Charlotte, NC Area Used Cars Under $20,000

2024 Hyundai KONA SEL

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This low mileage certified second hand 2024 Hyundai KONA SEL FWD SUV under 49,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,227
Est. Payment:	$350.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,287
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,227.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	594.78
Avg. DMV Fee	88.00
Cash Sale Price	$20,508.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,508.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$350.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This average mileage certified used 2024 Chevrolet Malibu LT FWD sedan below 83,000 miles, cvt transmission, and 1.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,199
Est. Payment:	$466.93 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,723
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,199.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	563.94
Avg. DMV Fee	88.00
Cash Sale Price	$19,449.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,449.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$466.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Flex Limited

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This average mileage second hand 2019 Ford Flex Limited AWD wagon below 88,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $17K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$16,999
Est. Payment:	$437.25 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,710
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.94
Avg. DMV Fee	88.00
Cash Sale Price	$18,213.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,213.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$437.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan below 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,221
Est. Payment:	$350.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,095
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,221.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	594.60
Avg. DMV Fee	88.00
Cash Sale Price	$20,502.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,502.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$350.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Atlas V6 SE 4Motion

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This average mileage preowned 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV below 81,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $20K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$19,999
Est. Payment:	$511.44 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,167
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.94
Avg. DMV Fee	88.00
Cash Sale Price	$21,303.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,303.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$511.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This above average mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 93,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$491.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,821
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$491.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage certified used 2022 Ford Escape SE FWD SUV below 38,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,442
Est. Payment:	$354.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,149
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,442.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	601.23
Avg. DMV Fee	88.00
Cash Sale Price	$20,730.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,730.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage certified second hand 2024 Hyundai ELANTRA SE FWD sedan below 32,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $19K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$18,199
Est. Payment:	$332.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,966
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$18,199.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	563.94
Avg. DMV Fee	88.00
Cash Sale Price	$19,449.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,449.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$332.82

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 16,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,557
Est. Payment:	$356.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,557.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	604.68
Avg. DMV Fee	88.00
Cash Sale Price	$20,848.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,848.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$356.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,557.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan under 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,445
Est. Payment:	$354.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,467
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,445.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	601.32
Avg. DMV Fee	88.00
Cash Sale Price	$20,733.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,733.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2024 Hyundai KONA SEL

2024 Chevrolet Malibu LT

2019 Ford Flex Limited

2025 Hyundai ELANTRA SE

2021 Volkswagen Atlas V6 SE 4Motion

2023 Hyundai ELANTRA SEL

2022 Ford Escape SE

2024 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SE

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2019 Ford Flex Limited

Ford Flex Limited

2019 Ford Flex Limited Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2021 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2021 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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