Sioux Falls, SD Area Used Cars Under $45,000

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 21,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Willrodt Ford, Inc. in Chamberlain, SD. ...View More Details

Sales Price:	$43,865
Est. Payment:	$802.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,671
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$43,865.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,859.61
Avg. DMV Fee	48.00
Cash Sale Price	$46,901.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,901.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$802.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

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This low mileage used 2024 Jeep Wrangler Rubicon 4X4 SUV under 3,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now below $41K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$40,989
Est. Payment:	$750.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,771
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$40,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,672.67
Avg. DMV Fee	48.00
Cash Sale Price	$43,838.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,838.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II

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This low mileage used 2022 Jeep Wagoneer Series II 4X4 SUV below 33,000 miles, a transmission, and 20 MPG, 5.7L hybrid engine is for sale right now below $44K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$43,989
Est. Payment:	$804.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,596
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,867.67
Avg. DMV Fee	48.00
Cash Sale Price	$47,033.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,033.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$804.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$41,925
Est. Payment:	$767.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,525
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$41,925.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,733.51
Avg. DMV Fee	48.00
Cash Sale Price	$44,835.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,835.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$767.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 43,000 miles, a transmission, and 20 MPG, 5.0L flexible engine is for sale right now below $45K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$44,909
Est. Payment:	$821.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,459
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$44,909.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,927.47
Avg. DMV Fee	48.00
Cash Sale Price	$48,013.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,013.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$821.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 24,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$44,979
Est. Payment:	$822.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,912
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$44,979.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,932.02
Avg. DMV Fee	48.00
Cash Sale Price	$48,088.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,088.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Laramie

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This high mileage used 2023 Ram 2500 Laramie 4X4 pickup under 109,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $44K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$43,989
Est. Payment:	$1455.06 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,776
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,867.67
Avg. DMV Fee	48.00
Cash Sale Price	$47,033.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,033.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1455.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 34,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $44K at Lewis and Clark Ford Lincoln Inc. in Yankton, SD. ...View More Details

Sales Price:	$43,975
Est. Payment:	$804.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,045
Location:	Yankton, SD

Item	Amount
Used Car Price⁽¹⁾	$43,975.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,866.76
Avg. DMV Fee	48.00
Cash Sale Price	$47,018.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,018.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

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This low mileage second hand 2021 Ford F-150 King Ranch 4X4 pickup below 37,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Pioneer Garage Inc in Highmore, SD. ...View More Details

Sales Price:	$44,950
Est. Payment:	$822.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,954
Location:	Highmore, SD

Item	Amount
Used Car Price⁽¹⁾	$44,950.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,930.14
Avg. DMV Fee	48.00
Cash Sale Price	$48,057.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,057.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 26,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $44K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$43,619
Est. Payment:	$798.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,452
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$43,619.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,843.62
Avg. DMV Fee	48.00
Cash Sale Price	$46,639.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,639.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$798.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2024 Jeep Wrangler Rubicon

2022 Jeep Wagoneer Series II

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Ram 2500 Laramie

2025 Ford Explorer ST-Line

2021 Ford F-150 King Ranch

2023 Ford F-150 XLT

Greater Sioux Falls Area Cities with Used Cars for Sale Below $45K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Car Loan Estimate

2022 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2022 Jeep Wagoneer Series II Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ram 2500 Laramie

Ram 2500 Laramie

2023 Ram 2500 Laramie Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Sioux Falls Area Cities with Used Cars for Sale Below $45K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $45,000

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