Sioux Falls, SD Area Used Cars Under $40,000

2025 Chrysler Pacifica Limited

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This low mileage used 2025 Chrysler Pacifica Limited FWD mini-van under 44,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $37K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$36,019
Est. Payment:	$659.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,100
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$36,019.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,349.62
Avg. DMV Fee	48.00
Cash Sale Price	$38,545.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,545.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,019.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 42,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Willrodt Ford, Inc. in Chamberlain, SD. ...View More Details

Sales Price:	$39,599
Est. Payment:	$724.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,072
Location:	Chamberlain, SD

Item	Amount
Used Car Price⁽¹⁾	$39,599.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,582.32
Avg. DMV Fee	48.00
Cash Sale Price	$42,358.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,358.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage second hand 2020 Toyota Tacoma TRD Pro 4X4 pickup under 51,000 miles, m transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$35,909
Est. Payment:	$705.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,975
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$35,909.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,342.47
Avg. DMV Fee	48.00
Cash Sale Price	$38,428.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,428.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$705.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup below 30,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$38,699
Est. Payment:	$708.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,240
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$38,699.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,523.82
Avg. DMV Fee	48.00
Cash Sale Price	$41,399.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,399.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage preowned 2025 Jeep Grand Cherokee L Limited 4X4 SUV under 13,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $39K at Einspahr Ford in Brookings, SD. ...View More Details

Sales Price:	$38,889
Est. Payment:	$711.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,395
Location:	Brookings, SD

Item	Amount
Used Car Price⁽¹⁾	$38,889.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,536.17
Avg. DMV Fee	48.00
Cash Sale Price	$41,602.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,602.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$711.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Sierra 1500 SLT

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This low mileage second hand 2018 GMC Sierra 1500 SLT 4X4 pickup under 53,000 miles, a transmission, and 24 MPG, 6.2L gas engine is for sale right now below $36K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$35,900
Est. Payment:	$705.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,630
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,341.89
Avg. DMV Fee	48.00
Cash Sale Price	$38,418.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,418.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$705.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 53,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Pioneer Garage Inc in Highmore, SD. ...View More Details

Sales Price:	$39,950
Est. Payment:	$784.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,578
Location:	Highmore, SD

Item	Amount
Used Car Price⁽¹⁾	$39,950.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,605.14
Avg. DMV Fee	48.00
Cash Sale Price	$42,732.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,732.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$784.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Limited Longhorn

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This below average mileage used 2023 Ram 1500 Limited Longhorn 4X4 pickup under 64,000 miles, a transmission, and 24 MPG, 5.7L hybrid engine is for sale right now below $40K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$39,825
Est. Payment:	$846.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,693
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$39,825.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,597.01
Avg. DMV Fee	48.00
Cash Sale Price	$42,599.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,599.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$846.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,825.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 19,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Vern Eide Ford in Mitchell, SD. ...View More Details

Sales Price:	$39,989
Est. Payment:	$731.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,411
Location:	Mitchell, SD

Item	Amount
Used Car Price⁽¹⁾	$39,989.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,607.67
Avg. DMV Fee	48.00
Cash Sale Price	$42,773.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,773.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$731.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This below average mileage second hand 2021 GMC Sierra 1500 Denali 4X4 pickup under 70,000 miles, a transmission, and 24 MPG, 3.0L diesel engine is for sale right now below $38K at Beadle's Sales in Mobridge, SD. ...View More Details

Sales Price:	$37,900
Est. Payment:	$805.41 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,777
Location:	Mobridge, SD

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,471.89
Avg. DMV Fee	48.00
Cash Sale Price	$40,548.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,548.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$805.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $40,000

2025 Chrysler Pacifica Limited

2023 Ford F-150 XLT

2020 Toyota Tacoma TRD Pro

2022 Ford F-150 XLT

2025 Jeep Grand Cherokee L Limited

2018 GMC Sierra 1500 SLT

2023 Ford F-150 XLT

2023 Ram 1500 Limited Longhorn

2023 Ford F-150 XLT

2021 GMC Sierra 1500 Denali

Greater Sioux Falls Area Cities with Used Cars for Sale Below $40K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $40,000

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2018 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2018 GMC Sierra 1500 SLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Limited Longhorn

Ram 1500 Limited Longhorn

2023 Ram 1500 Limited Longhorn Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

Greater Sioux Falls Area Cities with Used Cars for Sale Below $40K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $40,000

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