Charlotte, NC Area Used Cars Under $20,000

2022 Hyundai SONATA Hybrid SEL

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This high mileage preowned 2022 Hyundai SONATA Hybrid SEL FWD sedan below 112,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $19K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$18,371
Est. Payment:	$607.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,666
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$18,371.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.10
Avg. DMV Fee	88.00
Cash Sale Price	$19,627.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,627.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$607.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan under 10,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$345.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Land Rover Range Rover Velar P250 S

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This high mileage preowned 2018 Land Rover Range Rover Velar P250 S AWD SUV below 104,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $15K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,000
Est. Payment:	$499.78 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,716
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	467.97
Avg. DMV Fee	88.00
Cash Sale Price	$16,154.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,154.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$499.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

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This above average mileage used 2023 Mitsubishi Outlander SE FWD SUV under 91,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,888
Est. Payment:	$543.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,836
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.61
Avg. DMV Fee	88.00
Cash Sale Price	$20,159.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,159.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$543.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This low mileage second hand 2024 Kia Soul LX FWD hatchback below 55,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $18K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$17,527
Est. Payment:	$344.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,414
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$17,527.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	543.78
Avg. DMV Fee	88.00
Cash Sale Price	$18,757.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,757.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$344.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV under 46,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,332
Est. Payment:	$352.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,332.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.93
Avg. DMV Fee	88.00
Cash Sale Price	$20,616.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,616.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$352.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Value

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This average mileage preowned 2021 Hyundai TUCSON Value FWD SUV under 86,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,321
Est. Payment:	$395.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,270
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,321.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	477.60
Avg. DMV Fee	88.00
Cash Sale Price	$16,485.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,485.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$395.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Honda Accord EX-L V6

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This average mileage second hand 2014 Honda Accord EX-L V6 FWD sedan below 89,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,333
Est. Payment:	$420.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,489
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,333.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	507.96
Avg. DMV Fee	88.00
Cash Sale Price	$17,527.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,527.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$420.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited

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This above average mileage certified preowned 2020 Hyundai SANTA FE Limited FWD SUV below 95,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,093
Est. Payment:	$521.70 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,063
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,093.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	560.76
Avg. DMV Fee	88.00
Cash Sale Price	$19,340.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,340.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$521.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,333
Est. Payment:	$352.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,012
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,333.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.96
Avg. DMV Fee	88.00
Cash Sale Price	$20,617.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,617.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$352.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2022 Hyundai SONATA Hybrid SEL

2025 Hyundai ELANTRA SE

2018 Land Rover Range Rover Velar P250 S

2023 Mitsubishi Outlander SE

2024 Kia Soul LX

2023 Hyundai KONA SEL

2021 Hyundai TUCSON Value

2014 Honda Accord EX-L V6

2020 Hyundai SANTA FE Limited

2025 Hyundai ELANTRA SEL Sport

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2022 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2022 Hyundai SONATA Hybrid SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2018 Land Rover Range Rover Velar P250 S

Land Rover Range Rover Velar P250 S

2018 Land Rover Range Rover Velar P250 S Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Hyundai TUCSON Value

Hyundai TUCSON Value

2021 Hyundai TUCSON Value Car Loan Estimate

2014 Honda Accord EX-L V6

Honda Accord EX-L V6

2014 Honda Accord EX-L V6 Car Loan Estimate

2020 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2020 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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