Albuquerque - Santa Fe, NM Area Used Cars Under $40,000

2024 Hyundai PALISADE Limited

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This low mileage certified used 2024 Hyundai PALISADE Limited FWD SUV under 50,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $37K at Larry H Miller Sw Hyundai Albuquerq in Albuquerque, NM. ...View More Details

Sales Price:	$36,232
Est. Payment:	$683.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,896
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,232.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,313.33
Avg. DMV Fee	65.00
Cash Sale Price	$39,949.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,949.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,232.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Overland

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This low mileage second hand 2023 Jeep Grand Cherokee L Overland 4x4 SUV below 20,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $38K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$37,855
Est. Payment:	$713.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,577
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$37,855.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,460.38
Avg. DMV Fee	65.00
Cash Sale Price	$41,719.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,719.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage second hand 2025 Jeep Wrangler Sahara 4x4 SUV under 28,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $36K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$35,998
Est. Payment:	$679.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,999
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,292.13
Avg. DMV Fee	65.00
Cash Sale Price	$39,694.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,694.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 INFINITI QX60 Sensory

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This low mileage used 2025 INFINITI QX60 Sensory AWD SUV below 25,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $40K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$39,585
Est. Payment:	$746.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,434
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,585.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,617.11
Avg. DMV Fee	65.00
Cash Sale Price	$43,606.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,606.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$746.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger Lariat

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This low mileage used 2023 Ford Ranger Lariat 4x4 pickup below 33,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$37,932
Est. Payment:	$715.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,529
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,467.35
Avg. DMV Fee	65.00
Cash Sale Price	$41,803.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,803.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 TRD Off-Road

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This low mileage preowned 2023 Toyota RAV4 TRD Off-Road AWD SUV under 37,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $39K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$38,788
Est. Payment:	$731.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,090
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$38,788.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,544.91
Avg. DMV Fee	65.00
Cash Sale Price	$42,736.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,736.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$731.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage used 2020 Toyota Tacoma TRD Pro 4x4 pickup below 59,000 miles, manual transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$39,932
Est. Payment:	$807.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,179
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.55
Avg. DMV Fee	65.00
Cash Sale Price	$43,984.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,984.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$807.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Tundra Limited

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This high mileage second hand 2019 Toyota Tundra Limited 4x4 pickup below 116,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now under $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,449
Est. Payment:	$1209.48 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,725
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,449.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,242.39
Avg. DMV Fee	65.00
Cash Sale Price	$39,095.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,095.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1209.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup below 51,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $38K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$37,995
Est. Payment:	$768.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,424
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,473.06
Avg. DMV Fee	65.00
Cash Sale Price	$41,872.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,872.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$768.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage second hand 2024 Ford Explorer Limited AWD SUV below 53,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$35,980
Est. Payment:	$728.44 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,389
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$35,980.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,290.50
Avg. DMV Fee	65.00
Cash Sale Price	$39,674.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,674.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$728.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

2023 Jeep Grand Cherokee L Overland

2025 Jeep Wrangler Sahara

2025 INFINITI QX60 Sensory

2023 Ford Ranger Lariat

2023 Toyota RAV4 TRD Off-Road

2020 Toyota Tacoma TRD Pro

2019 Toyota Tundra Limited

2024 Ford F-150 XLT

2024 Ford Explorer Limited

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2023 Jeep Grand Cherokee L Overland

Jeep Grand Cherokee L Overland

2023 Jeep Grand Cherokee L Overland Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2025 INFINITI QX60 Sensory

INFINITI QX60 Sensory

2025 INFINITI QX60 Sensory Car Loan Estimate

2023 Ford Ranger Lariat

Ford Ranger Lariat

2023 Ford Ranger Lariat Car Loan Estimate

2023 Toyota RAV4 TRD Off-Road

Toyota RAV4 TRD Off-Road

2023 Toyota RAV4 TRD Off-Road Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2019 Toyota Tundra Limited

Toyota Tundra Limited

2019 Toyota Tundra Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

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