Ram 1500 Rebel

Greater Saint Louis Area Cities with Used Cars for Sale Below $45K

Metro Saint Louis Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Vehicles Priced Below $45,000

2025 Toyota 4Runner SR5

Toyota 4Runner SR5

2025 Toyota 4Runner SR5 Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2023 Ram 2500 Big Horn

Ram 2500 Big Horn

2023 Ram 2500 Big Horn Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2021 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2021 Chevrolet Suburban Premier Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2022 Ram 1500 Rebel

Ram 1500 Rebel

2022 Ram 1500 Rebel Car Loan Estimate

Greater Saint Louis Area Cities with Used Cars for Sale Below $45K

Metro Saint Louis Area Counties with Used Cars for Sale Below $45,000

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