Charlotte, NC Area Used Cars Under $20,000

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 27,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,500
Est. Payment:	$338.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,985
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	572.97
Avg. DMV Fee	88.00
Cash Sale Price	$19,759.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,759.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$338.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SE

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This below average mileage certified used 2022 Hyundai SONATA SE FWD sedan under 70,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $18K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$17,495
Est. Payment:	$371.92 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,890
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$17,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	542.82
Avg. DMV Fee	88.00
Cash Sale Price	$18,724.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,724.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$371.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 MINI Hardtop 4 Door Cooper S

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This low mileage used 2020 MINI Hardtop 4 Door Cooper S FWD hatchback below 53,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,354
Est. Payment:	$378.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,591
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,354.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	598.59
Avg. DMV Fee	88.00
Cash Sale Price	$20,639.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,639.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$378.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage certified used 2023 Hyundai VENUE SEL FWD hatchback under 23,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,780
Est. Payment:	$360.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,683
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,780.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.37
Avg. DMV Fee	88.00
Cash Sale Price	$21,078.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,078.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$360.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SE

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This below average mileage certified preowned 2023 Hyundai SANTA CRUZ SE FWD pickup below 69,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,794
Est. Payment:	$418.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,564
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,794.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.79
Avg. DMV Fee	88.00
Cash Sale Price	$21,092.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,092.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$418.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited

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This above average mileage certified preowned 2020 Hyundai SANTA FE Limited FWD SUV under 95,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,090
Est. Payment:	$521.62 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,063
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,090.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	560.67
Avg. DMV Fee	88.00
Cash Sale Price	$19,337.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,337.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$521.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,090.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV below 46,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,987
Est. Payment:	$346.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,987.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.58
Avg. DMV Fee	88.00
Cash Sale Price	$20,261.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,261.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$346.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Atlas V6 SE 4Motion

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This average mileage preowned 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV below 81,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $20K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$19,999
Est. Payment:	$511.44 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,167
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.94
Avg. DMV Fee	88.00
Cash Sale Price	$21,303.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,303.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$511.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan under 44,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,982
Est. Payment:	$364.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,127
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,982.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.43
Avg. DMV Fee	88.00
Cash Sale Price	$21,286.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,286.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This average mileage second hand 2024 Chevrolet Malibu LT FWD sedan under 83,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,887
Est. Payment:	$409.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,723
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,887.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	494.58
Avg. DMV Fee	88.00
Cash Sale Price	$17,068.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,068.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$409.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

2022 Hyundai SONATA SE

2020 MINI Hardtop 4 Door Cooper S

2023 Hyundai VENUE SEL

2023 Hyundai SANTA CRUZ SE

2020 Hyundai SANTA FE Limited

2023 Hyundai KONA SEL

2021 Volkswagen Atlas V6 SE 4Motion

2024 Hyundai ELANTRA SEL

2024 Chevrolet Malibu LT

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Hyundai SONATA SE

Hyundai SONATA SE

2022 Hyundai SONATA SE Car Loan Estimate

2020 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2020 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai SANTA CRUZ SE

Hyundai SANTA CRUZ SE

2023 Hyundai SANTA CRUZ SE Car Loan Estimate

2020 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2020 Hyundai SANTA FE Limited Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2021 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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