Charlotte, NC Area Used Cars Under $20,000

2020 Hyundai SANTA FE Limited

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This above average mileage certified preowned 2020 Hyundai SANTA FE Limited FWD SUV under 95,000 miles, automatic transmission, and 33 MPG, 2.4L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,093
Est. Payment:	$521.70 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,063
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,093.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	560.76
Avg. DMV Fee	88.00
Cash Sale Price	$19,340.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,340.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$521.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SE

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This below average mileage certified used 2023 Hyundai SANTA CRUZ SE FWD pickup below 69,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,794
Est. Payment:	$418.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,564
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,794.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.79
Avg. DMV Fee	88.00
Cash Sale Price	$21,092.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,092.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$418.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Value

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This average mileage second hand 2021 Hyundai TUCSON Value FWD SUV below 86,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now under $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,321
Est. Payment:	$395.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,270
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,321.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	477.60
Avg. DMV Fee	88.00
Cash Sale Price	$16,485.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,485.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$395.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This low mileage second hand 2024 Kia Soul LX FWD hatchback below 55,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $18K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$17,527
Est. Payment:	$344.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,414
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$17,527.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	543.78
Avg. DMV Fee	88.00
Cash Sale Price	$18,757.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,757.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$344.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Limited

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This below average mileage certified second hand 2020 Hyundai TUCSON Limited FWD SUV under 60,000 miles, automatic transmission, and 33 MPG, 2.4L gas engine is for sale right now below $19K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$18,991
Est. Payment:	$402.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,056
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$18,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.70
Avg. DMV Fee	88.00
Cash Sale Price	$20,265.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,265.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$402.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 38,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,225
Est. Payment:	$333.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,972
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,225.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	564.72
Avg. DMV Fee	88.00
Cash Sale Price	$19,476.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,476.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$333.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 16,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,776
Est. Payment:	$342.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,776.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	581.25
Avg. DMV Fee	88.00
Cash Sale Price	$20,044.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,044.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$342.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Camaro LT

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This average mileage preowned 2018 Chevrolet Camaro LT RWD coupe under 87,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now below $16K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$15,995
Est. Payment:	$412.43 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,409
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	497.82
Avg. DMV Fee	88.00
Cash Sale Price	$17,179.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,179.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$412.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan below 56,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,518
Est. Payment:	$382.05 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,536
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,518.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	603.51
Avg. DMV Fee	88.00
Cash Sale Price	$20,808.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,808.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$382.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,518.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified preowned 2023 Hyundai KONA SEL FWD SUV below 46,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,332
Est. Payment:	$352.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,332.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.93
Avg. DMV Fee	88.00
Cash Sale Price	$20,616.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,616.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$352.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 Hyundai SANTA FE Limited

2023 Hyundai SANTA CRUZ SE

2021 Hyundai TUCSON Value

2024 Kia Soul LX

2020 Hyundai TUCSON Limited

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2018 Chevrolet Camaro LT

2024 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2020 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2020 Hyundai SANTA FE Limited Car Loan Estimate

2023 Hyundai SANTA CRUZ SE

Hyundai SANTA CRUZ SE

2023 Hyundai SANTA CRUZ SE Car Loan Estimate

2021 Hyundai TUCSON Value

Hyundai TUCSON Value

2021 Hyundai TUCSON Value Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2020 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2020 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 Chevrolet Camaro LT

Chevrolet Camaro LT

2018 Chevrolet Camaro LT Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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