Charlotte, NC Area Used Cars Under $40,000

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 6,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $38K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$37,499
Est. Payment:	$672.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,338
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.94
Avg. DMV Fee	88.00
Cash Sale Price	$39,328.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,328.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 10,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $37K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$36,499
Est. Payment:	$655.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,716
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$36,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,112.94
Avg. DMV Fee	88.00
Cash Sale Price	$38,298.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,298.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$655.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2026 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$37,884
Est. Payment:	$679.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	499
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$37,884.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,154.49
Avg. DMV Fee	88.00
Cash Sale Price	$39,725.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,725.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage preowned 2024 Hyundai PALISADE SEL FWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $36K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$35,991
Est. Payment:	$646.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,412
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.70
Avg. DMV Fee	88.00
Cash Sale Price	$37,775.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,775.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$646.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy FWD SUV under 17,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$37,000
Est. Payment:	$664.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,537
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,814.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL FWD SUV below 7,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Fort Mill Hyundai in Fort Mill, SC. ...View More Details

Sales Price:	$35,450
Est. Payment:	$636.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,784
Location:	Fort Mill, SC

Item	Amount
Used Car Price⁽¹⁾	$35,450.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,081.47
Avg. DMV Fee	88.00
Cash Sale Price	$37,218.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,218.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$636.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV below 8,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,248
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage preowned 2024 Ram 2500 Big Horn 4x4 pickup below 41,000 miles, automatic transmission, and 24 MPG, 6.4L gas engine is for sale right now below $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,010
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 2.5T

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This low mileage certified second hand 2024 Genesis GV80 2.5T AWD SUV under 49,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,000
Est. Payment:	$699.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,233
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,187.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,874.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,874.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 4,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$35,999
Est. Payment:	$646.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,880
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.94
Avg. DMV Fee	88.00
Cash Sale Price	$37,783.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,783.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$646.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA CRUZ Limited

2024 Hyundai PALISADE SEL

2024 Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE SEL

2025 Hyundai SANTA FE Calligraphy

2024 Ram 2500 Big Horn

2024 Genesis GV80 2.5T

2026 Hyundai SANTA FE SEL

Greater Charlotte Area Cities with Used Cars for Sale Below $40K

Metro Charlotte Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2024 Genesis GV80 2.5T

Genesis GV80 2.5T

2024 Genesis GV80 2.5T Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $40K

Metro Charlotte Area Counties with Used Cars for Sale Below $40,000

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