Albuquerque - Santa Fe, NM Area Used Cars Under $55,000

2026 GMC Sierra 1500 Elevation

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This low mileage used 2026 GMC Sierra 1500 Elevation 4x4 pickup below 18,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $53K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$52,999
Est. Payment:	$996.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,985
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,832.42
Avg. DMV Fee	65.00
Cash Sale Price	$58,235.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,235.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$996.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 15,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $55K at Permian Ford in Hobbs, NM. ...View More Details

Sales Price:	$54,987
Est. Payment:	$1033.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,177
Location:	Hobbs, NM

Item	Amount
Used Car Price⁽¹⁾	$54,987.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	5,012.54
Avg. DMV Fee	65.00
Cash Sale Price	$60,403.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,403.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1033.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lightning Flash

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This low mileage second hand 2025 Ford F-150 Lightning Flash AWD pickup below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $53K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$52,995
Est. Payment:	$996.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,312
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$52,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,832.06
Avg. DMV Fee	65.00
Cash Sale Price	$58,231.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,231.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$996.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage certified second hand 2023 Ford F-150 Platinum 4x4 pickup below 37,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $53K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$52,932
Est. Payment:	$995.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,814
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$52,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,826.35
Avg. DMV Fee	65.00
Cash Sale Price	$58,162.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,162.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$995.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage second hand 2023 Ford F-150 Tremor 4x4 pickup under 33,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $53K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$52,890
Est. Payment:	$994.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,137
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$52,890.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,822.55
Avg. DMV Fee	65.00
Cash Sale Price	$58,116.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,116.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$994.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $51K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$50,995
Est. Payment:	$959.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,374
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,650.86
Avg. DMV Fee	65.00
Cash Sale Price	$56,049.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,049.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$959.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 3500 Laramie

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This below average mileage used 2022 Ram 3500 Laramie 4x4 pickup below 65,000 miles, transmission, and 6.7L diesel engine is for sale right now below $55K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$54,350
Est. Payment:	$1185.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,392
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$54,350.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,954.82
Avg. DMV Fee	65.00
Cash Sale Price	$59,708.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,708.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$1185.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage certified used 2023 Ford F-150 XLT 4x4 pickup below 23,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $55K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$54,432
Est. Payment:	$1023.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,404
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$54,432.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,962.25
Avg. DMV Fee	65.00
Cash Sale Price	$59,798.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,798.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1023.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Land Rover Defender 110 XS Edition

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This low mileage preowned 2022 Land Rover Defender 110 XS Edition AWD SUV under 25,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $54K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$53,479
Est. Payment:	$1005.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,212
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$53,479.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,875.91
Avg. DMV Fee	65.00
Cash Sale Price	$58,758.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,758.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1005.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 4x4 pickup below 6,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $53K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$52,888
Est. Payment:	$994.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,313
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$52,888.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,822.37
Avg. DMV Fee	65.00
Cash Sale Price	$58,114.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,114.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$994.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $55,000

2026 GMC Sierra 1500 Elevation

2025 Ford F-150 XLT

2025 Ford F-150 Lightning Flash

2023 Ford F-150 Platinum

2023 Ford F-150 Tremor

2025 Ford F-150 XLT

2022 Ram 3500 Laramie

2023 Ford F-150 XLT

2022 Land Rover Defender 110 XS Edition

2025 Toyota Tacoma SR5

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $55K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $55,000

2026 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2026 GMC Sierra 1500 Elevation Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 Lightning Flash

Ford F-150 Lightning Flash

2025 Ford F-150 Lightning Flash Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ram 3500 Laramie

Ram 3500 Laramie

2022 Ram 3500 Laramie Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Land Rover Defender 110 XS Edition

Land Rover Defender 110 XS Edition

2022 Land Rover Defender 110 XS Edition Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $55K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $55,000

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