Sioux Falls, SD Area Used Cars Under $40,000

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 19,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$39,989
Est. Payment:	$731.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,411
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$39,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,607.67
Avg. DMV Fee	48.00
Cash Sale Price	$42,773.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,773.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$731.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage preowned 2022 Ram 1500 Big Horn 4x4 pickup under 44,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $36K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$35,900
Est. Payment:	$657.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,081
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,341.89
Avg. DMV Fee	48.00
Cash Sale Price	$38,418.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,418.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Limited

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This low mileage preowned 2024 Jeep Grand Cherokee Limited 4x4 SUV below 33,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$35,400
Est. Payment:	$648.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,504
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$35,400.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,309.39
Avg. DMV Fee	48.00
Cash Sale Price	$37,886.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,886.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$648.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX 4x4 pickup under 26,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at Willrodt Ford in Chamberlain, SD. ...View More Details

Sales Price:	$38,650
Est. Payment:	$707.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,562
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$38,650.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,520.64
Avg. DMV Fee	48.00
Cash Sale Price	$41,347.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,347.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 King Ranch

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This average mileage used 2020 Ford F-150 King Ranch 4x4 pickup under 89,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$35,909
Est. Payment:	$922.54 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,882
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$35,909.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,342.47
Avg. DMV Fee	48.00
Cash Sale Price	$38,428.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,428.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$922.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This below average mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 63,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$35,500
Est. Payment:	$754.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,513
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,315.89
Avg. DMV Fee	48.00
Cash Sale Price	$37,992.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,992.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$754.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Yukon XL Denali

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This high mileage used 2021 GMC Yukon XL Denali 4x4 SUV below 105,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $40K at Beadle Ford in Bowdle, SD. ...View More Details

Sales Price:	$39,900
Est. Payment:	$1320.34 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,059
Location:	Bowdle, SD

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,601.89
Avg. DMV Fee	48.00
Cash Sale Price	$42,678.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,678.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1320.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee Limited

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This low mileage preowned 2025 Jeep Grand Cherokee Limited 4x4 SUV below 24,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$38,009
Est. Payment:	$695.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,042
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$38,009.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,478.97
Avg. DMV Fee	48.00
Cash Sale Price	$40,664.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,009.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This below average mileage preowned 2021 GMC Sierra 1500 Denali 4x4 pickup below 70,000 miles, automatic transmission, and 24 MPG, 3.0L diesel engine is for sale right now below $40K at Beadle Ford in Bowdle, SD. ...View More Details

Sales Price:	$39,900
Est. Payment:	$847.71 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,777
Location:	Bowdle, SD

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,601.89
Avg. DMV Fee	48.00
Cash Sale Price	$42,678.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,678.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$847.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

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This low mileage second hand 2025 Honda Odyssey Sport-L FWD minivan under 28,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Beadle Ford in Bowdle, SD. ...View More Details

Sales Price:	$39,900
Est. Payment:	$730.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,591
Location:	Bowdle, SD

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,601.89
Avg. DMV Fee	48.00
Cash Sale Price	$42,678.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,678.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$730.30

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2022 Ram 1500 Big Horn

2024 Jeep Grand Cherokee Limited

2024 Ford F-150 STX

2020 Ford F-150 King Ranch

2023 Ford F-150 Lariat

2021 GMC Yukon XL Denali

2025 Jeep Grand Cherokee Limited

2021 GMC Sierra 1500 Denali

2025 Honda Odyssey Sport-L

Greater Sioux Falls Area Cities with Used Cars for Sale Below $40K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2024 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2024 Jeep Grand Cherokee Limited Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2020 Ford F-150 King Ranch

Ford F-150 King Ranch

2020 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2021 GMC Yukon XL Denali

GMC Yukon XL Denali

2021 GMC Yukon XL Denali Car Loan Estimate

2025 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2025 Jeep Grand Cherokee Limited Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

Greater Sioux Falls Area Cities with Used Cars for Sale Below $40K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $40,000

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