Charlotte, NC Area Used Cars Under $20,000

2020 MINI Hardtop 4 Door Cooper S

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This low mileage used 2020 MINI Hardtop 4 Door Cooper S FWD hatchback below 53,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,354
Est. Payment:	$378.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,591
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,354.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	598.59
Avg. DMV Fee	88.00
Cash Sale Price	$20,639.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,639.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$378.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Atlas V6 SE 4Motion

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This average mileage preowned 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV under 81,000 miles, automatic transmission, and 33 MPG, 3.6L gas engine is for sale right now below $20K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$19,999
Est. Payment:	$511.44 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,167
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.94
Avg. DMV Fee	88.00
Cash Sale Price	$21,303.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,303.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$511.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA Hybrid SEL

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This high mileage preowned 2022 Hyundai SONATA Hybrid SEL FWD sedan under 112,000 miles, automatic transmission, and 33 MPG, 2.0L hybrid engine is for sale right now under $19K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$18,371
Est. Payment:	$607.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,666
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$18,371.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.10
Avg. DMV Fee	88.00
Cash Sale Price	$19,627.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,627.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$607.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage certified preowned 2023 Hyundai VENUE SEL FWD hatchback below 23,000 miles, cvt transmission, and 33 MPG, 1.6L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,780
Est. Payment:	$360.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,683
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,780.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.37
Avg. DMV Fee	88.00
Cash Sale Price	$21,078.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,078.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$360.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA SEL

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This average mileage second hand 2020 Hyundai SONATA SEL FWD sedan below 81,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now under $17K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$16,991
Est. Payment:	$437.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,907
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$16,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.70
Avg. DMV Fee	88.00
Cash Sale Price	$18,205.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,205.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$437.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SE

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This below average mileage certified used 2022 Hyundai SONATA SE FWD sedan below 70,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now under $18K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$17,495
Est. Payment:	$371.92 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,890
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$17,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	542.82
Avg. DMV Fee	88.00
Cash Sale Price	$18,724.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,724.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$371.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SE

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This below average mileage certified preowned 2024 Hyundai KONA SE FWD SUV below 60,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,071
Est. Payment:	$404.17 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,161
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,071.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	590.10
Avg. DMV Fee	88.00
Cash Sale Price	$20,348.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,348.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$404.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 BMW 3 Series 330e iPerformance

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This low mileage used 2018 BMW 3 Series 330e iPerformance RWD sedan below 60,000 miles, automatic transmission, and 33 MPG, 2.0L hybrid engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,960
Est. Payment:	$333.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,825
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,960.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	526.77
Avg. DMV Fee	88.00
Cash Sale Price	$18,173.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,173.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$333.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 31,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,774
Est. Payment:	$360.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,774.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.19
Avg. DMV Fee	88.00
Cash Sale Price	$21,072.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,072.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$360.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL FWD SUV below 46,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,987
Est. Payment:	$346.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,987.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.58
Avg. DMV Fee	88.00
Cash Sale Price	$20,261.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,261.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$346.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 MINI Hardtop 4 Door Cooper S

2021 Volkswagen Atlas V6 SE 4Motion

2022 Hyundai SONATA Hybrid SEL

2023 Hyundai VENUE SEL

2020 Hyundai SONATA SEL

2022 Hyundai SONATA SE

2024 Hyundai KONA SE

2018 BMW 3 Series 330e iPerformance

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2020 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2021 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2021 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2022 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2022 Hyundai SONATA Hybrid SEL Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

2020 Hyundai SONATA SEL

Hyundai SONATA SEL

2020 Hyundai SONATA SEL Car Loan Estimate

2022 Hyundai SONATA SE

Hyundai SONATA SE

2022 Hyundai SONATA SE Car Loan Estimate

2024 Hyundai KONA SE

Hyundai KONA SE

2024 Hyundai KONA SE Car Loan Estimate

2018 BMW 3 Series 330e iPerformance

BMW 3 Series 330e iPerformance

2018 BMW 3 Series 330e iPerformance Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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