Charlotte, NC Area Used Cars Under $40,000

2025 Genesis G70 2.5T Sport Prestige

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This low mileage used 2025 Genesis G70 2.5T Sport Prestige AWD sedan under 14,000 miles, a transmission, and 2.5L gas engine is for sale right now below $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,547
Est. Payment:	$709.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,342
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,547.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,204.38
Avg. DMV Fee	88.00
Cash Sale Price	$41,438.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,438.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV80 3.5T

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This average mileage preowned 2022 Genesis GV80 3.5T AWD SUV below 77,000 miles, a transmission, and 3.5L gas engine is for sale right now under $38K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$37,499
Est. Payment:	$853.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,841
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.94
Avg. DMV Fee	88.00
Cash Sale Price	$39,328.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,328.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$853.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 3,000 miles, a transmission, and 1.6L hybrid engine is for sale right now under $36K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$35,999
Est. Payment:	$646.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,717
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.94
Avg. DMV Fee	88.00
Cash Sale Price	$37,783.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,783.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$646.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage second hand 2026 Genesis GV70 2.5T Standard AWD SUV below 6,000 miles, a transmission, and 2.5L gas engine is for sale right now under $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,627
Est. Payment:	$710.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,596
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,627.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,206.78
Avg. DMV Fee	88.00
Cash Sale Price	$41,520.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,520.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,627.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC60 B5 Ultimate Bright Theme

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This low mileage second hand 2023 Volvo XC60 B5 Ultimate Bright Theme AWD SUV under 32,000 miles, a transmission, and 2.0L hybrid engine is for sale right now below $38K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$37,999
Est. Payment:	$681.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,483
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.94
Avg. DMV Fee	88.00
Cash Sale Price	$39,843.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,843.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G70 2.5T Standard

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This low mileage second hand 2025 Genesis G70 2.5T Standard RWD sedan below 11,000 miles, a transmission, and 2.5L gas engine is for sale right now below $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,999
Est. Payment:	$717.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,754
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.94
Avg. DMV Fee	88.00
Cash Sale Price	$41,903.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,903.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage used 2025 Hyundai SANTA FE Calligraphy AWD SUV under 8,000 miles, a transmission, and 2.5L gas engine is for sale right now under $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,248
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage preowned 2025 Hyundai TUCSON Hybrid Limited AWD SUV below 42,000 miles, a transmission, and 1.6L hybrid engine is for sale right now below $36K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$35,499
Est. Payment:	$637.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,032
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$35,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,082.94
Avg. DMV Fee	88.00
Cash Sale Price	$37,268.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,268.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$637.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage second hand 2026 Genesis GV70 2.5T Standard AWD SUV under 4,000 miles, a transmission, and 2.5L gas engine is for sale right now under $40K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$39,974
Est. Payment:	$716.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,562
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$39,974.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.19
Avg. DMV Fee	88.00
Cash Sale Price	$41,878.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,878.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage second hand 2024 Ram 2500 Big Horn 4X4 pickup under 41,000 miles, a transmission, and 6.4L gas engine is for sale right now below $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,010
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $40,000

2025 Genesis G70 2.5T Sport Prestige

2022 Genesis GV80 3.5T

2026 Hyundai SANTA FE Hybrid SEL

2026 Genesis GV70 2.5T Standard

2023 Volvo XC60 B5 Ultimate Bright Theme

2025 Genesis G70 2.5T Standard

2025 Hyundai SANTA FE Calligraphy

2025 Hyundai TUCSON Hybrid Limited

2026 Genesis GV70 2.5T Standard

2024 Ram 2500 Big Horn

Greater Charlotte Area Cities with Used Cars for Sale Below $40K

Metro Charlotte Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Vehicles Priced Below $40,000

2025 Genesis G70 2.5T Sport Prestige

Genesis G70 2.5T Sport Prestige

2025 Genesis G70 2.5T Sport Prestige Car Loan Estimate

2022 Genesis GV80 3.5T

Genesis GV80 3.5T

2022 Genesis GV80 3.5T Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Volvo XC60 B5 Ultimate Bright Theme

Volvo XC60 B5 Ultimate Bright Theme

2023 Volvo XC60 B5 Ultimate Bright Theme Car Loan Estimate

2025 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2025 Genesis G70 2.5T Standard Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

Greater Charlotte Area Cities with Used Cars for Sale Below $40K

Metro Charlotte Area Counties with Used Cars for Sale Below $40,000

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