Charlotte, NC Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 4,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$35,649
Est. Payment:	$640.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,880
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$35,649.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,087.44
Avg. DMV Fee	88.00
Cash Sale Price	$37,423.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,423.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$640.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage certified used 2026 Genesis GV70 2.5T Standard AWD SUV below 9,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,999
Est. Payment:	$717.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,219
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.94
Avg. DMV Fee	88.00
Cash Sale Price	$41,903.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,903.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Challenger R/T

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This low mileage used 2023 Dodge Challenger R/T RWD coupe under 3,000 miles, transmission, and 23 MPG, 5.7L gas engine is for sale right now below $40K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$39,952
Est. Payment:	$716.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,456
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$39,952.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,216.53
Avg. DMV Fee	88.00
Cash Sale Price	$41,855.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,855.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy FWD SUV under 17,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$35,908
Est. Payment:	$644.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,537
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,095.21
Avg. DMV Fee	88.00
Cash Sale Price	$37,690.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,690.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$644.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid XLE

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This low mileage second hand 2024 Toyota RAV4 Hybrid XLE AWD SUV under 18,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $36K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$35,807
Est. Payment:	$643.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,158
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$35,807.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,092.18
Avg. DMV Fee	88.00
Cash Sale Price	$37,586.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,586.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$643.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,807.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G70 2.5T Standard

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This low mileage certified preowned 2025 Genesis G70 2.5T Standard RWD sedan below 14,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,901
Est. Payment:	$715.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,342
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,901.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,215.00
Avg. DMV Fee	88.00
Cash Sale Price	$41,803.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,803.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV80 3.5T

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This average mileage certified used 2022 Genesis GV80 3.5T AWD SUV under 77,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $38K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$37,999
Est. Payment:	$864.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,840
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.94
Avg. DMV Fee	88.00
Cash Sale Price	$39,843.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,843.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$864.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2025 Hyundai SANTA FE Calligraphy AWD SUV below 8,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,248
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage preowned 2024 Ram 2500 Big Horn 4x4 pickup below 41,000 miles, automatic transmission, and 23 MPG, 6.4L gas engine is for sale right now below $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,010
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage certified used 2026 Genesis GV70 2.5T Standard AWD SUV under 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,974
Est. Payment:	$716.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,596
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,974.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.19
Avg. DMV Fee	88.00
Cash Sale Price	$41,878.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,878.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2026 Genesis GV70 2.5T Standard

2023 Dodge Challenger R/T

2024 Hyundai SANTA FE Calligraphy

2024 Toyota RAV4 Hybrid XLE

2025 Genesis G70 2.5T Standard

2022 Genesis GV80 3.5T

2025 Hyundai SANTA FE Calligraphy

2024 Ram 2500 Big Horn

2026 Genesis GV70 2.5T Standard

Greater Charlotte Area Cities with Used Cars for Sale Below $40K

Metro Charlotte Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Dodge Challenger R/T

Dodge Challenger R/T

2023 Dodge Challenger R/T Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2024 Toyota RAV4 Hybrid XLE Car Loan Estimate

2025 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2025 Genesis G70 2.5T Standard Car Loan Estimate

2022 Genesis GV80 3.5T

Genesis GV80 3.5T

2022 Genesis GV80 3.5T Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $40K

Metro Charlotte Area Counties with Used Cars for Sale Below $40,000

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