Albuquerque - Santa Fe, NM Area Used Cars Under $40,000

2025 Chevrolet Blazer RS

⇩ View Seller Description

This low mileage certified second hand 2025 Chevrolet Blazer RS AWD SUV under 1,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $39K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,285
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Tesla Model Y Long Range

⇩ View Seller Description

This low mileage used 2020 Tesla Model Y Long Range AWD SUV under 36,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$36,999
Est. Payment:	$697.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,169
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.82
Avg. DMV Fee	65.00
Cash Sale Price	$40,785.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,785.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Classic SLT

⇩ View Seller Description

This low mileage preowned 2024 Ram 1500 Classic SLT 4x4 pickup below 56,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $37K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$36,432
Est. Payment:	$737.49 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,342
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,432.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,331.45
Avg. DMV Fee	65.00
Cash Sale Price	$40,167.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,167.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$737.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV under 48,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$36,999
Est. Payment:	$697.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,746
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.82
Avg. DMV Fee	65.00
Cash Sale Price	$40,785.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,785.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.91

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Escape Plug-In Hybrid PHEV

⇩ View Seller Description

This low mileage used 2026 Ford Escape Plug-In Hybrid PHEV FWD SUV below 1,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $37K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$36,888
Est. Payment:	$695.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	665
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,372.77
Avg. DMV Fee	65.00
Cash Sale Price	$40,664.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sahara

⇩ View Seller Description

This low mileage used 2024 Jeep Wrangler Sahara 4x4 SUV under 47,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $39K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$38,994
Est. Payment:	$735.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,588
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$38,994.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.57
Avg. DMV Fee	65.00
Cash Sale Price	$42,961.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,961.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 24,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$39,975
Est. Payment:	$753.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,813
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$39,975.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,652.45
Avg. DMV Fee	65.00
Cash Sale Price	$44,031.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,031.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$753.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Suburban LT

⇩ View Seller Description

This average mileage preowned 2023 Chevrolet Suburban LT RWD SUV under 80,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $38K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$37,861
Est. Payment:	$1001.70 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,379
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$37,861.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,460.92
Avg. DMV Fee	65.00
Cash Sale Price	$41,725.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,725.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1001.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee Laredo

⇩ View Seller Description

This low mileage used 2025 Jeep Grand Cherokee Laredo 4x4 SUV below 23,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $36K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$35,999
Est. Payment:	$679.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,600
Location:	Raton, NM

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,292.22
Avg. DMV Fee	65.00
Cash Sale Price	$39,695.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,695.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 47,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,917
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$753.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Blazer RS

2020 Tesla Model Y Long Range

2024 Ram 1500 Classic SLT

2023 Lincoln Nautilus Reserve

2026 Ford Escape Plug-In Hybrid PHEV

2024 Jeep Wrangler Sahara

2025 Ford Explorer ST-Line

2023 Chevrolet Suburban LT

2025 Jeep Grand Cherokee Laredo

2023 Ford F-150 Lariat

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Blazer RS

Chevrolet Blazer RS

2025 Chevrolet Blazer RS Car Loan Estimate

2020 Tesla Model Y Long Range

Tesla Model Y Long Range

2020 Tesla Model Y Long Range Car Loan Estimate

2024 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2024 Ram 1500 Classic SLT Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2026 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2026 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2024 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2024 Jeep Wrangler Sahara Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Chevrolet Suburban LT

Chevrolet Suburban LT

2023 Chevrolet Suburban LT Car Loan Estimate

2025 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2025 Jeep Grand Cherokee Laredo Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments