Charlotte, NC Area Used Cars Under $20,000

2023 Hyundai VENUE SEL

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This low mileage certified second hand 2023 Hyundai VENUE SEL FWD hatchback under 23,000 miles, cvt transmission, and 1.6L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,838
Est. Payment:	$361.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,683
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,838.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	613.11
Avg. DMV Fee	88.00
Cash Sale Price	$21,138.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,138.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$361.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,333
Est. Payment:	$352.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,012
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,333.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.96
Avg. DMV Fee	88.00
Cash Sale Price	$20,617.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,617.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$352.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 56,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,518
Est. Payment:	$382.05 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,536
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,518.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	603.51
Avg. DMV Fee	88.00
Cash Sale Price	$20,808.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,808.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$382.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,518.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mazda CX-5 Touring

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This high mileage used 2019 Mazda CX-5 Touring FWD SUV below 102,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $18K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$17,499
Est. Payment:	$579.41 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,311
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$17,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	542.94
Avg. DMV Fee	88.00
Cash Sale Price	$18,728.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,728.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$579.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This above average mileage used 2023 Hyundai SONATA SEL FWD sedan below 91,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$491.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$491.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SE

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This below average mileage certified used 2023 Hyundai SANTA CRUZ SE FWD pickup under 69,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,794
Est. Payment:	$418.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,564
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,794.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.79
Avg. DMV Fee	88.00
Cash Sale Price	$21,092.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,092.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$418.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Honda Accord EX-L V6

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This average mileage preowned 2014 Honda Accord EX-L V6 FWD sedan below 89,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,333
Est. Payment:	$420.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,489
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,333.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	507.96
Avg. DMV Fee	88.00
Cash Sale Price	$17,527.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,527.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$420.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage second hand 2022 Ford Escape SE FWD SUV under 38,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,423
Est. Payment:	$336.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,149
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,423.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	570.66
Avg. DMV Fee	88.00
Cash Sale Price	$19,680.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,680.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$336.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified preowned 2023 Hyundai KONA SEL FWD SUV below 46,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,332
Est. Payment:	$352.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,332.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.93
Avg. DMV Fee	88.00
Cash Sale Price	$20,616.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,616.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$352.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Subaru Forester 2.5i Premium

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This average mileage used 2018 Subaru Forester 2.5i Premium AWD SUV under 88,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,705
Est. Payment:	$429.99 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,365
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,705.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	519.12
Avg. DMV Fee	88.00
Cash Sale Price	$17,911.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,911.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$429.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai VENUE SEL

2025 Hyundai ELANTRA SEL Sport

2024 Hyundai ELANTRA SEL

2019 Mazda CX-5 Touring

2023 Hyundai SONATA SEL

2023 Hyundai SANTA CRUZ SE

2014 Honda Accord EX-L V6

2022 Ford Escape SE

2023 Hyundai KONA SEL

2018 Subaru Forester 2.5i Premium

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2019 Mazda CX-5 Touring

Mazda CX-5 Touring

2019 Mazda CX-5 Touring Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai SANTA CRUZ SE

Hyundai SANTA CRUZ SE

2023 Hyundai SANTA CRUZ SE Car Loan Estimate

2014 Honda Accord EX-L V6

Honda Accord EX-L V6

2014 Honda Accord EX-L V6 Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2018 Subaru Forester 2.5i Premium

Subaru Forester 2.5i Premium

2018 Subaru Forester 2.5i Premium Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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