Charlotte, NC Area Used Cars Under $20,000

2019 Volkswagen Atlas V6 SE

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This high mileage second hand 2019 Volkswagen Atlas V6 SE FWD SUV under 103,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now under $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,874
Est. Payment:	$527.63 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,967
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,874.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	494.19
Avg. DMV Fee	88.00
Cash Sale Price	$17,055.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,055.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$527.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 23,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,588
Est. Payment:	$357.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,957
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,588.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	605.61
Avg. DMV Fee	88.00
Cash Sale Price	$20,880.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,880.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$357.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage used 2022 Ford Escape SE FWD SUV under 38,000 miles, automatic transmission, and 30 MPG, 1.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,423
Est. Payment:	$336.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,149
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,423.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	570.66
Avg. DMV Fee	88.00
Cash Sale Price	$19,680.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,680.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$336.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This above average mileage preowned 2023 Hyundai SONATA SEL FWD sedan under 91,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$491.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$491.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 38,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,225
Est. Payment:	$333.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,972
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,225.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	564.72
Avg. DMV Fee	88.00
Cash Sale Price	$19,476.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,476.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$333.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Honda Accord EX-L V6

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This average mileage used 2014 Honda Accord EX-L V6 FWD sedan below 89,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now below $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,333
Est. Payment:	$420.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,489
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,333.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	507.96
Avg. DMV Fee	88.00
Cash Sale Price	$17,527.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,527.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$420.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SE

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This low mileage certified preowned 2023 Hyundai VENUE SE FWD hatchback under 10,000 miles, cvt transmission, and 30 MPG, 1.6L gas engine is for sale right now below $18K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$17,639
Est. Payment:	$322.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,711
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$17,639.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	547.14
Avg. DMV Fee	88.00
Cash Sale Price	$18,873.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,873.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$322.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,639.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Camaro LT

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This average mileage used 2018 Chevrolet Camaro LT RWD coupe under 87,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $16K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$15,995
Est. Payment:	$412.43 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,409
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	497.82
Avg. DMV Fee	88.00
Cash Sale Price	$17,179.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,179.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$412.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan under 10,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$345.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Soul GT-Line

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This low mileage preowned 2020 Kia Soul GT-Line FWD hatchback below 23,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $18K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$17,199
Est. Payment:	$315.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,346
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$17,199.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	533.94
Avg. DMV Fee	88.00
Cash Sale Price	$18,419.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,419.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$315.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2019 Volkswagen Atlas V6 SE

2023 Hyundai ELANTRA SEL

2022 Ford Escape SE

2023 Hyundai SONATA SEL

2023 Hyundai ELANTRA SEL

2014 Honda Accord EX-L V6

2023 Hyundai VENUE SE

2018 Chevrolet Camaro LT

2025 Hyundai ELANTRA SE

2020 Kia Soul GT-Line

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2019 Volkswagen Atlas V6 SE

Volkswagen Atlas V6 SE

2019 Volkswagen Atlas V6 SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2014 Honda Accord EX-L V6

Honda Accord EX-L V6

2014 Honda Accord EX-L V6 Car Loan Estimate

2023 Hyundai VENUE SE

Hyundai VENUE SE

2023 Hyundai VENUE SE Car Loan Estimate

2018 Chevrolet Camaro LT

Chevrolet Camaro LT

2018 Chevrolet Camaro LT Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2020 Kia Soul GT-Line

Kia Soul GT-Line

2020 Kia Soul GT-Line Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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