Sioux Falls, SD Area Used Cars Under $20,000

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE AWD SUV below 46,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $20K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$19,799
Est. Payment:	$363.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,727
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$19,799.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,295.32
Avg. DMV Fee	48.00
Cash Sale Price	$21,271.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,271.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$363.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan under 33,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $20K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$19,999
Est. Payment:	$367.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,172
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,308.32
Avg. DMV Fee	48.00
Cash Sale Price	$21,484.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,484.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$367.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Altitude

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This below average mileage used 2019 Jeep Cherokee Altitude 4x4 SUV under 64,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now under $19K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$18,909
Est. Payment:	$403.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,984
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$18,909.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,237.47
Avg. DMV Fee	48.00
Cash Sale Price	$20,323.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,323.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$403.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX4

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This high mileage second hand 2014 Ford F-150 FX4 4x4 pickup under 132,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $20K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$19,900
Est. Payment:	$780.14 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	132,200
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,301.89
Avg. DMV Fee	48.00
Cash Sale Price	$21,378.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,378.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$780.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ford F-150 FX4

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This high mileage second hand 2012 Ford F-150 FX4 4x4 pickup below 137,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $20K at Milbank Ford in Milbank, SD. ...View More Details

Sales Price:	$19,200
Est. Payment:	$752.93 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,266
Location:	Milbank, SD

Item	Amount
Used Car Price⁽¹⁾	$19,200.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,256.39
Avg. DMV Fee	48.00
Cash Sale Price	$20,633.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,633.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$752.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Toyota 4Runner SR5

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This high mileage preowned 2016 Toyota 4Runner SR5 4x4 SUV below 127,000 miles, automatic transmission, and 24 MPG, 4.0L gas engine is for sale right now under $20K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$20,000
Est. Payment:	$784.02 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,810
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,308.39
Avg. DMV Fee	48.00
Cash Sale Price	$21,485.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,485.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$784.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Renegade Trailhawk

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This low mileage used 2020 Jeep Renegade Trailhawk 4x4 SUV below 57,000 miles, automatic transmission, and 24 MPG, 1.3L gas engine is for sale right now under $17K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$16,999
Est. Payment:	$335.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,165
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,113.32
Avg. DMV Fee	48.00
Cash Sale Price	$18,289.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,289.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$335.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This average mileage preowned 2024 Chevrolet Malibu LT FWD sedan under 71,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now below $18K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$17,999
Est. Payment:	$420.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,810
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,178.32
Avg. DMV Fee	48.00
Cash Sale Price	$19,354.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,354.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$420.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Durango GT

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This high mileage used 2019 Dodge Durango GT AWD SUV under 124,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $16K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$15,379
Est. Payment:	$604.44 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,025
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$15,379.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,008.02
Avg. DMV Fee	48.00
Cash Sale Price	$16,564.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,564.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$604.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,379.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer Limited

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This above average mileage second hand 2020 Ford Explorer Limited AWD SUV under 95,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $20K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$19,900
Est. Payment:	$576.68 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,436
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	1,301.89
Avg. DMV Fee	48.00
Cash Sale Price	$21,378.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,378.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$576.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $20,000

2022 Ford Escape SE

2025 Nissan Altima 2.5 SV

2019 Jeep Cherokee Altitude

2014 Ford F-150 FX4

2012 Ford F-150 FX4

2016 Toyota 4Runner SR5

2020 Jeep Renegade Trailhawk

2024 Chevrolet Malibu LT

2019 Dodge Durango GT

2020 Ford Explorer Limited

Greater Sioux Falls Area Cities with Used Cars for Sale Below $20K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $20,000

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2019 Jeep Cherokee Altitude

Jeep Cherokee Altitude

2019 Jeep Cherokee Altitude Car Loan Estimate

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

2012 Ford F-150 FX4

Ford F-150 FX4

2012 Ford F-150 FX4 Car Loan Estimate

2016 Toyota 4Runner SR5

Toyota 4Runner SR5

2016 Toyota 4Runner SR5 Car Loan Estimate

2020 Jeep Renegade Trailhawk

Jeep Renegade Trailhawk

2020 Jeep Renegade Trailhawk Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2019 Dodge Durango GT

Dodge Durango GT

2019 Dodge Durango GT Car Loan Estimate

2020 Ford Explorer Limited

Ford Explorer Limited

2020 Ford Explorer Limited Car Loan Estimate

Greater Sioux Falls Area Cities with Used Cars for Sale Below $20K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $20,000

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