Buffalo, NY Area Used Cars Under $40,000

2023 Cadillac XT5 Premium Luxury

⇩ View Seller Description

This low mileage preowned 2023 Cadillac XT5 Premium Luxury 4x4 SUV under 20,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$35,100
Est. Payment:	$656.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,813
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$35,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,123.54
Avg. DMV Fee	86.00
Cash Sale Price	$38,384.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,384.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lexus LS 500 Base

⇩ View Seller Description

This average mileage used 2019 Lexus LS 500 Base RWD sedan below 71,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $39K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$38,334
Est. Payment:	$909.46 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,751
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$38,334.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,410.72
Avg. DMV Fee	86.00
Cash Sale Price	$41,905.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,905.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$909.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,334.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G80 3.5T

⇩ View Seller Description

This low mileage used 2021 Genesis G80 3.5T RWD sedan under 57,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $37K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$36,260
Est. Payment:	$727.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,687
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$36,260.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,226.55
Avg. DMV Fee	86.00
Cash Sale Price	$39,647.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,647.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$727.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage certified used 2023 Genesis GV70 2.5T Standard AWD SUV below 32,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$36,883
Est. Payment:	$690.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,417
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$36,883.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,281.87
Avg. DMV Fee	86.00
Cash Sale Price	$40,325.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,325.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Blazer RS

⇩ View Seller Description

This low mileage preowned 2025 Chevrolet Blazer RS AWD SUV under 8,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $38K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$37,989
Est. Payment:	$710.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,696
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$37,989.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.08
Avg. DMV Fee	86.00
Cash Sale Price	$41,530.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,530.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage certified used 2025 Hyundai TUCSON Limited AWD SUV under 2,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$35,901
Est. Payment:	$671.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,901
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$35,901.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.67
Avg. DMV Fee	86.00
Cash Sale Price	$39,256.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,256.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage certified second hand 2023 Ford F-150 XL 4x4 pickup under 39,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now below $38K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$37,938
Est. Payment:	$709.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,935
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$37,938.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,375.55
Avg. DMV Fee	86.00
Cash Sale Price	$41,474.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,474.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage certified used 2025 Hyundai SANTA FE Hybrid SEL AWD SUV under 5,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $36K at Towne Hyundai in Orchard Park, NY. ...View More Details

Sales Price:	$35,447
Est. Payment:	$663.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,533
Location:	Orchard Park, NY

Item	Amount
Used Car Price⁽¹⁾	$35,447.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,154.35
Avg. DMV Fee	86.00
Cash Sale Price	$38,762.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,762.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage certified used 2024 Genesis GV70 2.5T Standard AWD SUV below 27,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $40K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,222
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger Lariat

⇩ View Seller Description

This low mileage used 2023 Ford Ranger Lariat 4x4 pickup under 33,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $36K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$35,672
Est. Payment:	$667.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,899
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$35,672.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,174.33
Avg. DMV Fee	86.00
Cash Sale Price	$39,007.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,007.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,672.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Buffalo Area

Metro Buffalo Secondhand Used Vehicles Priced Below $40,000

2023 Cadillac XT5 Premium Luxury

2019 Lexus LS 500 Base

2021 Genesis G80 3.5T

2023 Genesis GV70 2.5T Standard

2025 Chevrolet Blazer RS

2025 Hyundai TUCSON Limited

2023 Ford F-150 XL

2025 Hyundai SANTA FE Hybrid SEL

2024 Genesis GV70 2.5T Standard

2023 Ford Ranger Lariat

Greater Buffalo Area Cities with Used Cars for Sale Below $40K

Metro Buffalo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Buffalo Area

Metro Buffalo Secondhand Used Vehicles Priced Below $40,000

2023 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2023 Cadillac XT5 Premium Luxury Car Loan Estimate

2019 Lexus LS 500 Base

Lexus LS 500 Base

2019 Lexus LS 500 Base Car Loan Estimate

2021 Genesis G80 3.5T

Genesis G80 3.5T

2021 Genesis G80 3.5T Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Chevrolet Blazer RS

Chevrolet Blazer RS

2025 Chevrolet Blazer RS Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Ford Ranger Lariat

Ford Ranger Lariat

2023 Ford Ranger Lariat Car Loan Estimate

Greater Buffalo Area Cities with Used Cars for Sale Below $40K

Metro Buffalo Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments