Charlotte, NC Area Used Cars Under $20,000

2020 Mazda Mazda6 Touring

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This above average mileage certified second hand 2020 Mazda Mazda6 Touring FWD sedan under 97,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,221
Est. Payment:	$441.91 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,389
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,221.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	474.60
Avg. DMV Fee	88.00
Cash Sale Price	$16,382.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,382.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$441.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA SEL

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This average mileage preowned 2020 Hyundai SONATA SEL FWD sedan under 88,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $17K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$16,991
Est. Payment:	$437.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,025
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$16,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.70
Avg. DMV Fee	88.00
Cash Sale Price	$18,205.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,205.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$437.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda Insight EX

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This average mileage second hand 2021 Honda Insight EX FWD sedan below 76,000 miles, automatic transmission, and 35 MPG, 1.5L hybrid engine is for sale right now below $18K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$17,400
Est. Payment:	$404.25 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,583
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$17,400.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	539.97
Avg. DMV Fee	88.00
Cash Sale Price	$18,626.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,626.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$404.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan below 3,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,445
Est. Payment:	$354.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,467
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,445.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	601.32
Avg. DMV Fee	88.00
Cash Sale Price	$20,733.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,733.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage certified preowned 2024 Hyundai ELANTRA SE FWD sedan below 32,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$18,199
Est. Payment:	$332.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,966
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$18,199.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	563.94
Avg. DMV Fee	88.00
Cash Sale Price	$19,449.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,449.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$332.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan below 3,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,221
Est. Payment:	$350.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,095
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,221.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	594.60
Avg. DMV Fee	88.00
Cash Sale Price	$20,502.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,502.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$350.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan under 10,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$345.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 38,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,227
Est. Payment:	$350.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,971
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,227.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	594.78
Avg. DMV Fee	88.00
Cash Sale Price	$20,508.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,508.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$350.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This above average mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 93,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$491.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,821
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$491.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 16,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,557
Est. Payment:	$356.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,557.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	604.68
Avg. DMV Fee	88.00
Cash Sale Price	$20,848.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,848.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$356.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,557.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 Mazda Mazda6 Touring

2020 Hyundai SONATA SEL

2021 Honda Insight EX

2025 Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 Mazda Mazda6 Touring

Mazda Mazda6 Touring

2020 Mazda6 Touring Car Loan Estimate

2020 Hyundai SONATA SEL

Hyundai SONATA SEL

2020 Hyundai SONATA SEL Car Loan Estimate

2021 Honda Insight EX

Honda Insight EX

2021 Honda Insight EX Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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