Charlotte, NC Area Used Cars Under $20,000

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan under 10,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$345.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 31,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,774
Est. Payment:	$360.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,774.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.19
Avg. DMV Fee	88.00
Cash Sale Price	$21,072.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,072.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$360.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SE

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This below average mileage certified preowned 2024 Hyundai KONA SE FWD SUV below 60,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,071
Est. Payment:	$404.17 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,161
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,071.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	590.10
Avg. DMV Fee	88.00
Cash Sale Price	$20,348.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,348.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$404.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Camaro LT

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This average mileage second hand 2018 Chevrolet Camaro LT RWD coupe under 87,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now below $16K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$15,995
Est. Payment:	$412.43 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,409
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	497.82
Avg. DMV Fee	88.00
Cash Sale Price	$17,179.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,179.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$412.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Subaru Forester 2.5i Premium

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This average mileage used 2018 Subaru Forester 2.5i Premium AWD SUV below 88,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,603
Est. Payment:	$427.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,366
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,603.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	516.06
Avg. DMV Fee	88.00
Cash Sale Price	$17,806.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,806.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$427.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,603.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan under 44,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,982
Est. Payment:	$364.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,127
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,982.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.43
Avg. DMV Fee	88.00
Cash Sale Price	$21,286.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,286.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA SEL

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This average mileage used 2020 Hyundai SONATA SEL FWD sedan below 81,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now below $17K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$16,991
Est. Payment:	$437.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,907
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$16,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.70
Avg. DMV Fee	88.00
Cash Sale Price	$18,205.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,205.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$437.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This below average mileage certified preowned 2023 Hyundai KONA SEL FWD SUV under 63,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,392
Est. Payment:	$390.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,769
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,392.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.73
Avg. DMV Fee	88.00
Cash Sale Price	$19,648.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,648.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$390.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This above average mileage second hand 2023 Hyundai SONATA SEL FWD sedan below 91,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now under $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,808
Est. Payment:	$458.21 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,808.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	492.21
Avg. DMV Fee	88.00
Cash Sale Price	$16,987.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,987.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$458.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL FWD SUV below 46,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,987
Est. Payment:	$346.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,987.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.58
Avg. DMV Fee	88.00
Cash Sale Price	$20,261.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,261.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$346.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2025 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2024 Hyundai KONA SE

2018 Chevrolet Camaro LT

2018 Subaru Forester 2.5i Premium

2024 Hyundai ELANTRA SEL

2020 Hyundai SONATA SEL

2023 Hyundai KONA SEL

2023 Hyundai SONATA SEL

2023 Hyundai KONA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai KONA SE

Hyundai KONA SE

2024 Hyundai KONA SE Car Loan Estimate

2018 Chevrolet Camaro LT

Chevrolet Camaro LT

2018 Chevrolet Camaro LT Car Loan Estimate

2018 Subaru Forester 2.5i Premium

Subaru Forester 2.5i Premium

2018 Subaru Forester 2.5i Premium Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2020 Hyundai SONATA SEL

Hyundai SONATA SEL

2020 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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