Charlotte, NC Area Used Cars Under $20,000

2024 Chevrolet Malibu LT

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This average mileage used 2024 Chevrolet Malibu LT FWD sedan below 83,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,887
Est. Payment:	$409.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,723
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,887.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	494.58
Avg. DMV Fee	88.00
Cash Sale Price	$17,068.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,068.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$409.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This below average mileage certified used 2023 Hyundai KONA SEL FWD SUV under 63,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,392
Est. Payment:	$390.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,769
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,392.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.73
Avg. DMV Fee	88.00
Cash Sale Price	$19,648.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,648.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$390.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan below 10,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $19K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$18,900
Est. Payment:	$345.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,859
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.97
Avg. DMV Fee	88.00
Cash Sale Price	$20,171.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,171.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$345.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Limited

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This below average mileage certified preowned 2020 Hyundai TUCSON Limited FWD SUV under 60,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $19K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$18,991
Est. Payment:	$402.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,056
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$18,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	587.70
Avg. DMV Fee	88.00
Cash Sale Price	$20,265.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,265.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$402.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

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This above average mileage preowned 2023 Mitsubishi Outlander SE FWD SUV below 91,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,448
Est. Payment:	$531.56 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,836
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,448.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	571.41
Avg. DMV Fee	88.00
Cash Sale Price	$19,706.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,706.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$531.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,448.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SE

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This below average mileage certified preowned 2024 Hyundai KONA SE FWD SUV below 60,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,071
Est. Payment:	$404.17 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,161
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,071.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	590.10
Avg. DMV Fee	88.00
Cash Sale Price	$20,348.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,348.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$404.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA Hybrid SEL

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This high mileage preowned 2022 Hyundai SONATA Hybrid SEL FWD sedan under 112,000 miles, automatic transmission, and 32 MPG, 2.0L hybrid engine is for sale right now below $19K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$18,371
Est. Payment:	$607.20 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,666
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$18,371.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.10
Avg. DMV Fee	88.00
Cash Sale Price	$19,627.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,627.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$607.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This low mileage second hand 2024 Kia Soul LX FWD hatchback under 55,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $18K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$17,469
Est. Payment:	$343.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,414
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$17,469.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	542.04
Avg. DMV Fee	88.00
Cash Sale Price	$18,698.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,698.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$343.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 MINI Hardtop 4 Door Cooper S

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This low mileage preowned 2020 MINI Hardtop 4 Door Cooper S FWD hatchback under 53,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,354
Est. Payment:	$378.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,591
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,354.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	598.59
Avg. DMV Fee	88.00
Cash Sale Price	$20,639.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,639.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$378.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This above average mileage preowned 2023 Hyundai SONATA SEL FWD sedan below 91,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $16K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$15,808
Est. Payment:	$458.21 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$15,808.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	492.21
Avg. DMV Fee	88.00
Cash Sale Price	$16,987.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,987.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$458.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,808.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2024 Chevrolet Malibu LT

2023 Hyundai KONA SEL

2025 Hyundai ELANTRA SE

2020 Hyundai TUCSON Limited

2023 Mitsubishi Outlander SE

2024 Hyundai KONA SE

2022 Hyundai SONATA Hybrid SEL

2024 Kia Soul LX

2020 MINI Hardtop 4 Door Cooper S

2023 Hyundai SONATA SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2020 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2020 Hyundai TUCSON Limited Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

2024 Hyundai KONA SE

Hyundai KONA SE

2024 Hyundai KONA SE Car Loan Estimate

2022 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2022 Hyundai SONATA Hybrid SEL Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2020 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2020 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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