Albuquerque - Santa Fe, NM Area Used Cars Under $55,000

2026 GMC Sierra 1500 Elevation

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This low mileage second hand 2026 GMC Sierra 1500 Elevation 4x4 pickup below 18,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $53K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$52,999
Est. Payment:	$996.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,985
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,832.42
Avg. DMV Fee	65.00
Cash Sale Price	$58,235.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,235.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$996.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-350 Super Duty XLT

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This above average mileage used 2020 Ford F-350 Super Duty XLT 4x4 pickup below 97,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $53K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$52,490
Est. Payment:	$1555.87 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,160
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$52,490.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,786.31
Avg. DMV Fee	65.00
Cash Sale Price	$57,680.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,680.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1555.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-250 Super Duty Limited

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This high mileage second hand 2018 Ford F-250 Super Duty Limited 4x4 pickup below 107,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $52K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$51,691
Est. Payment:	$1757.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,781
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$51,691.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,713.92
Avg. DMV Fee	65.00
Cash Sale Price	$56,808.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,808.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1757.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup below 45,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $54K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$53,932
Est. Payment:	$1013.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,900
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$53,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,916.95
Avg. DMV Fee	65.00
Cash Sale Price	$59,252.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,252.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1013.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 3500 Laramie

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This below average mileage used 2022 Ram 3500 Laramie 4x4 pickup under 65,000 miles, transmission, and 6.7L diesel engine is for sale right now under $55K at Keesee Motor Co in Cortez, CO. ...View More Details

Sales Price:	$54,350
Est. Payment:	$1185.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,392
Location:	Cortez, CO

Item	Amount
Used Car Price⁽¹⁾	$54,350.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,954.82
Avg. DMV Fee	65.00
Cash Sale Price	$59,708.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,708.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$1185.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LTZ

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This low mileage used 2024 Chevrolet Silverado 1500 LTZ 4x4 pickup under 21,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $52K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$51,995
Est. Payment:	$977.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,574
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,741.46
Avg. DMV Fee	65.00
Cash Sale Price	$57,140.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,140.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$977.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-350 Super Duty Lariat

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This low mileage second hand 2026 Ford F-350 Super Duty Lariat 4x4 pickup under 2,000 miles, automatic transmission, and 6.8L gas engine is for sale right now below $51K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$50,616
Est. Payment:	$952.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,785
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$50,616.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,616.52
Avg. DMV Fee	65.00
Cash Sale Price	$55,636.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,636.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$952.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage used 2025 Ford Explorer ST AWD SUV under 8,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $54K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$53,799
Est. Payment:	$1011.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,379
Location:	Raton, NM

Item	Amount
Used Car Price⁽¹⁾	$53,799.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,904.90
Avg. DMV Fee	65.00
Cash Sale Price	$59,107.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,107.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1011.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage preowned 2025 Ford Bronco Badlands 4x4 SUV under 3,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $55K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1033.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,828
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	5,013.62
Avg. DMV Fee	65.00
Cash Sale Price	$60,416.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,416.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1033.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

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This low mileage preowned 2024 Ram 3500 Tradesman 4x4 pickup under 49,000 miles, transmission, and 6.7L diesel engine is for sale right now under $55K at Roswell Ford in Roswell, NM. ...View More Details

Sales Price:	$54,488
Est. Payment:	$1024.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,077
Location:	Roswell, NM

Item	Amount
Used Car Price⁽¹⁾	$54,488.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,967.33
Avg. DMV Fee	65.00
Cash Sale Price	$59,859.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,859.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1024.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $55,000

2026 GMC Sierra 1500 Elevation

2020 Ford F-350 Super Duty XLT

2018 Ford F-250 Super Duty Limited

2023 Ford F-150 XL

2022 Ram 3500 Laramie

2024 Chevrolet Silverado 1500 LTZ

2026 Ford F-350 Super Duty Lariat

2025 Ford Explorer ST

2025 Ford Bronco Badlands

2024 Ram 3500 Tradesman

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $55K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Albuquerque - Santa Fe Area

Metro Albuquerque - Santa Fe Secondhand Used Vehicles Priced Below $55,000

2026 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2026 GMC Sierra 1500 Elevation Car Loan Estimate

2020 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2020 Ford F-350 Super Duty XLT Car Loan Estimate

2018 Ford F-250 Super Duty Limited

Ford F-250 Super Duty Limited

2018 Ford F-250 Super Duty Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ram 3500 Laramie

Ram 3500 Laramie

2022 Ram 3500 Laramie Car Loan Estimate

2024 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2024 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2026 Ford F-350 Super Duty Lariat

Ford F-350 Super Duty Lariat

2026 Ford F-350 Super Duty Lariat Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

Greater Albuquerque - Santa Fe Area Cities with Used Cars for Sale Below $55K

Metro Albuquerque - Santa Fe Area Counties with Used Cars for Sale Below $55,000

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