Charlotte, NC Area Used Cars Under $20,000

2024 Kia Soul LX

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This low mileage used 2024 Kia Soul LX FWD hatchback below 55,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $18K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$17,527
Est. Payment:	$344.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,414
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$17,527.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	543.78
Avg. DMV Fee	88.00
Cash Sale Price	$18,757.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,757.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$344.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 31,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$364.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited

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This above average mileage certified preowned 2020 Hyundai SANTA FE Limited FWD SUV under 95,000 miles, automatic transmission, and 35 MPG, 2.4L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,093
Est. Payment:	$521.70 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,063
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,093.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	560.76
Avg. DMV Fee	88.00
Cash Sale Price	$19,340.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,340.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$521.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 44,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,994
Est. Payment:	$364.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,127
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,994.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.79
Avg. DMV Fee	88.00
Cash Sale Price	$21,298.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,298.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Limited

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This below average mileage certified second hand 2020 Hyundai TUCSON Limited FWD SUV below 60,000 miles, automatic transmission, and 35 MPG, 2.4L gas engine is for sale right now below $19K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$18,991
Est. Payment:	$402.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,056
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$18,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.70
Avg. DMV Fee	88.00
Cash Sale Price	$20,265.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,265.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$402.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA Hybrid SEL

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This high mileage used 2022 Hyundai SONATA Hybrid SEL FWD sedan under 112,000 miles, automatic transmission, and 35 MPG, 2.0L hybrid engine is for sale right now under $19K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$18,371
Est. Payment:	$607.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,666
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$18,371.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.10
Avg. DMV Fee	88.00
Cash Sale Price	$19,627.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,627.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$607.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 27,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,500
Est. Payment:	$338.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,985
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	572.97
Avg. DMV Fee	88.00
Cash Sale Price	$19,759.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,759.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$338.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Odyssey Touring

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This high mileage used 2016 Honda Odyssey Touring FWD minivan below 114,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now below $17K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$16,784
Est. Payment:	$556.63 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,365
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$16,784.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	521.49
Avg. DMV Fee	88.00
Cash Sale Price	$17,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$556.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Volkswagen Atlas V6 SE

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This high mileage preowned 2019 Volkswagen Atlas V6 SE FWD SUV below 103,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,874
Est. Payment:	$527.63 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,967
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,874.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	494.19
Avg. DMV Fee	88.00
Cash Sale Price	$17,055.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,055.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$527.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 38,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,225
Est. Payment:	$333.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,972
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,225.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	564.72
Avg. DMV Fee	88.00
Cash Sale Price	$19,476.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,476.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$333.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2024 Kia Soul LX

2023 Hyundai ELANTRA SEL

2020 Hyundai SANTA FE Limited

2024 Hyundai ELANTRA SEL

2020 Hyundai TUCSON Limited

2022 Hyundai SONATA Hybrid SEL

2023 Hyundai ELANTRA SEL

2016 Honda Odyssey Touring

2019 Volkswagen Atlas V6 SE

2023 Hyundai ELANTRA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2020 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2020 Hyundai SANTA FE Limited Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2020 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2020 Hyundai TUCSON Limited Car Loan Estimate

2022 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2022 Hyundai SONATA Hybrid SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2016 Honda Odyssey Touring

Honda Odyssey Touring

2016 Honda Odyssey Touring Car Loan Estimate

2019 Volkswagen Atlas V6 SE

Volkswagen Atlas V6 SE

2019 Volkswagen Atlas V6 SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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