Cincinnati, OH Area Used Cars Under $40,000

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 37,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $40K at Columbia Hyundai in Cincinnati, OH. ...View More Details

Sales Price:	$39,461
Est. Payment:	$734.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,269
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$39,461.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,176.88
Avg. DMV Fee	39.00
Cash Sale Price	$42,926.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,926.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,461.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Sport

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This low mileage second hand 2021 Toyota Tacoma TRD Sport 4x4 pickup below 16,000 miles, manual transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,103
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage second hand 2024 Hyundai SANTA FE Calligraphy AWD SUV below 18,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Columbia Hyundai in Cincinnati, OH. ...View More Details

Sales Price:	$37,524
Est. Payment:	$698.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,825
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$37,524.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,021.92
Avg. DMV Fee	39.00
Cash Sale Price	$40,834.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,834.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

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This low mileage preowned 2022 Jeep Gladiator Rubicon 4x4 pickup below 42,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$35,259
Est. Payment:	$656.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,963
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$35,259.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,840.72
Avg. DMV Fee	39.00
Cash Sale Price	$38,388.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,388.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$656.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON XRT

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This low mileage second hand 2026 Hyundai TUCSON XRT AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Columbia Hyundai in Cincinnati, OH. ...View More Details

Sales Price:	$36,370
Est. Payment:	$677.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	850
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$36,370.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,929.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,588.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,588.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$677.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,370.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage preowned 2022 Hyundai PALISADE Calligraphy FWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $37K at Columbia Hyundai in Cincinnati, OH. ...View More Details

Sales Price:	$36,195
Est. Payment:	$674.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,204
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$36,195.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,915.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,399.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,399.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$674.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup below 52,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $38K at Beechmont Ford in Cincinnati, OH. ...View More Details

Sales Price:	$37,185
Est. Payment:	$743.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,119
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$37,185.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,994.80
Avg. DMV Fee	39.00
Cash Sale Price	$40,468.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,468.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$743.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This average mileage preowned 2024 Jeep Wagoneer Series II 4x4 SUV below 74,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $37K at Mike Castrucci Ford of Alexandria in Alexandria, KY. ...View More Details

Sales Price:	$36,945
Est. Payment:	$872.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,664
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$36,945.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,975.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,209.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,209.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$872.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XL

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This low mileage second hand 2023 Ford Ranger XL 4x4 pickup under 21,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Haag Ford Sales in Lawrenceburg, IN. ...View More Details

Sales Price:	$35,524
Est. Payment:	$661.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,390
Location:	Lawrenceburg, IN

Item	Amount
Used Car Price⁽¹⁾	$35,524.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,861.92
Avg. DMV Fee	39.00
Cash Sale Price	$38,674.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,674.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV below 37,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Beechmont Ford in Cincinnati, OH. ...View More Details

Sales Price:	$37,524
Est. Payment:	$698.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,986
Location:	Cincinnati, OH

Item	Amount
Used Car Price⁽¹⁾	$37,524.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,021.92
Avg. DMV Fee	39.00
Cash Sale Price	$40,834.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,834.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Cincinnati Area

Metro Cincinnati Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Calligraphy

2021 Toyota Tacoma TRD Sport

2024 Hyundai SANTA FE Calligraphy

2022 Jeep Gladiator Rubicon

2026 Hyundai TUCSON XRT

2022 Hyundai PALISADE Calligraphy

2022 Ford F-150 XL

2024 Jeep Wagoneer Series II

2023 Ford Ranger XL

2025 Ford Explorer Active

Greater Cincinnati Area Cities with Used Cars for Sale Below $40K

Metro Cincinnati Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Cincinnati Area

Metro Cincinnati Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2026 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2026 Hyundai TUCSON XRT Car Loan Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2023 Ford Ranger XL

Ford Ranger XL

2023 Ford Ranger XL Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

Greater Cincinnati Area Cities with Used Cars for Sale Below $40K

Metro Cincinnati Area Counties with Used Cars for Sale Below $40,000

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