Metro Charlotte, NC Area Used Cars Under $400 a Month

2025 Nissan Kicks S

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This low mileage used 2025 Nissan Kicks S FWD hatchback below 5,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $21K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$20,449
Est. Payment:	$372.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,841
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$20,449.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	631.44
Avg. DMV Fee	88.00
Cash Sale Price	$21,767.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,767.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$372.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 38,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,227
Est. Payment:	$350.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,971
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,227.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	594.78
Avg. DMV Fee	88.00
Cash Sale Price	$20,508.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,508.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$350.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified preowned 2023 Hyundai KONA SEL FWD SUV under 46,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $21K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,222
Est. Payment:	$368.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,222.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	624.63
Avg. DMV Fee	88.00
Cash Sale Price	$21,533.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,533.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$368.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,222.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage certified second hand 2022 Ford Escape SE FWD SUV below 38,000 miles, automatic transmission, and 35 MPG, 1.5L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,442
Est. Payment:	$354.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,149
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,442.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	601.23
Avg. DMV Fee	88.00
Cash Sale Price	$20,730.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,730.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage certified second hand 2023 Hyundai VENUE Limited FWD hatchback under 11,000 miles, cvt transmission, and 35 MPG, 1.6L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,352
Est. Payment:	$353.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,317
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,352.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	598.53
Avg. DMV Fee	88.00
Cash Sale Price	$20,637.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,637.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$353.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,352.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan below 10,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$345.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 3,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $21K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,334
Est. Payment:	$370.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,012
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,334.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	627.99
Avg. DMV Fee	88.00
Cash Sale Price	$21,648.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,648.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$370.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,334.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai TUCSON SE

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This average mileage used 2019 Hyundai TUCSON SE FWD SUV below 74,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $15K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$14,991
Est. Payment:	$350.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,972
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$14,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	467.70
Avg. DMV Fee	88.00
Cash Sale Price	$16,145.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,145.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$350.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA N Line

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This low mileage certified preowned 2023 Hyundai KONA N Line FWD SUV below 49,000 miles, automatic transmission, and 35 MPG, 1.6L gas engine is for sale right now below $21K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$20,699
Est. Payment:	$376.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,496
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$20,699.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	638.94
Avg. DMV Fee	88.00
Cash Sale Price	$22,024.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,024.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$376.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 35,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,896
Est. Payment:	$345.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,057
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,896.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.85
Avg. DMV Fee	88.00
Cash Sale Price	$20,167.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,167.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$345.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles with Payments Under $400 / Month

2025 Nissan Kicks S

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

2022 Ford Escape SE

2023 Hyundai VENUE Limited

2025 Hyundai ELANTRA SE

2025 Hyundai ELANTRA SEL Sport

2019 Hyundai TUCSON SE

2023 Hyundai KONA N Line

2023 Hyundai ELANTRA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $400 / Month

Metro Charlotte Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles with Payments Under $400 / Month

2025 Nissan Kicks S

Nissan Kicks S

2025 Nissan Kicks S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2023 Hyundai VENUE Limited

Hyundai VENUE Limited

2023 Hyundai VENUE Limited Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2019 Hyundai TUCSON SE

Hyundai TUCSON SE

2019 Hyundai TUCSON SE Car Loan Estimate

2023 Hyundai KONA N Line

Hyundai KONA N Line

2023 Hyundai KONA N Line Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $400 / Month

Metro Charlotte Area Counties with Used Cars for Sale Below $400 / Month

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