Sioux Falls, SD Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV under 26,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$35,746
Est. Payment:	$654.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,984
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$35,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,331.88
Avg. DMV Fee	48.00
Cash Sale Price	$38,254.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,254.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$654.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup below 48,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$39,746
Est. Payment:	$727.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,350
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$39,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,591.88
Avg. DMV Fee	48.00
Cash Sale Price	$42,514.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,514.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Rubicon

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This low mileage used 2021 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 21,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $40K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$39,746
Est. Payment:	$727.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,459
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$39,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,591.88
Avg. DMV Fee	48.00
Cash Sale Price	$42,514.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,514.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$727.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage second hand 2024 Hyundai PALISADE XRT AWD SUV under 26,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$691.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,904
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volvo XC60 B5 Inscription

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This low mileage second hand 2022 Volvo XC60 B5 Inscription AWD SUV below 33,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $36K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$35,746
Est. Payment:	$654.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,826
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$35,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,331.88
Avg. DMV Fee	48.00
Cash Sale Price	$38,254.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,254.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$654.60

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Cadillac XT6 Premium Luxury

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This low mileage preowned 2022 Cadillac XT6 Premium Luxury 4x4 SUV under 52,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $36K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$35,746
Est. Payment:	$702.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,002
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$35,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,331.88
Avg. DMV Fee	48.00
Cash Sale Price	$38,254.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,254.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$702.38

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage second hand 2024 Hyundai PALISADE XRT AWD SUV below 30,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$691.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,611
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage used 2024 Hyundai PALISADE XRT AWD SUV under 37,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$691.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,917
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Pathfinder SL

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This low mileage second hand 2026 Nissan Pathfinder SL AWD SUV below 13,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$39,746
Est. Payment:	$727.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,369
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$39,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,591.88
Avg. DMV Fee	48.00
Cash Sale Price	$42,514.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,514.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

⇩ View Seller Description

This low mileage second hand 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 56,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Billion Hyundai in Sioux Falls, SD. ...View More Details

Sales Price:	$37,746
Est. Payment:	$741.48 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,043
Location:	Sioux Falls, SD

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,461.88
Avg. DMV Fee	48.00
Cash Sale Price	$40,384.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,384.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$741.48

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2025 Ford F-150 XLT

2021 Jeep Wrangler Unlimited Rubicon

2024 Hyundai PALISADE XRT

2022 Volvo XC60 B5 Inscription

2022 Cadillac XT6 Premium Luxury

2024 Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT

2026 Nissan Pathfinder SL

2024 Hyundai PALISADE Calligraphy Night Edition

Greater Sioux Falls Area Cities with Used Cars for Sale Below $40K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Sioux Falls Area

Metro Sioux Falls Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2021 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2022 Volvo XC60 B5 Inscription

Volvo XC60 B5 Inscription

2022 Volvo XC60 B5 Inscription Car Loan Estimate

2022 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2022 Cadillac XT6 Premium Luxury Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2026 Nissan Pathfinder SL

Nissan Pathfinder SL

2026 Nissan Pathfinder SL Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

Greater Sioux Falls Area Cities with Used Cars for Sale Below $40K

Metro Sioux Falls Area Counties with Used Cars for Sale Below $40,000

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