Charlotte, NC Area Used Cars Under $20,000

2023 Hyundai SONATA SEL

⇩ View Seller Description

This above average mileage used 2023 Hyundai SONATA SEL FWD sedan below 91,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$491.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$491.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited

⇩ View Seller Description

This above average mileage certified preowned 2020 Hyundai SANTA FE Limited FWD SUV under 95,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,093
Est. Payment:	$521.70 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,063
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,093.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	560.76
Avg. DMV Fee	88.00
Cash Sale Price	$19,340.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,340.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$521.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 31,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$364.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$364.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

⇩ View Seller Description

This below average mileage certified used 2023 Hyundai KONA SEL FWD SUV below 63,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,392
Est. Payment:	$390.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,769
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,392.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.73
Avg. DMV Fee	88.00
Cash Sale Price	$19,648.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,648.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$390.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 56,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,518
Est. Payment:	$382.05 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,536
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,518.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	603.51
Avg. DMV Fee	88.00
Cash Sale Price	$20,808.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,808.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$382.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,518.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan below 10,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$345.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Value

⇩ View Seller Description

This average mileage used 2021 Hyundai TUCSON Value FWD SUV below 86,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,321
Est. Payment:	$395.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,270
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,321.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	477.60
Avg. DMV Fee	88.00
Cash Sale Price	$16,485.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,485.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$395.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 16,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,776
Est. Payment:	$342.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,776.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	581.25
Avg. DMV Fee	88.00
Cash Sale Price	$20,044.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,044.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$342.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Odyssey Touring

⇩ View Seller Description

This high mileage used 2016 Honda Odyssey Touring FWD minivan below 114,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $17K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$16,784
Est. Payment:	$556.63 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,365
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$16,784.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	521.49
Avg. DMV Fee	88.00
Cash Sale Price	$17,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$556.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai VENUE SEL FWD hatchback under 23,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,838
Est. Payment:	$361.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,683
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,838.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	613.11
Avg. DMV Fee	88.00
Cash Sale Price	$21,138.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,138.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$361.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai SONATA SEL

2020 Hyundai SANTA FE Limited

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

2024 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SE

2021 Hyundai TUCSON Value

2023 Hyundai ELANTRA SEL

2016 Honda Odyssey Touring

2023 Hyundai VENUE SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2020 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2020 Hyundai SANTA FE Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2021 Hyundai TUCSON Value

Hyundai TUCSON Value

2021 Hyundai TUCSON Value Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2016 Honda Odyssey Touring

Honda Odyssey Touring

2016 Honda Odyssey Touring Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Customize Payments

Find Financing

Customize Payments