Metro Charlotte, NC Area Used Cars Under $400 a Month

2024 Kia Soul LX

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This low mileage preowned 2024 Kia Soul LX FWD hatchback under 55,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $18K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$17,527
Est. Payment:	$344.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,414
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$17,527.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	543.78
Avg. DMV Fee	88.00
Cash Sale Price	$18,757.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,757.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$344.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 8,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $21K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$20,883
Est. Payment:	$380.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,848
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$20,883.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	644.46
Avg. DMV Fee	88.00
Cash Sale Price	$22,214.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,214.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$380.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mercedes-Benz GLC GLC 300

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This average mileage preowned 2018 Mercedes-Benz GLC GLC 300 RWD SUV under 84,000 miles, automatic transmission, and 38 MPG, 2.0L gas engine is for sale right now below $15K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$14,599
Est. Payment:	$377.91 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,010
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$14,599.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	455.94
Avg. DMV Fee	88.00
Cash Sale Price	$15,741.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,741.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$377.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified used 2023 Hyundai SONATA SEL FWD sedan under 37,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now below $21K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$20,991
Est. Payment:	$382.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,071
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$20,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	647.70
Avg. DMV Fee	88.00
Cash Sale Price	$22,325.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,325.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$382.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage certified used 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 28,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $22K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$21,397
Est. Payment:	$389.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,017
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$21,397.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	659.88
Avg. DMV Fee	88.00
Cash Sale Price	$22,743.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,743.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$389.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,397.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.4L

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This average mileage second hand 2017 Hyundai SANTA FE Sport 2.4L AWD SUV under 80,000 miles, automatic transmission, and 38 MPG, 2.4L gas engine is for sale right now under $14K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$13,751
Est. Payment:	$356.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,430
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$13,751.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	430.50
Avg. DMV Fee	88.00
Cash Sale Price	$14,868.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,868.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$356.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 MINI Hardtop 4 Door Cooper S

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This low mileage used 2020 MINI Hardtop 4 Door Cooper S FWD hatchback below 53,000 miles, automatic transmission, and 38 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,814
Est. Payment:	$387.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,591
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,814.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	612.39
Avg. DMV Fee	88.00
Cash Sale Price	$21,113.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,113.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$387.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra SR

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This low mileage used 2022 Nissan Sentra SR FWD sedan below 26,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $21K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$20,599
Est. Payment:	$375.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,963
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$20,599.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	635.94
Avg. DMV Fee	88.00
Cash Sale Price	$21,921.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,921.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This below average mileage certified used 2023 Hyundai KONA SEL FWD SUV under 63,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,392
Est. Payment:	$390.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,769
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,392.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.73
Avg. DMV Fee	88.00
Cash Sale Price	$19,648.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,648.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$390.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 31,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$364.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles with Payments Under $400 / Month

2024 Kia Soul LX

2025 Hyundai ELANTRA SEL Sport

2018 Mercedes-Benz GLC GLC 300

2023 Hyundai SONATA SEL

2025 Hyundai ELANTRA SEL Convenience

2017 Hyundai SANTA FE Sport 2.4L

2020 MINI Hardtop 4 Door Cooper S

2022 Nissan Sentra SR

2023 Hyundai KONA SEL

2023 Hyundai ELANTRA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $400 / Month

Metro Charlotte Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles with Payments Under $400 / Month

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2018 Mercedes-Benz GLC GLC 300

Mercedes-Benz GLC GLC 300

2018 Mercedes-Benz GLC 300 Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2017 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2017 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2020 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2020 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2022 Nissan Sentra SR

Nissan Sentra SR

2022 Nissan Sentra SR Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $400 / Month

Metro Charlotte Area Counties with Used Cars for Sale Below $400 / Month

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