Charlotte, NC Area Used Cars Under $20,000

2018 BMW 3 Series 330e iPerformance

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This low mileage used 2018 BMW 3 Series 330e iPerformance RWD sedan under 60,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,960
Est. Payment:	$333.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,825
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,960.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	526.77
Avg. DMV Fee	88.00
Cash Sale Price	$18,173.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,173.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$333.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 27,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,500
Est. Payment:	$338.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,985
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	572.97
Avg. DMV Fee	88.00
Cash Sale Price	$19,759.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,759.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$338.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Accord Sport

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This average mileage used 2018 Honda Accord Sport FWD sedan below 87,000 miles, cvt transmission, and 1.5L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$511.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,088
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$511.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified preowned 2024 Hyundai ELANTRA SEL FWD sedan under 44,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,982
Est. Payment:	$364.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,127
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,982.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.43
Avg. DMV Fee	88.00
Cash Sale Price	$21,286.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,286.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage certified second hand 2024 Hyundai VENUE SEL FWD hatchback under 23,000 miles, cvt transmission, and 1.6L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,972
Est. Payment:	$364.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,449
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,972.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.13
Avg. DMV Fee	88.00
Cash Sale Price	$21,276.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,276.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This average mileage used 2024 Chevrolet Malibu LT FWD sedan below 83,000 miles, cvt transmission, and 1.5L gas engine is for sale right now under $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,887
Est. Payment:	$409.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,723
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,887.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	494.58
Avg. DMV Fee	88.00
Cash Sale Price	$17,068.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,068.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$409.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 31,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,774
Est. Payment:	$360.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,774.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	611.19
Avg. DMV Fee	88.00
Cash Sale Price	$21,072.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,072.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$360.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage second hand 2022 Ford Escape SE FWD SUV under 38,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $18K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$17,621
Est. Payment:	$322.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,149
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$17,621.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	546.60
Avg. DMV Fee	88.00
Cash Sale Price	$18,854.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,854.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$322.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 38,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,303
Est. Payment:	$334.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,972
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,303.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	567.06
Avg. DMV Fee	88.00
Cash Sale Price	$19,557.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,557.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$334.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,303.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan below 10,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$345.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2018 BMW 3 Series 330e iPerformance

2023 Hyundai ELANTRA SEL

2018 Honda Accord Sport

2024 Hyundai ELANTRA SEL

2024 Hyundai VENUE SEL

2024 Chevrolet Malibu LT

2023 Hyundai ELANTRA SEL

2022 Ford Escape SE

2023 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SE

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2018 BMW 3 Series 330e iPerformance

BMW 3 Series 330e iPerformance

2018 BMW 3 Series 330e iPerformance Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 Honda Accord Sport

Honda Accord Sport

2018 Honda Accord Sport Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai VENUE SEL

Hyundai VENUE SEL

2024 Hyundai VENUE SEL Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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