Sioux Falls, SD Area Used Pickups Under $40,000

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$39,746
Est. Payment:	$727.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,350
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$39,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,591.88
Avg. DMV Fee	48.00
Cash Sale Price	$42,514.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,514.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

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This average mileage preowned 2021 GMC Sierra 1500 SLT 4x4 pickup below 79,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $40K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$39,746
Est. Payment:	$922.68 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,169
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$39,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,591.88
Avg. DMV Fee	48.00
Cash Sale Price	$42,514.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,514.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$922.68

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 King Ranch

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This below average mileage preowned 2018 Ford F-150 King Ranch 4x4 pickup under 67,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $36K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$36,000
Est. Payment:	$765.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,680
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,348.39
Avg. DMV Fee	48.00
Cash Sale Price	$38,525.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,525.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$765.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 52,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$38,989
Est. Payment:	$765.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,984
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$38,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,542.67
Avg. DMV Fee	48.00
Cash Sale Price	$41,708.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,708.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$765.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This low mileage used 2021 Ford F-150 Limited 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Beadle Ford in Bowdle, SD. ...View More Details

Sales Price:	$37,900
Est. Payment:	$693.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,530
Location:	Bowdle, SD

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,471.89
Avg. DMV Fee	48.00
Cash Sale Price	$40,548.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,548.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 44,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$35,650
Est. Payment:	$652.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,344
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$35,650.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,325.64
Avg. DMV Fee	48.00
Cash Sale Price	$38,152.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,152.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 King Ranch

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This below average mileage preowned 2018 Ford F-150 King Ranch 4x4 pickup under 65,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$36,619
Est. Payment:	$778.31 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,713
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$36,619.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,388.62
Avg. DMV Fee	48.00
Cash Sale Price	$39,184.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,184.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$778.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$39,865
Est. Payment:	$729.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,072
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$39,865.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,599.61
Avg. DMV Fee	48.00
Cash Sale Price	$42,641.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,641.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 53,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Pioneer Garage in Highmore, SD. ...View More Details

Sales Price:	$39,950
Est. Payment:	$784.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,578
Location:	Highmore, SD

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,605.14
Avg. DMV Fee	48.00
Cash Sale Price	$42,732.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,732.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$784.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$39,500
Est. Payment:	$723.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,095
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,575.89
Avg. DMV Fee	48.00
Cash Sale Price	$42,252.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,252.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Pickups Priced Below $40,000

2025 Ford F-150 XLT

2021 GMC Sierra 1500 SLT

2018 Ford F-150 King Ranch

2023 Ford F-150 XL

2021 Ford F-150 Limited

2023 Ford F-150 XLT

2018 Ford F-150 King Ranch

2023 Ford F-150 XL

2023 Ford F-150 XL

2022 Ford F-150 XL

Greater Sioux Falls Area Cities with Used Pickups for Sale Below $40K

Metro Sioux Falls Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Pickups Priced Below $40,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

2018 Ford F-150 King Ranch

Ford F-150 King Ranch

2018 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2018 Ford F-150 King Ranch

Ford F-150 King Ranch

2018 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Greater Sioux Falls Area Cities with Used Pickups for Sale Below $40K

Metro Sioux Falls Area Counties with Used Pickups for Sale Below $40,000

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