Cincinnati, OH Area Used Cars Under $45,000

2023 Toyota 4Runner SR5 Premium

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This low mileage second hand 2023 Toyota 4Runner SR5 Premium 4X4 SUV under 56,000 miles, a transmission, and 20 MPG, 4.0L gas engine is for sale right now under $44K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$43,620
Est. Payment:	$1,153.06 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,230
Location:	Alexandria, KY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$43,620.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,509.60
Avg. DMV Fee	39.00
Cash Sale Price	$47,418.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$47,153.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$1,153.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty XLT

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This low mileage preowned 2020 Ford F-250 Super Duty XLT 4X4 pickup below 44,000 miles, a transmission, and 20 MPG, 6.2L flexible engine is for sale right now below $44K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$43,166
Est. Payment:	$1,087.08 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	44,004
Location:	Alexandria, KY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$43,166.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,473.28
Avg. DMV Fee	39.00
Cash Sale Price	$46,928.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$46,662.45
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,087.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,166.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage preowned 2024 Kia Telluride SX AWD SUV below 24,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now under $41K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$40,945
Est. Payment:	$1,031.15 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,442
Location:	Alexandria, KY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,945.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,295.60
Avg. DMV Fee	39.00
Cash Sale Price	$44,529.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$44,261.55
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,031.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 24,000 miles, a transmission, and 20 MPG, 1.6L hybrid engine is for sale right now below $43K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$42,081
Est. Payment:	$1,059.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,521
Location:	Alexandria, KY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$42,081.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,386.48
Avg. DMV Fee	39.00
Cash Sale Price	$45,756.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$45,489.56
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,059.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,081.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage second hand 2026 Hyundai PALISADE SEL Convenience FWD SUV below 6,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $41K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$40,265
Est. Payment:	$1,014.02 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,343
Location:	Alexandria, KY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,265.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,241.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,795.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$43,526.47
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,014.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,265.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LTZ

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This low mileage used 2022 Chevrolet Silverado 1500 Limited LTZ 4X4 pickup below 38,000 miles, a transmission, and 20 MPG, 6.2L gas engine is for sale right now below $41K at Haag Ford Sales, Inc. in Lawrenceburg, IN. ...View More Details

Sales Price:	$40,108
Est. Payment:	$1,010.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	37,711
Location:	Lawrenceburg, IN
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,108.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,228.64
Avg. DMV Fee	39.00
Cash Sale Price	$43,625.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$43,356.75
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,010.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,108.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 18,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Haag Ford Sales, Inc. in Lawrenceburg, IN. ...View More Details

Sales Price:	$40,447
Est. Payment:	$1,018.60 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,427
Location:	Lawrenceburg, IN
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$40,447.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,255.76
Avg. DMV Fee	39.00
Cash Sale Price	$43,991.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$43,723.21
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,018.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 SLT

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This low mileage preowned 2025 GMC Sierra 1500 SLT 4X4 pickup under 37,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $45K at Kings Ford Inc in Cincinnati, OH. ...View More Details

Sales Price:	$44,252
Est. Payment:	$1,114.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,884
Location:	Cincinnati, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$44,252.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,560.16
Avg. DMV Fee	39.00
Cash Sale Price	$48,101.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$47,836.41
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,114.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,252.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Honda Odyssey Elite

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This low mileage preowned 2024 Honda Odyssey Elite FWD mini-van under 49,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $42K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$41,699
Est. Payment:	$1,050.13 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,040
Location:	Cincinnati, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$41,699.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,355.92
Avg. DMV Fee	39.00
Cash Sale Price	$45,343.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$45,076.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,050.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 35,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $42K at Beechmont Ford, Inc. in Cincinnati, OH. ...View More Details

Sales Price:	$41,998
Est. Payment:	$1,057.66 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	35,268
Location:	Cincinnati, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,379.84
Avg. DMV Fee	39.00
Cash Sale Price	$45,666.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$45,399.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,057.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Cincinnati Area

Metro Cincinnati Secondhand Used Vehicles Priced Below $45,000

2023 Toyota 4Runner SR5 Premium

2020 Ford F-250 Super Duty XLT

2024 Kia Telluride SX

2025 Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai PALISADE SEL Convenience

2022 Chevrolet Silverado 1500 Limited LTZ

2023 Ford F-150 XLT

2025 GMC Sierra 1500 SLT

2024 Honda Odyssey Elite

2023 Ford F-150 XLT

Greater Cincinnati Area Cities with Used Cars for Sale Below $45K

Metro Cincinnati Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Cincinnati Area

Metro Cincinnati Secondhand Used Vehicles Priced Below $45,000

2023 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2023 Toyota 4Runner SR5 Premium Poor Credit Auto Finance Estimate

2020 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2020 Ford F-250 Super Duty XLT Poor Credit Auto Finance Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Poor Credit Car Finance Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Poor Credit Auto Finance Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Poor Credit Auto Finance Estimate

2022 Chevrolet Silverado 1500 Limited LTZ

Chevrolet Silverado 1500 Limited LTZ

2022 Chevrolet Silverado 1500 Limited LTZ Poor Credit Auto Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Finance Estimate

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Poor Credit Car Finance Estimate

2024 Honda Odyssey Elite

Honda Odyssey Elite

2024 Honda Odyssey Elite Poor Credit Auto Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Finance Estimate

Greater Cincinnati Area Cities with Used Cars for Sale Below $45K

Metro Cincinnati Area Counties with Used Cars for Sale Below $45,000

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