Albuquerque - Santa Fe, NM Area Used Cars Under $40,000

2023 INFINITI QX60 Pure

⇩ View Seller Description

This low mileage preowned 2023 INFINITI QX60 Pure AWD SUV below 33,000 miles, a transmission, and 27 MPG, 3.5L gas engine is for sale right now under $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,995
Est. Payment:	$697.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,217
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.46
Avg. DMV Fee	65.00
Cash Sale Price	$40,781.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,781.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

⇩ View Seller Description

This low mileage preowned 2022 Ford Explorer Timberline AWD SUV under 51,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$728.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,807
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$728.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

⇩ View Seller Description

This low mileage preowned 2025 Ford Mustang EcoBoost RWD coupe under 8,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $39K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,978
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model Y Long Range

⇩ View Seller Description

This low mileage second hand 2024 Tesla Model Y Long Range AWD SUV under 45,000 miles, a transmission, and 0.0L electric engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,743
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon

⇩ View Seller Description

This low mileage second hand 2025 Jeep Wrangler Rubicon 4X4 SUV below 25,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $40K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$39,988
Est. Payment:	$753.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,606
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,653.63
Avg. DMV Fee	65.00
Cash Sale Price	$44,045.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,045.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$753.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Rebel

⇩ View Seller Description

This above average mileage second hand 2022 Ram 1500 Rebel 4X4 pickup below 94,000 miles, a transmission, and 27 MPG, 3.0L diesel engine is for sale right now under $38K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$37,932
Est. Payment:	$1127.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,093
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,467.35
Avg. DMV Fee	65.00
Cash Sale Price	$41,803.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,803.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1127.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Ranger XLT 4X4 pickup below 33,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now under $38K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$37,789
Est. Payment:	$712.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,529
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,789.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,454.40
Avg. DMV Fee	65.00
Cash Sale Price	$41,647.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,647.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,789.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Willys Sport

⇩ View Seller Description

This low mileage used 2023 Jeep Gladiator Willys Sport 4X4 pickup under 14,000 miles, a transmission, and 27 MPG, 3.0L diesel engine is for sale right now under $40K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$39,455
Est. Payment:	$743.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,214
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$39,455.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,605.34
Avg. DMV Fee	65.00
Cash Sale Price	$43,464.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,464.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

⇩ View Seller Description

This below average mileage second hand 2023 Ford Ranger XLT 4X4 pickup below 61,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $36K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$35,980
Est. Payment:	$788.04 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,355
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$35,980.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,290.50
Avg. DMV Fee	65.00
Cash Sale Price	$39,674.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,674.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$788.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Outer Banks

⇩ View Seller Description

This low mileage used 2024 Ford Bronco Sport Outer Banks AWD SUV under 22,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,929
Est. Payment:	$752.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,606
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,929.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.28
Avg. DMV Fee	65.00
Cash Sale Price	$43,981.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,981.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$752.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,929.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2023 INFINITI QX60 Pure

2022 Ford Explorer Timberline

2025 Ford Mustang EcoBoost

2024 Tesla Model Y Long Range

2025 Jeep Wrangler Rubicon

2022 Ram 1500 Rebel

2023 Ford Ranger XLT

2023 Jeep Gladiator Willys Sport

2023 Ford Ranger XLT

2024 Ford Bronco Sport Outer Banks

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2023 INFINITI QX60 Pure

INFINITI QX60 Pure

2023 INFINITI QX60 Pure Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2024 Tesla Model Y Long Range

Tesla Model Y Long Range

2024 Tesla Model Y Long Range Car Loan Estimate

2025 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2025 Jeep Wrangler Rubicon Car Loan Estimate

2022 Ram 1500 Rebel

Ram 1500 Rebel

2022 Ram 1500 Rebel Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2023 Jeep Gladiator Willys Sport

Jeep Gladiator Willys Sport

2023 Jeep Gladiator Willys Sport Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2024 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2024 Ford Bronco Sport Outer Banks Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments