Metro Buffalo, NY Area Used Cars Under $400 a Month

2022 MINI Hardtop 2 Door Cooper S

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This low mileage second hand 2022 MINI Hardtop 2 Door Cooper S FWD hatchback below 43,000 miles, transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,420
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$375.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage used 2023 Hyundai ELANTRA SEL FWD sedan below 29,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$19,928
Est. Payment:	$374.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,659
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$19,928.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,776.27
Avg. DMV Fee	86.00
Cash Sale Price	$21,865.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,865.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA Limited

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This low mileage used 2020 Hyundai SONATA Limited FWD sedan below 46,000 miles, a transmission, and 29 MPG, 1.6L gas engine is for sale right now under $20K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$19,197
Est. Payment:	$360.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,686
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$19,197.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,711.35
Avg. DMV Fee	86.00
Cash Sale Price	$21,069.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,069.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$360.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda CX-5 Touring

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This low mileage second hand 2017 Mazda CX-5 Touring AWD SUV below 45,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now under $20K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$19,259
Est. Payment:	$361.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,350
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$19,259.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,716.86
Avg. DMV Fee	86.00
Cash Sale Price	$21,136.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,136.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$361.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan below 8,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $21K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$20,907
Est. Payment:	$392.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,603
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$20,907.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,863.20
Avg. DMV Fee	86.00
Cash Sale Price	$22,931.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,931.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$392.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,907.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage preowned 2024 Hyundai ELANTRA SE FWD sedan below 6,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $21K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$20,905
Est. Payment:	$392.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,628
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$20,905.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,863.02
Avg. DMV Fee	86.00
Cash Sale Price	$22,929.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,929.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$392.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage used 2023 Hyundai KONA SEL AWD SUV below 29,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$21,429
Est. Payment:	$402.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,190
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$21,429.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,909.56
Avg. DMV Fee	86.00
Cash Sale Price	$23,499.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,499.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$402.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage second hand 2023 Hyundai KONA SEL AWD SUV below 18,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$21,617
Est. Payment:	$405.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,662
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$21,617.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,926.25
Avg. DMV Fee	86.00
Cash Sale Price	$23,704.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,704.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$405.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,617.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage second hand 2023 Hyundai KONA SEL AWD SUV below 28,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $22K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$21,327
Est. Payment:	$400.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,664
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$21,327.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,900.50
Avg. DMV Fee	86.00
Cash Sale Price	$23,388.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,388.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$400.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,327.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage used 2022 Ford Escape SE AWD SUV below 16,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at Mastel Ford in Olean, NY. ...View More Details

Sales Price:	$19,900
Est. Payment:	$373.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,311
Location:	Olean, NY

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,773.78
Avg. DMV Fee	86.00
Cash Sale Price	$21,834.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Buffalo Area

Metro Buffalo Secondhand Used Vehicles with Payments Under $400 / Month

2022 MINI Hardtop 2 Door Cooper S

2023 Hyundai ELANTRA SEL

2020 Hyundai SONATA Limited

2017 Mazda CX-5 Touring

2023 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SE

2023 Hyundai KONA SEL

2023 Hyundai KONA SEL

2023 Hyundai KONA SEL

2022 Ford Escape SE

Greater Buffalo Area Cities with Used Cars for Sale Below $400 / Month

Metro Buffalo Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Buffalo Area

Metro Buffalo Secondhand Used Vehicles with Payments Under $400 / Month

2022 MINI Hardtop 2 Door Cooper S

MINI Hardtop 2 Door Cooper S

2022 MINI Hardtop 2 Door Cooper S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2020 Hyundai SONATA Limited

Hyundai SONATA Limited

2020 Hyundai SONATA Limited Car Loan Estimate

2017 Mazda CX-5 Touring

Mazda CX-5 Touring

2017 Mazda CX-5 Touring Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

Greater Buffalo Area Cities with Used Cars for Sale Below $400 / Month

Metro Buffalo Area Counties with Used Cars for Sale Below $400 / Month

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