Charlotte, NC Area Used Cars Under $20,000

2020 Kia Sportage SX Turbo

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This average mileage second hand 2020 Kia Sportage SX Turbo FWD SUV below 72,000 miles, automatic transmission, and 38 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,000
Est. Payment:	$440.02 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,733
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,274.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,274.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$440.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 31,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$364.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This above average mileage preowned 2023 Hyundai SONATA SEL FWD sedan under 91,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now below $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$491.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$491.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SE

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This below average mileage certified second hand 2024 Hyundai KONA SE FWD SUV under 60,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,245
Est. Payment:	$407.73 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,161
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,245.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	595.32
Avg. DMV Fee	88.00
Cash Sale Price	$20,527.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,527.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$407.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,245.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Atlas V6 SE 4Motion

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This average mileage second hand 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV below 81,000 miles, automatic transmission, and 38 MPG, 3.6L gas engine is for sale right now under $20K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$19,999
Est. Payment:	$511.44 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,167
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.94
Avg. DMV Fee	88.00
Cash Sale Price	$21,303.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,303.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$511.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 16,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,776
Est. Payment:	$342.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,776.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	581.25
Avg. DMV Fee	88.00
Cash Sale Price	$20,044.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,044.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$342.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan below 10,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$345.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 38,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,225
Est. Payment:	$333.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,972
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,225.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	564.72
Avg. DMV Fee	88.00
Cash Sale Price	$19,476.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,476.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$333.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 44,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,994
Est. Payment:	$364.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,127
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,994.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.79
Avg. DMV Fee	88.00
Cash Sale Price	$21,298.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,298.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 23,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,588
Est. Payment:	$357.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,957
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,588.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	605.61
Avg. DMV Fee	88.00
Cash Sale Price	$20,880.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,880.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$357.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 Kia Sportage SX Turbo

2023 Hyundai ELANTRA SEL

2023 Hyundai SONATA SEL

2024 Hyundai KONA SE

2021 Volkswagen Atlas V6 SE 4Motion

2023 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 Kia Sportage SX Turbo

Kia Sportage SX Turbo

2020 Kia Sportage SX Turbo Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2024 Hyundai KONA SE

Hyundai KONA SE

2024 Hyundai KONA SE Car Loan Estimate

2021 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2021 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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