Metro Albuquerque - Santa Fe, NM Area Used Cars Under $400 a Month

2023 Buick Encore GX Select

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This low mileage second hand 2023 Buick Encore GX Select FWD SUV below 38,000 miles, cvt transmission, and 30 MPG, 1.2L gas engine is for sale right now below $20K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$19,995
Est. Payment:	$380.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,145
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,842.26
Avg. DMV Fee	65.00
Cash Sale Price	$22,241.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,241.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$380.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Civic LX

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This below average mileage second hand 2018 Honda Civic LX FWD sedan below 65,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $17K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$16,999
Est. Payment:	$376.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,274
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,570.82
Avg. DMV Fee	65.00
Cash Sale Price	$18,973.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,973.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$376.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Versa S

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This low mileage second hand 2025 Nissan Versa S FWD sedan under 12,000 miles, cvt transmission, and 30 MPG, 1.6L gas engine is for sale right now below $20K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$19,995
Est. Payment:	$380.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,215
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,842.26
Avg. DMV Fee	65.00
Cash Sale Price	$22,241.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,241.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$380.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai KONA SEL

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This low mileage second hand 2019 Hyundai KONA SEL AWD SUV below 54,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $18K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$17,995
Est. Payment:	$368.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,744
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,661.06
Avg. DMV Fee	65.00
Cash Sale Price	$20,060.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,060.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$368.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Escape SE

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This low mileage preowned 2021 Ford Escape SE FWD SUV under 38,000 miles, automatic transmission, and 30 MPG, 1.5L gas engine is for sale right now under $20K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$19,980
Est. Payment:	$380.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,070
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$19,980.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,840.90
Avg. DMV Fee	65.00
Cash Sale Price	$22,224.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,224.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$380.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LX

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This low mileage used 2024 Kia Forte LX FWD sedan under 36,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$19,575
Est. Payment:	$372.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,166
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$19,575.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,804.21
Avg. DMV Fee	65.00
Cash Sale Price	$21,783.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,783.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$372.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra SR

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This low mileage used 2022 Nissan Sentra SR FWD sedan below 57,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $19K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$18,115
Est. Payment:	$370.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,722
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$18,115.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,671.93
Avg. DMV Fee	65.00
Cash Sale Price	$20,190.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,190.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$370.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,115.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SV

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This below average mileage used 2022 Nissan Altima 2.5 SV FWD sedan under 61,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $19K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$18,395
Est. Payment:	$407.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,664
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$18,395.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,697.30
Avg. DMV Fee	65.00
Cash Sale Price	$20,496.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,496.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$407.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan below 36,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $22K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$21,475
Est. Payment:	$408.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,388
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$21,475.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,976.35
Avg. DMV Fee	65.00
Cash Sale Price	$23,855.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,855.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$408.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage used 2025 Kia Soul S FWD hatchback under 14,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$19,999
Est. Payment:	$380.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,898
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,842.62
Avg. DMV Fee	65.00
Cash Sale Price	$22,245.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,245.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$380.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles with Payments Under $400 / Month

2023 Buick Encore GX Select

2018 Honda Civic LX

2025 Nissan Versa S

2019 Hyundai KONA SEL

2021 Ford Escape SE

2024 Kia Forte LX

2022 Nissan Sentra SR

2022 Nissan Altima 2.5 SV

2025 Kia K4 LXS

2025 Kia Soul S

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $400 / Month

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles with Payments Under $400 / Month

2023 Buick Encore GX Select

Buick Encore GX Select

2023 Buick Encore GX Select Car Loan Estimate

2018 Honda Civic LX

Honda Civic LX

2018 Honda Civic LX Car Loan Estimate

2025 Nissan Versa S

Nissan Versa S

2025 Nissan Versa S Car Loan Estimate

2019 Hyundai KONA SEL

Hyundai KONA SEL

2019 Hyundai KONA SEL Car Loan Estimate

2021 Ford Escape SE

Ford Escape SE

2021 Ford Escape SE Car Loan Estimate

2024 Kia Forte LX

Kia Forte LX

2024 Kia Forte LX Car Loan Estimate

2022 Nissan Sentra SR

Nissan Sentra SR

2022 Nissan Sentra SR Car Loan Estimate

2022 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2022 Nissan Altima 2.5 SV Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $400 / Month

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $400 / Month

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