Charlotte, NC Area Used Pickups Under $40,000

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $38K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$37,884
Est. Payment:	$679.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	499
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$37,884.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,154.49
Avg. DMV Fee	88.00
Cash Sale Price	$39,725.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,725.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This low mileage second hand 2024 Ram 2500 Big Horn 4x4 pickup below 41,000 miles, automatic transmission, and 22 MPG, 6.4L gas engine is for sale right now under $39K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$38,900
Est. Payment:	$697.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,010
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,184.97
Avg. DMV Fee	88.00
Cash Sale Price	$40,771.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,771.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This below average mileage used 2024 Toyota Tacoma SR5 4x4 pickup under 65,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $37K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$36,108
Est. Payment:	$752.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,817
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$36,108.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,101.21
Avg. DMV Fee	88.00
Cash Sale Price	$37,896.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,896.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$752.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,108.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage second hand 2025 Ram 1500 Big Horn 4x4 pickup below 26,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $40K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$39,642
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,550
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$39,642.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,207.23
Avg. DMV Fee	88.00
Cash Sale Price	$41,536.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2024 Toyota Tacoma TRD Off-Road 4x4 pickup under 43,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $38K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$37,999
Est. Payment:	$681.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,801
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,157.94
Avg. DMV Fee	88.00
Cash Sale Price	$39,843.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,843.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2025 Toyota Tacoma TRD Off-Road 4x4 pickup under 17,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $40K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$39,399
Est. Payment:	$706.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,044
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$39,399.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,199.94
Avg. DMV Fee	88.00
Cash Sale Price	$41,285.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,285.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This average mileage second hand 2022 GMC Sierra 1500 Elevation 4x4 pickup under 76,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now below $38K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$37,736
Est. Payment:	$858.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,883
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$37,736.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,150.05
Avg. DMV Fee	88.00
Cash Sale Price	$39,573.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,573.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$858.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,736.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Z71

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This low mileage used 2023 Chevrolet Colorado Z71 4x4 pickup under 40,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $36K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$35,849
Est. Payment:	$643.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,883
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$35,849.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,093.44
Avg. DMV Fee	88.00
Cash Sale Price	$37,629.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,629.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$643.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR5

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This average mileage second hand 2023 Toyota Tundra SR5 RWD pickup below 73,000 miles, automatic transmission, and 22 MPG, 3.4L gas engine is for sale right now under $39K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$38,199
Est. Payment:	$869.18 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,298
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$38,199.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,163.94
Avg. DMV Fee	88.00
Cash Sale Price	$40,049.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,049.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$869.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport

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This low mileage used 2024 Toyota Tacoma TRD Sport 4x4 pickup under 20,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $40K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$39,599
Est. Payment:	$709.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,261
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$39,599.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,205.94
Avg. DMV Fee	88.00
Cash Sale Price	$41,491.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,491.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2024 Ram 2500 Big Horn

2024 Toyota Tacoma SR5

2025 Ram 1500 Big Horn

2024 Toyota Tacoma TRD Off-Road

2025 Toyota Tacoma TRD Off-Road

2022 GMC Sierra 1500 Elevation

2023 Chevrolet Colorado Z71

2023 Toyota Tundra SR5

2024 Toyota Tacoma TRD Sport

Greater Charlotte Area Cities with Used Pickups for Sale Below $40K

Metro Charlotte Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2025 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2025 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2022 GMC Sierra 1500 Elevation Car Loan Estimate

2023 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2023 Chevrolet Colorado Z71 Car Loan Estimate

2023 Toyota Tundra SR5

Toyota Tundra SR5

2023 Toyota Tundra SR5 Car Loan Estimate

2024 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2024 Toyota Tacoma TRD Sport Car Loan Estimate

Greater Charlotte Area Cities with Used Pickups for Sale Below $40K

Metro Charlotte Area Counties with Used Pickups for Sale Below $40,000

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