Used Cars under $400 per month for Sale in the Greater Albuquerque - Santa Fe Area

15 Preowned vehicles for sale in the Metro Albuquerque - Santa Fe area with monthly payments below $400. Search by payment, bodystyle, engine type, or drivetrain.

Your Location

Filters

Metro Albuquerque - Santa Fe Secondhand Used Vehicles with Payments Under $400 / Month

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
NM
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2018 Honda Civic LX for Sale
2018 Honda Civic LX

⇩ View Seller Description

This below average mileage preowned 2018 Honda Civic LX FWD sedan below 65,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $17K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price: $16,999
Est. Payment: $376.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 65,274
Location: Albuquerque, NM
Preowned 2023 Buick Encore GX Select for Sale
2023 Buick Encore GX Select

⇩ View Seller Description

This low mileage used 2023 Buick Encore GX Select FWD SUV under 38,000 miles, cvt transmission, and 32 MPG, 1.2L gas engine is for sale right now under $20K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price: $19,995
Est. Payment: $380.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 38,145
Location: Albuquerque, NM
Preowned 2025 Nissan Versa S for Sale
2025 Nissan Versa S

⇩ View Seller Description

This low mileage preowned 2025 Nissan Versa S FWD sedan under 12,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now under $20K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price: $19,995
Est. Payment: $380.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 12,215
Location: Albuquerque, NM
Preowned 2024 Chevrolet Malibu LT for Sale
2024 Chevrolet Malibu LT

⇩ View Seller Description

This low mileage used 2024 Chevrolet Malibu LT FWD sedan below 41,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $21K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price: $20,649
Est. Payment: $392.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 40,687
Location: Rio Rancho, NM
Preowned 2021 Ford Escape SE for Sale
2021 Ford Escape SE

⇩ View Seller Description

This low mileage used 2021 Ford Escape SE FWD SUV under 38,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now below $20K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price: $19,980
Est. Payment: $380.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 38,070
Location: Roswell, NM
Preowned 2021 Nissan Altima 2.5 SV for Sale
2021 Nissan Altima 2.5 SV

⇩ View Seller Description

This low mileage second hand 2021 Nissan Altima 2.5 SV FWD sedan below 60,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $18K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price: $17,995
Est. Payment: $368.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 59,929
Location: Rio Rancho, NM
Preowned 2025 Kia Soul S for Sale
2025 Kia Soul S

⇩ View Seller Description

This low mileage preowned 2025 Kia Soul S FWD hatchback under 14,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price: $19,999
Est. Payment: $380.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 13,898
Location: Albuquerque, NM
Preowned 2020 Volkswagen Jetta S for Sale
2020 Volkswagen Jetta S

⇩ View Seller Description

This low mileage used 2020 Volkswagen Jetta S FWD sedan below 55,000 miles, automatic transmission, and 32 MPG, 1.4L gas engine is for sale right now below $18K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price: $17,902
Est. Payment: $366.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 55,011
Location: Hobbs, NM
Preowned 2022 Nissan Sentra SR for Sale
2022 Nissan Sentra SR

⇩ View Seller Description

This low mileage used 2022 Nissan Sentra SR FWD sedan under 57,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $19K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price: $18,115
Est. Payment: $370.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 56,722
Location: Rio Rancho, NM
Preowned 2022 Nissan Altima 2.5 SV for Sale
2022 Nissan Altima 2.5 SV

⇩ View Seller Description

This below average mileage second hand 2022 Nissan Altima 2.5 SV FWD sedan below 61,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price: $18,395
Est. Payment: $407.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 60,664
Location: Rio Rancho, NM
Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $400 / Month
Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $400 / Month