Albuquerque - Santa Fe, NM Area Used Cars Under $40,000

2024 Hyundai PALISADE Limited

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This low mileage certified second hand 2024 Hyundai PALISADE Limited FWD SUV under 50,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $37K at Larry H Miller Sw Hyundai Albuquerq in Albuquerque, NM. ...View More Details

Sales Price:	$36,232
Est. Payment:	$683.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,896
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,232.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,313.33
Avg. DMV Fee	65.00
Cash Sale Price	$39,949.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,949.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,232.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 24,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$39,975
Est. Payment:	$753.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,813
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$39,975.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,652.45
Avg. DMV Fee	65.00
Cash Sale Price	$44,031.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,031.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage second hand 2020 Toyota Tacoma TRD Pro 4x4 pickup under 59,000 miles, manual transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$39,932
Est. Payment:	$807.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,179
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.55
Avg. DMV Fee	65.00
Cash Sale Price	$43,984.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,984.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$807.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Premium

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This low mileage certified second hand 2023 Ford Mustang Mach-E Premium AWD SUV below 19,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$39,432
Est. Payment:	$743.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,984
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,432.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,603.25
Avg. DMV Fee	65.00
Cash Sale Price	$43,439.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,439.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup below 51,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $40K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$39,725
Est. Payment:	$803.43 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,005
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$39,725.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,629.80
Avg. DMV Fee	65.00
Cash Sale Price	$43,758.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,758.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$803.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Camaro SS

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This low mileage preowned 2016 Chevrolet Camaro SS RWD convertible below 31,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $39K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$38,444
Est. Payment:	$724.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,322
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$38,444.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,513.74
Avg. DMV Fee	65.00
Cash Sale Price	$42,361.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,361.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 59,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $38K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$37,999
Est. Payment:	$768.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,456
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,473.42
Avg. DMV Fee	65.00
Cash Sale Price	$41,876.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,876.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$768.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage preowned 2025 Jeep Wrangler Sahara 4x4 SUV below 28,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$35,998
Est. Payment:	$679.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,999
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,292.13
Avg. DMV Fee	65.00
Cash Sale Price	$39,694.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,694.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage preowned 2023 Jeep Wrangler Sahara 4xe 4x4 SUV under 18,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $36K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$35,432
Est. Payment:	$668.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,829
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$35,432.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,240.85
Avg. DMV Fee	65.00
Cash Sale Price	$39,076.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,076.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 47,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,917
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

2025 Ford Explorer ST-Line

2020 Toyota Tacoma TRD Pro

2023 Ford Mustang Mach-E Premium

2022 Ford F-150 XL

2016 Chevrolet Camaro SS

2023 Ford F-150 Lariat

2025 Jeep Wrangler Sahara

2023 Jeep Wrangler Sahara 4xe

2023 Ford F-150 XLT

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2016 Chevrolet Camaro SS

Chevrolet Camaro SS

2016 Chevrolet Camaro SS Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $40K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $40,000

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