Charlotte, NC Area Used Cars Under $20,000

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV under 46,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,332
Est. Payment:	$352.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,332.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.93
Avg. DMV Fee	88.00
Cash Sale Price	$20,616.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,616.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$352.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage certified preowned 2024 Hyundai VENUE SEL FWD hatchback under 23,000 miles, cvt transmission, and 28 MPG, 1.6L gas engine is for sale right now below $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,972
Est. Payment:	$364.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,449
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,972.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.13
Avg. DMV Fee	88.00
Cash Sale Price	$21,276.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,276.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$364.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Soul GT-Line

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This low mileage used 2020 Kia Soul GT-Line FWD hatchback below 23,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $18K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$17,199
Est. Payment:	$315.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,346
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$17,199.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	533.94
Avg. DMV Fee	88.00
Cash Sale Price	$18,419.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,419.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$315.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Flex Limited

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This average mileage second hand 2019 Ford Flex Limited AWD wagon under 88,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $18K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$17,499
Est. Payment:	$449.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,710
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$17,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	542.94
Avg. DMV Fee	88.00
Cash Sale Price	$18,728.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,728.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$449.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 3,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,333
Est. Payment:	$352.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,012
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,333.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	597.96
Avg. DMV Fee	88.00
Cash Sale Price	$20,617.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,617.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$352.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Odyssey Touring

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This high mileage second hand 2016 Honda Odyssey Touring FWD minivan under 114,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $17K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$16,784
Est. Payment:	$556.63 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,365
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$16,784.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	521.49
Avg. DMV Fee	88.00
Cash Sale Price	$17,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$556.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 16,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,776
Est. Payment:	$342.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,776.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	581.25
Avg. DMV Fee	88.00
Cash Sale Price	$20,044.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,044.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$342.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE FWD SUV below 38,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,423
Est. Payment:	$336.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,149
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,423.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	570.66
Avg. DMV Fee	88.00
Cash Sale Price	$19,680.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,680.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$336.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jaguar F-PACE 25t Prestige

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This below average mileage second hand 2019 Jaguar F-PACE 25t Prestige AWD SUV under 65,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,886
Est. Payment:	$400.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,547
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,886.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.55
Avg. DMV Fee	88.00
Cash Sale Price	$20,157.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,157.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$400.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

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This above average mileage second hand 2023 Mitsubishi Outlander SE FWD SUV under 91,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,888
Est. Payment:	$543.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,836
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.61
Avg. DMV Fee	88.00
Cash Sale Price	$20,159.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,159.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$543.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai KONA SEL

2024 Hyundai VENUE SEL

2020 Kia Soul GT-Line

2019 Ford Flex Limited

2025 Hyundai ELANTRA SEL Sport

2016 Honda Odyssey Touring

2023 Hyundai ELANTRA SEL

2022 Ford Escape SE

2019 Jaguar F-PACE 25t Prestige

2023 Mitsubishi Outlander SE

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2024 Hyundai VENUE SEL

Hyundai VENUE SEL

2024 Hyundai VENUE SEL Car Loan Estimate

2020 Kia Soul GT-Line

Kia Soul GT-Line

2020 Kia Soul GT-Line Car Loan Estimate

2019 Ford Flex Limited

Ford Flex Limited

2019 Ford Flex Limited Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2016 Honda Odyssey Touring

Honda Odyssey Touring

2016 Honda Odyssey Touring Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Jaguar F-PACE 25t Prestige

Jaguar F-PACE 25t Prestige

2019 Jaguar F-PACE 25t Prestige Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $20K

Metro Charlotte Area Counties with Used Cars for Sale Below $20,000

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