Saint Louis, MO Area Used Pickups Under $40,000

2023 Toyota Tacoma SR5 V6

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This low mileage second hand 2023 Toyota Tacoma SR5 V6 4x4 pickup under 30,000 miles, manual transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$37,400
Est. Payment:	$709.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,340
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$37,400.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,797.50
Avg. DMV Fee	45.00
Cash Sale Price	$41,441.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,441.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This above average mileage used 2021 Ford F-150 XL 4x4 pickup under 92,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at Weber Granite City Ford in Granite City, IL. ...View More Details

Sales Price:	$36,512
Est. Payment:	$1091.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,923
Location:	Granite City, IL

Item	Amount
Used Car Price⁽¹⁾	$36,512.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,707.81
Avg. DMV Fee	45.00
Cash Sale Price	$40,463.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,463.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1091.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 59,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $39K at Hutcheson Ford Sales in Saint James, MO. ...View More Details

Sales Price:	$39,000
Est. Payment:	$793.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,024
Location:	Saint James, MO

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,959.10
Avg. DMV Fee	45.00
Cash Sale Price	$43,203.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,203.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$793.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 King Ranch

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This average mileage used 2018 Ford F-150 King Ranch 4x4 pickup under 81,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $36K at Hutcheson Ford Sales in Saint James, MO. ...View More Details

Sales Price:	$36,000
Est. Payment:	$957.87 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,842
Location:	Saint James, MO

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,656.10
Avg. DMV Fee	45.00
Cash Sale Price	$39,900.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,900.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$957.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage used 2022 Ford F-150 XL 4x4 pickup under 64,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $37K at Weber Granite City Ford in Granite City, IL. ...View More Details

Sales Price:	$36,812
Est. Payment:	$810.28 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,790
Location:	Granite City, IL

Item	Amount
Used Car Price⁽¹⁾	$36,812.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,738.11
Avg. DMV Fee	45.00
Cash Sale Price	$40,794.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,794.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$810.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,812.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage used 2026 Ford Maverick Lariat AWD pickup below 1,000 miles, automatic transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $39K at Ed Morse Ford in Red Bud, IL. ...View More Details

Sales Price:	$38,708
Est. Payment:	$733.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	815
Location:	Red Bud, IL

Item	Amount
Used Car Price⁽¹⁾	$38,708.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,929.61
Avg. DMV Fee	45.00
Cash Sale Price	$42,881.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,881.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,708.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup below 35,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now below $37K at Sunset Auto Co in Saint Louis, MO. ...View More Details

Sales Price:	$36,095
Est. Payment:	$684.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,593
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$36,095.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,665.69
Avg. DMV Fee	45.00
Cash Sale Price	$40,004.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,004.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT RWD pickup under 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Suntrup Ford - Kirkwood in Saint Louis, MO. ...View More Details

Sales Price:	$37,353
Est. Payment:	$708.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,353
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$37,353.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,792.75
Avg. DMV Fee	45.00
Cash Sale Price	$41,389.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,389.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,353.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XL

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This low mileage preowned 2024 Ford F-150 XL 4x4 pickup below 13,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Schmidt Ford of Salem in Salem, IL. ...View More Details

Sales Price:	$38,998
Est. Payment:	$739.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,698
Location:	Salem, IL

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,958.90
Avg. DMV Fee	45.00
Cash Sale Price	$43,200.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,200.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 34,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Jack Schmitt Ford in Collinsville, IL. ...View More Details

Sales Price:	$39,750
Est. Payment:	$753.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,131
Location:	Collinsville, IL

Item	Amount
Used Car Price⁽¹⁾	$39,750.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,034.85
Avg. DMV Fee	45.00
Cash Sale Price	$44,028.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,028.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Pickups Priced Below $40,000

2023 Toyota Tacoma SR5 V6

2021 Ford F-150 XL

2024 Ford F-150 XLT

2018 Ford F-150 King Ranch

2022 Ford F-150 XL

2026 Ford Maverick Lariat

2023 Ram 1500 Big Horn

2025 Ford F-150 XLT

2024 Ford F-150 XL

2025 Ford F-150 XLT

Greater Saint Louis Area Cities with Used Pickups for Sale Below $40K

Metro Saint Louis Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Saint Louis Area

Metro Saint Louis Secondhand Used Pickups Priced Below $40,000

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2018 Ford F-150 King Ranch

Ford F-150 King Ranch

2018 Ford F-150 King Ranch Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XL

Ford F-150 XL

2024 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

Greater Saint Louis Area Cities with Used Pickups for Sale Below $40K

Metro Saint Louis Area Counties with Used Pickups for Sale Below $40,000

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