Metro Buffalo, NY Area Used Cars Under $650 a Month

2021 Buick Envision Essence

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This high mileage used 2021 Buick Envision Essence AWD SUV below 115,000 miles, a transmission, and 30 MPG, 2.0L gas engine is for sale right now under $19K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$18,235
Est. Payment:	$619.41 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,006
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$18,235.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,625.93
Avg. DMV Fee	86.00
Cash Sale Price	$20,021.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,021.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$619.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,235.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV70 2.5T Standard

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This low mileage used 2022 Genesis GV70 2.5T Standard AWD SUV below 48,000 miles, a transmission, and 30 MPG, 2.5L gas engine is for sale right now under $34K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$33,500
Est. Payment:	$627.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,546
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,981.46
Avg. DMV Fee	86.00
Cash Sale Price	$36,642.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,642.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$627.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q5 quattro S line Prestige 45 TFSI

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This low mileage used 2022 Audi Q5 quattro S line Prestige 45 TFSI AWD SUV under 43,000 miles, a transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $34K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$33,263
Est. Payment:	$622.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,999
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$33,263.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,960.41
Avg. DMV Fee	86.00
Cash Sale Price	$36,384.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,384.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$622.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Envision Avenir

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This low mileage preowned 2024 Buick Envision Avenir AWD SUV under 43,000 miles, a transmission, and 30 MPG, 2.0L gas engine is for sale right now under $35K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$34,658
Est. Payment:	$648.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,028
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$34,658.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,084.29
Avg. DMV Fee	86.00
Cash Sale Price	$37,903.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,903.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$648.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,658.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT5 Premium Luxury

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This low mileage second hand 2023 Cadillac XT5 Premium Luxury 4X4 SUV below 20,000 miles, a transmission, and 30 MPG, 2.0L gas engine is for sale right now under $36K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$35,100
Est. Payment:	$656.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,980
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$35,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,123.54
Avg. DMV Fee	86.00
Cash Sale Price	$38,384.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,384.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage used 2022 Hyundai PALISADE Calligraphy AWD SUV under 35,000 miles, a transmission, and 30 MPG, 3.8L gas engine is for sale right now under $35K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$34,735
Est. Payment:	$650.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,067
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$34,735.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,091.13
Avg. DMV Fee	86.00
Cash Sale Price	$37,987.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,987.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XL

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This average mileage preowned 2018 Ford F-150 XL 4X4 pickup under 72,000 miles, a transmission, and 30 MPG, 5.0L gas engine is for sale right now below $27K at Ed Shults Ford in Jamestown, NY. ...View More Details

Sales Price:	$26,794
Est. Payment:	$636.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,827
Location:	Jamestown, NY

Item	Amount
Used Car Price⁽¹⁾	$26,794.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,385.97
Avg. DMV Fee	86.00
Cash Sale Price	$29,340.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,340.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$636.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 31,000 miles, a transmission, and 30 MPG, 2.7L gas engine is for sale right now under $34K at Howell Motors Ford in Lockport, NY. ...View More Details

Sales Price:	$33,995
Est. Payment:	$636.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,243
Location:	Lockport, NY

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.42
Avg. DMV Fee	86.00
Cash Sale Price	$37,181.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,181.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$636.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV under 9,000 miles, a transmission, and 30 MPG, 2.0L gas engine is for sale right now under $34K at Orleans Ford in Medina, NY. ...View More Details

Sales Price:	$33,486
Est. Payment:	$626.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,482
Location:	Medina, NY

Item	Amount
Used Car Price⁽¹⁾	$33,486.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,980.22
Avg. DMV Fee	86.00
Cash Sale Price	$36,627.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,627.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$626.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Limited

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This low mileage second hand 2025 Subaru Forester Limited AWD wagon under 15,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $35K at Ed Shults Ford in Jamestown, NY. ...View More Details

Sales Price:	$34,661
Est. Payment:	$648.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,153
Location:	Jamestown, NY

Item	Amount
Used Car Price⁽¹⁾	$34,661.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,084.56
Avg. DMV Fee	86.00
Cash Sale Price	$37,906.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,906.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$648.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Buffalo Area

Metro Buffalo Secondhand Used Vehicles with Payments Under $650 / Month

2021 Buick Envision Essence

2022 Genesis GV70 2.5T Standard

2022 Audi Q5 quattro S line Prestige 45 TFSI

2024 Buick Envision Avenir

2023 Cadillac XT5 Premium Luxury

2022 Hyundai PALISADE Calligraphy

2018 Ford F-150 XL

2023 Ford F-150 XL

2025 Ford Bronco Sport Badlands

2025 Subaru Forester Limited

Greater Buffalo Area Cities with Used Cars for Sale Below $650 / Month

Metro Buffalo Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Buffalo Area

Metro Buffalo Secondhand Used Vehicles with Payments Under $650 / Month

2021 Buick Envision Essence

Buick Envision Essence

2021 Buick Envision Essence Car Loan Estimate

2022 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2022 Genesis GV70 2.5T Standard Car Loan Estimate

2022 Audi Q5 quattro S line Prestige 45 TFSI

Audi Q5 quattro S line Prestige 45 TFSI

2022 Audi Q5 quattro S line Prestige 45 TFSI Car Loan Estimate

2024 Buick Envision Avenir

Buick Envision Avenir

2024 Buick Envision Avenir Car Loan Estimate

2023 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2023 Cadillac XT5 Premium Luxury Car Loan Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Car Loan Estimate

2018 Ford F-150 XL

Ford F-150 XL

2018 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Subaru Forester Limited

Subaru Forester Limited

2025 Subaru Forester Limited Car Loan Estimate

Greater Buffalo Area Cities with Used Cars for Sale Below $650 / Month

Metro Buffalo Area Counties with Used Cars for Sale Below $650 / Month

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