Sioux Falls, SD Area Used Cars Under $45,000

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 49,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$41,925
Est. Payment:	$767.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,525
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$41,925.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,733.51
Avg. DMV Fee	48.00
Cash Sale Price	$44,835.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,835.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$767.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage preowned 2022 Ford F-150 Lariat 4X4 pickup below 44,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now under $44K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$43,900
Est. Payment:	$803.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,291
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$43,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,861.89
Avg. DMV Fee	48.00
Cash Sale Price	$46,938.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,938.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

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This low mileage used 2024 Jeep Wrangler Rubicon 4X4 SUV below 3,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now below $41K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$40,989
Est. Payment:	$750.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,771
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$40,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,672.67
Avg. DMV Fee	48.00
Cash Sale Price	$43,838.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,838.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage preowned 2025 Ford Bronco Big Bend 4X4 SUV below 0,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now under $44K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$43,979
Est. Payment:	$804.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$43,979.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,867.02
Avg. DMV Fee	48.00
Cash Sale Price	$47,023.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,023.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$804.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 24,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$44,979
Est. Payment:	$822.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,912
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$44,979.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,932.02
Avg. DMV Fee	48.00
Cash Sale Price	$48,088.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,088.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 38,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $43K at Willrodt Ford, Inc. in Chamberlain, SD. ...View More Details

Sales Price:	$42,500
Est. Payment:	$777.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,621
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,770.89
Avg. DMV Fee	48.00
Cash Sale Price	$45,447.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,447.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$777.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

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This low mileage used 2021 Ford F-150 King Ranch 4X4 pickup under 59,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$44,765
Est. Payment:	$878.73 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,500
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$44,765.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,918.11
Avg. DMV Fee	48.00
Cash Sale Price	$47,860.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,860.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$878.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Laramie

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This high mileage second hand 2023 Ram 2500 Laramie 4X4 pickup below 109,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $44K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$43,989
Est. Payment:	$1455.06 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,776
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,867.67
Avg. DMV Fee	48.00
Cash Sale Price	$47,033.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,033.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1455.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Colorado Z71

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This low mileage used 2025 Chevrolet Colorado Z71 4X4 pickup under 3,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$40,089
Est. Payment:	$733.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,692
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$40,089.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,614.17
Avg. DMV Fee	48.00
Cash Sale Price	$42,880.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,880.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,089.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This average mileage second hand 2022 Ford F-150 Platinum 4X4 pickup below 82,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $43K at Beadle Ford, Inc. in Bowdle, SD. ...View More Details

Sales Price:	$42,900
Est. Payment:	$1101.28 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,321
Location:	Bowdle, SD

Item	Amount
Used Car Price⁽¹⁾	$42,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,796.89
Avg. DMV Fee	48.00
Cash Sale Price	$45,873.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,873.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1101.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2022 Ford F-150 Lariat

2024 Jeep Wrangler Rubicon

2025 Ford Bronco Big Bend

2025 Ford F-150 XLT

2024 Ford F-150 XLT

2021 Ford F-150 King Ranch

2023 Ram 2500 Laramie

2025 Chevrolet Colorado Z71

2022 Ford F-150 Platinum

Greater Sioux Falls Area Cities with Used Cars for Sale Below $45K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2023 Ram 2500 Laramie

Ram 2500 Laramie

2023 Ram 2500 Laramie Car Loan Estimate

2025 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2025 Chevrolet Colorado Z71 Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

Greater Sioux Falls Area Cities with Used Cars for Sale Below $45K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $45,000

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